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Old 01.04.2012, 12:45
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Post Finance International Wire Transfer

Can someone tell me if you can wire funds to a US bank account from a Post Finance account online? I have tried to do this via international payment, but it is a GIRO method and the receiving bank requires an IBAN which they do not use in the US. I currently use PayPal to transfer, but it takes nearly a week and I want a quicker method. I use Charles Schwab Checking on the States side. Any thoughts?
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Old 01.04.2012, 13:04
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Re: Post Finance International Wire Transfer

Can´t you quote the beneficiary US account number into that box ?

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Beneficiary's account number or IBAN
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Old 01.04.2012, 13:08
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Re: Post Finance International Wire Transfer

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Can someone tell me if you can wire funds to a US bank account from a Post Finance account online? I have tried to do this via international payment, but it is a GIRO method and the receiving bank requires an IBAN which they do not use in the US. I currently use PayPal to transfer, but it takes nearly a week and I want a quicker method. I use Charles Schwab Checking on the States side. Any thoughts?
I've send money to other countries (Not the US) in which SWIFT instead of IBAN is used. Check the available options in E-Finance.
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Old 01.04.2012, 13:18
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Re: Post Finance International Wire Transfer

There is a help desk open until 4 pm on Sundays, you can call them for advice.
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Old 01.04.2012, 14:13
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Re: Post Finance International Wire Transfer

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Can´t you quote the beneficiary US account number into that box ?
Exactly - I've successfully sent USD to a US bank account from my Post Finance account by entering the account number in the account number/IBAN box.
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Old 01.04.2012, 14:55
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Re: Post Finance International Wire Transfer

I've sent money to my Canadian account (TD) many times, and it just takes a bit longer and requires filling out a lot of number.

I got conflicting information on what is my full, internationally accepted account number. So please make sure whoever you talk to at your bank knows the full information and exactly what they need. The first time I sent money I was confused so I called my home branch in Canada; I went by the full account number my bank assured me would work, and long story short, my money was "lost" for over a month after it was sent to the TD HQ and I had to pay $20 to recover what was their error. All because of 4 missing zeros at the beginning.


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Exactly - I've successfully sent USD to a US bank account from my Post Finance account by entering the account number in the account number/IBAN box.
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Old 01.04.2012, 15:33
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Re: Post Finance International Wire Transfer

It takes two steps, but I send my money via xe.com. You send the money by a domestic Swiss transfer to XE, then via ACH to your account in the US. The whole process takes about four days, and the exchange rates are very good. I've never had any money get 'lost in the system', and there are no charges to send or receive the funds.
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Old 01.04.2012, 16:30
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Re: Post Finance International Wire Transfer

So this is the info that Schwab has given me. Should I combine the SWIFT with the account number?


Amount U.S. Dollar Amount
Pay Citibank NA
Citibank Address 111 Wall Street— New York, NY 10005
SWIFT Address CITIUS33
FBO Charles Schwab & Co., Inc.
Account # 4060-XXXX
In Line 1 of Detail Full title & Account Number of Your Schwab Account
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Old 01.04.2012, 16:39
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Re: Post Finance International Wire Transfer

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So this is the info that Schwab has given me. Should I combine the SWIFT with the account number?
I've done this lots from PF to city and bofa so, counter intuitively, you will insert the US bank account number where the IBAN would normally go...and step through the screens for how much, in what currency, etc., until you get to the screen where you can add either the Swift code or, as in the case of BofA, the international wire routing number along with all the bank details and such.

So, no, don't add the swift code on the same line as your bank account number.
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Old 01.04.2012, 16:40
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Re: Post Finance International Wire Transfer

I think the full account number ( verify with them if that is the full account number ) alone is required in that box and you will be asked to correct the suggested SWIFT code on the following screen.
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Old 01.04.2012, 19:17
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Re: Post Finance International Wire Transfer

Thanks everyone. I will try to do a small transfer amount and see if it works.
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Old 01.04.2012, 21:23
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Re: Post Finance International Wire Transfer

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It takes two steps, but I send my money via xe.com. You send the money by a domestic Swiss transfer to XE, then via ACH to your account in the US. The whole process takes about four days, and the exchange rates are very good. I've never had any money get 'lost in the system', and there are no charges to send or receive the funds.
another nice option is http://wechselstube.ch/. Free domestic transfer to them and then they send it along to the US bank. Takes 3-4 days with decent rates.
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Old 25.06.2012, 19:00
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Re: Post Finance International Wire Transfer

so, still no definitive answer for sending a Post Finance wire to the U.S., eh? can anyone either confirm or deny (by specific personal experience with full knowledge of either the success or failure of such a wire transfer) that the correct method is to enter the 9-digit checking (or savings) account number on the first payment page, then to continue to the second page and enter the 9-digit routing number? Is it, or has it ever been the case that it is necessary to add additional zeros as a prefix or suffix for either the account or routing number (again, for the United States, not Canada)?

Please, do not refer me to a website or phone number help-line. If you respond with a correct and complete answer, I will greatly appreciate it. : )
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Old 01.07.2012, 21:20
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Re: Post Finance International Wire Transfer

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It takes two steps, but I send my money via xe.com. You send the money by a domestic Swiss transfer to XE, then via ACH to your account in the US. The whole process takes about four days, and the exchange rates are very good. I've never had any money get 'lost in the system', and there are no charges to send or receive the funds.
I also have to transfer some money to the US. I have an account from Bank of America, and an account from PostFinance. I also have setup an account at xe.com.

In the "Select Payment Method", there is only an option of "wire". Do I need to pay the wire fee? Thanks in advance.
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Old 01.07.2012, 21:51
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Re: Post Finance International Wire Transfer

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I also have to transfer some money to the US. I have an account from Bank of America, and an account from PostFinance. I also have setup an account at xe.com.

In the "Select Payment Method", there is only an option of "wire". Do I need to pay the wire fee? Thanks in advance.
You will always pay fees, you can agree to pay ALL fees as well.
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Old 01.07.2012, 22:11
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Re: Post Finance International Wire Transfer

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You will always pay fees, you can agree to pay ALL fees as well.
Are you sure EFT is not for free? I am not sure what you said "You will always pay fees".
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Old 01.07.2012, 22:41
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Re: Post Finance International Wire Transfer

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Are you sure EFT is not for free? I am not sure what you said "You will always pay fees".
The thread is about INTERNATIONAL WIRE TRANSFERS, on which you will ALWAYS PAY FEES.
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