Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #41  
Old 10.01.2020, 12:50
Forum Legend
 
Join Date: Mar 2009
Location: Zurich
Posts: 12,233
Groaned at 866 Times in 607 Posts
Thanked 16,717 Times in 6,568 Posts
Chuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond repute
Re: Can't back out of migros klubschule ?

Quote:
View Post
I know is stupid, but I did not want to share with the rest about my mum so I said yes to not have 12 people pity me.
Correct, that is very silly. You didn't have to share any details about your mum, you just had to say no because of "personal reasons" and that you would register next year.

EDIT - Plus, you have now changed your story. You made it sound like you accepted the renewal and then later your mum got sick. In fact, according to the above post you accepted knowing she was sick. Your initial posts were thus purposefully misleading.
Reply With Quote
This user would like to thank Chuff for this useful post:
  #42  
Old 10.01.2020, 12:52
Newbie 1st class
 
Join Date: Feb 2019
Location: Zurich
Posts: 11
Groaned at 1 Time in 1 Post
Thanked 3 Times in 2 Posts
NewZuricher has no particular reputation at present
Re: Can't back out of migros klubschule ?

Quote:
View Post
I appreciate your situation with your sick parent but seriously:

Expecting someone else to bear the costs of your misfortune is most certainly a since of entitlement.

And as for claiming to be a victim, when all the other party to the contract requires is that you stick to the terms you committed to.... well that is just childish.
Then again, would you pay for a service not received? AND the "contract" was oral nothing signed.

Thanks for your thoughts. I actually came to the forum to get constructive advise, legal/previous experience and not be character assassinated. I feel you get some kind of pleasure in telling what is right (which I know thanks) and have so far dedicated to insult. Please, weight in when you have something to say that may help.
Reply With Quote
  #43  
Old 10.01.2020, 12:54
Guest
 
Posts: n/a
Re: Can't back out of migros klubschule ?

Quote:
View Post
Then again, would you pay for a service not received? AND the "contract" was oral nothing signed.
But that's not correct, though. They provided the service but you backed out.

Sorry if that sounds harsh but I think you are looking at it the wrong way.
Reply With Quote
The following 3 users would like to thank for this useful post:
  #44  
Old 10.01.2020, 12:55
Newbie 1st class
 
Join Date: Feb 2019
Location: Zurich
Posts: 11
Groaned at 1 Time in 1 Post
Thanked 3 Times in 2 Posts
NewZuricher has no particular reputation at present
Re: Can't back out of migros klubschule ?

Quote:
View Post
Correct, that is very silly. You didn't have to share any details about your mum, you just had to say no because of "personal reasons" and that you would register next year.
Now that you say it sounds so obvious. I never thought about then! I thing that once you say it, everyone will prey on that and start asking "what is happening". You can't win in this situations and lesson learned: beating around the bush is no good. Mind that at the time of accepting the next side of the course I did not have the date of operation it was decided 24 hrs later. I literally landed and went to the hospital, it all happened super quickly.
Reply With Quote
  #45  
Old 10.01.2020, 12:56
Newbie 1st class
 
Join Date: Feb 2019
Location: Zurich
Posts: 11
Groaned at 1 Time in 1 Post
Thanked 3 Times in 2 Posts
NewZuricher has no particular reputation at present
Re: Can't back out of migros klubschule ?

Quote:
But that's not correct, though. They provided the service but you backed out.

Sorry if that sounds harsh but I think you are looking at it the wrong way.

Good point. I can see that.
Reply With Quote
This user would like to thank NewZuricher for this useful post:
  #46  
Old 10.01.2020, 12:56
Forum Legend
 
Join Date: Mar 2009
Location: Zurich
Posts: 12,233
Groaned at 866 Times in 607 Posts
Thanked 16,717 Times in 6,568 Posts
Chuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond repute
Re: Can't back out of migros klubschule ?

Quote:
View Post
Now that you say it sounds so obvious. I never thought about then! I thing that once you say it, everyone will prey on that and start asking "what is happening". You can't win in this situations and lesson learned: beating around the bush is no good. Mind that at the time of accepting the next side of the course I did not have the date of operation it was decided 24 hrs later. I literally landed and went to the hospital, it all happened super quickly.
Well, in addition you have now changed your story. In the first posts of this thread you made it sound like you first accepted the renewal and then later your mum got sick. In fact, according to your latest post you accepted knowing she was sick. Your initial posts were thus purposefully misleading.
Reply With Quote
This user would like to thank Chuff for this useful post:
  #47  
Old 10.01.2020, 13:00
Guest
 
Posts: n/a
Re: Can't back out of migros klubschule ?

Quote:
View Post
Then again, would you pay for a service not received? AND the "contract" was oral nothing signed.



Oral is binding !

(ask Monika Lewinsky....)
Reply With Quote
  #48  
Old 10.01.2020, 13:07
Newbie 1st class
 
Join Date: Feb 2019
Location: Zurich
Posts: 11
Groaned at 1 Time in 1 Post
Thanked 3 Times in 2 Posts
NewZuricher has no particular reputation at present
Re: Can't back out of migros klubschule ?

Quote:
View Post
Well, in addition you have now changed your story. In the first posts of this thread you made it sound like you first accepted the renewal and then later your mum got sick. In fact, according to your latest post you accepted knowing she was sick. Your initial posts were thus purposefully misleading.

Simplified yes. I knew she had been found ill but did not know that the operation would be scheduled in 6 days. It was a quick turnaround.
Reply With Quote
  #49  
Old 10.01.2020, 13:07
Newbie 1st class
 
Join Date: Feb 2019
Location: Zurich
Posts: 11
Groaned at 1 Time in 1 Post
Thanked 3 Times in 2 Posts
NewZuricher has no particular reputation at present
Re: Can't back out of migros klubschule ?

Quote:
oral is binding !

(ask monika lewinsky....)
:d:d:d:d
Reply With Quote
  #50  
Old 10.01.2020, 13:33
aSwissInTheUS's Avatar
Forum Legend
 
Join Date: Nov 2007
Location: Zurich area
Posts: 11,668
Groaned at 87 Times in 78 Posts
Thanked 17,732 Times in 7,882 Posts
aSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond repute
Re: Can't back out of migros klubschula ?

You might not be aware but most contracts are are made verbally or even silently. Written contracts are the exception.

Also, a contract does not need a T&C as the law, the Swiss Code of Obligations, sets the default terms for many contracts. Here a link to an nonofficial English version provided by the Swiss government: https://www.admin.ch/opc/en/classifi...009/index.html
By default, if nothing else was agreed, revocation from a contract is only possible in a few distinct situations. See Art. 40b Code of Obligations https://www.admin.ch/opc/en/classifi...ndex.html#a40b and Art. 14 KKG (Consumer Loan Act) https://www.admin.ch/opc/de/classifi...index.html#a16

In general the correct assumptions is that revocation is not possible. Thus never sign or agree to something which you are not sure about. So not get pressured into a contract. If it is a written contract take time to read and understand its terms and condition. You know something is fish and not right if someone tells you you must sign on the spot and that you can are not allowed to take the contract with you do study it thoughtfully at home.
__________________
"Whoa, careful now. These are dangerous streets for us upper-lower-middle-class types. So avoid eye contact, watch your pocketbook, and suspect everyone."
Reply With Quote
  #51  
Old 11.01.2020, 20:41
venetian's Avatar
Senior Member
 
Join Date: Jun 2016
Location: Zuerich
Posts: 348
Groaned at 2 Times in 2 Posts
Thanked 370 Times in 174 Posts
venetian has an excellent reputationvenetian has an excellent reputationvenetian has an excellent reputationvenetian has an excellent reputation
Re: Can't back out of migros klubschule ?

Quote:
I think I would have just said, "I'm not sure right now, I can confirm tomorrow / by the end of the week" or something similar. This would have been an acceptable and reasonable response, and your mother's illness would never have been a factor.
Exactly. They don't ask questions, they just want to organize the next month. People back out regularly, very few have the time and the money to do an intensive course for more than 3 or 4 months. The only kind of pressure is that the week before the deadline they ask it every day, but only as long as there are people declaring themselves as "unsure". After three months I needed a pause and I said "no".
If you say "yes" they send you the bill.
Reply With Quote
  #52  
Old 25.05.2020, 14:29
Newbie 1st class
 
Join Date: Feb 2019
Location: Zurich
Posts: 11
Groaned at 1 Time in 1 Post
Thanked 3 Times in 2 Posts
NewZuricher has no particular reputation at present
Re: Can't back out of migros klubschula ?

Hi to all,
I never updated on what happened! Well, personal touch is always better. I went there and we had a talk with the manager/director on what happened and they were very understanding and super helpful.

Klubschule has an insurance if you need to cancel but only covers things that happen to you, not a next of kin or relative. So keep that in mind.

It did help that I wanted to resume my German course and for B2 and C1 level but they could not get enough students to open a class.

In brief: from the 998 CHF due, we arranged 300 CHF, and for the next course that cost 1012 CHF they made a 10% off. So my set back was about 200 CHF. Speaking face to face in my KSM German did the trick!

A final note: I have been around the forum for several months now and sometimes I am shocked at the aggression and malevolent answers some people give. It is unnecessary, if you are not able to produce a helpful argument without violence, you are better off not responding hiding behind an anonymous nickname. Thanks, Nico
Reply With Quote
The following 2 users would like to thank NewZuricher for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Going back - can you claim tax back? hollisterb Finance/banking/taxation 0 25.03.2010 13:28
can't get out of contract? Suze Housing in general 0 05.11.2009 23:12
tax pre-payment - can ask for it back early if out of money? makeabigwish Finance/banking/taxation 14 08.09.2009 20:04
Can I opt out of paying pension? ashtraxx Employment 8 28.05.2008 00:17
Taking pension out of CH back to US shpadre Finance/banking/taxation 1 11.07.2007 21:23


All times are GMT +2. The time now is 05:23.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0