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  #1  
Old 20.09.2006, 12:15
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Income Tax Rates - Cheatsheet

We have been talking about buying a small apartment in CH for some time... as you can expect, whenever you talk about this, the issue of taxes comes up. Now since we could theoretically live in Zurich or Schwyz or even Zug, I am always looking up the tax rates in the various gemeindes

Does anyone know an English language resource that quickly lets me compare tax rates for all the gemeindes in Switzerland?
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Old 20.09.2006, 12:16
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Re: Cheatsheet for tax rates ??

there is a tax calculator [Steuerrechner] on Homegate, for example, that you can use.

Credit Suisse have one on this page you can use in England should you wish:
https://entry.credit-suisse.ch/csfs/...ern_sparen.jsp

Quote:
Swiss Tax Calculator
Here you can calculate your municipal, cantonal and federal taxes.

Last edited by Lob; 20.09.2006 at 12:37.
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Old 20.09.2006, 12:20
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Re: Cheatsheet for tax rates ??

By gemeinde I presume you mean the local community?

Anyway, I'm not sure such a resource exists. These rates change every year, so possibly the only way to do it is to go to the cantonal tax websites for the canton in question and use their tax calculator to see what it says for the different communities? Only problem this will be in German, but not that difficult to navigate. If you've narrowed your search to two cantons it will be easier.
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Old 21.09.2006, 11:10
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Re: Cheatsheet for tax rates ??

Quote:
there is a tax calculator [Steuerrechner] on Homegate, for example, that you can use.

Credit Suisse have one on this page you can use in England should you wish:
https://entry.credit-suisse.ch/csfs/...ern_sparen.jsp

Thanks Lob

I am sure someone had shown me the Credit Suisse calculator a long time ago, and I totally forgot about that one. This is perrrfect... just what I wanted!

cheers
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Old 21.09.2006, 12:36
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Re: Cheatsheet for tax rates ??

There's an income tax calculator for federal and cantonal tax on one of the official swiss sites (Swiss federal tax administration) here (in english). Covers each canton.

It's linked to from www.taxation.ch - a commercial site of a tax lawyer in Bern I found googling a while ago - i've found it has some useful basic info and links on it.
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Old 08.11.2006, 19:59
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Income tax in Switzerland (Geneva)

Hello,
I am a US citizen, working for Swiss company in Boston and will be transferring to Geneva office early next year. I would like to ask income taxation in Switzerland. I read that there are federal and cantonal taxes. Does anybody know where I can find actual Taxation Tables? Also, I was told that there is an additional non-EU citizen tax for US citizens ~10%. Where can I find more about that.

Thank you.
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Old 09.11.2006, 10:43
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Re: Income tax in Switzerland (Geneva)

I've moved your question into a thread that perhaps has some answers. Also see this:

Some extra taxation questions
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Old 23.11.2006, 18:08
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Re: Income Tax Rates - Cheatsheet

Hi there guys, I used your info to check some tax calculations. specifically I went to the official site of Swiss federal tax administration but being an ignorant in that matter, I was lost. They seem to have a list of values for cantonal tax, communal tax and church tax. why is that? do i have an option to choose from list of values. sorry but i really don't know a thing about taxation system in switzerland. could u help please. i am a single person with no children living (assume) in kilchberg, gross salary 10K. what would remain after tax deductions? what are other salary deductions that i should be aware of? could be helpful if u could let me know what net salary would remain after all deductions which i should be using for rent,transportation,food,etc.
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Old 23.11.2006, 19:32
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Re: Income Tax Rates - Cheatsheet

Quote:
Hi there guys, I used your info to check some tax calculations. specifically I went to the official site of Swiss federal tax administration but being an ignorant in that matter, I was lost. They seem to have a list of values for cantonal tax, communal tax and church tax. why is that? do i have an option to choose from list of values. sorry but i really don't know a thing about taxation system in switzerland. could u help please. i am a single person with no children living (assume) in kilchberg, gross salary 10K. what would remain after tax deductions? what are other salary deductions that i should be aware of? could be helpful if u could let me know what net salary would remain after all deductions which i should be using for rent,transportation,food,etc.
While you have not specified under which type of residence permit try this site for some info:

http://www.taxation.ch/File/PDF/Expat_allowances.pdf

Also I suggest that you do a google search targeting just Switzerland but the following string: b permit salary deductions

The search will give you a number of websites in english from which you can profit.
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Old 06.02.2007, 18:23
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Re: Income Tax Rates - Cheatsheet

Hi

I have been struggling to get clear info about Deductions which can be made from Income Tax. I live and work in Basel Stadt. As per the info I have the following deductions are possible -

1. Social Security Deductions
2. PF Contributions - Can Provident fund contributions made offshore be deducted ?
3. Insurance payments - health and unemployment
4. Interest on loans and credit cards
5. Mortgage interest - but does this mortgage have to be in Switzerland or it can be anywhere in the world ? Are there any max limits to this ?
6. Life Insurance, Car Insurance, Third party liability and household goods insurance - not sure about these , is this valid for life insurance taken anywhere in the world ?
7. Business expenses - work related - minimum CHF 700
8. Business expenses - travel related - min CHF 500
9. Donation to charities - Can this be anywhere in the world ?
10. Medical expenses- not paid by Health Insurance and exceeding 5% of incom
11. Family support - I understand this can be claimed if payment of at least CHF 5200 per year is made for your to dependent account. But, does the transfer need to be made from my Swiss bank account ? I normally transfer money from my Swiss account to my offshore account and from that account to my parents ? Can I claim this amount ?
12. Travel To CH and Housing in CH - In what cases can this be claimed ?
13 . Education - self and child

Any feedback on this ?

Also, does anyone have experience working with Dr.Tax software ? I ordered and installed this software but cannot see any application to work with. Any leads on this ?

Also, I was evaluation the positives ( lower tax) and negatives of moving to Basel Land from Basel Stadt. Any feedback is welcome ?

Regards
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Old 07.02.2007, 10:35
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Re: Income Tax Rates - Cheatsheet

Quote:
Hi there guys, I used your info to check some tax calculations. specifically I went to the official site of Swiss federal tax administration but being an ignorant in that matter, I was lost. They seem to have a list of values for cantonal tax, communal tax and church tax. why is that? do i have an option to choose from list of values. sorry but i really don't know a thing about taxation system in switzerland. could u help please. i am a single person with no children living (assume) in kilchberg, gross salary 10K. what would remain after tax deductions? what are other salary deductions that i should be aware of? could be helpful if u could let me know what net salary would remain after all deductions which i should be using for rent,transportation,food,etc.
All of that is because each Kanton and local community has its own tax rate (I think Church tax is the same everywhere, maybe not...). If you have Quellensteuer (withholding tax) taken off you salary then it includes the government taxes, but not church tax. You can find the Quellensteuer rates on the Kantonal tax website (http://www.steueramt.zh.ch/html/steu...if_a_QSt06.pdf for Zurich kanton, which Kilchberg is part of).

In general expect 30% deductions from the gross for taxes, health insurances, pensions and social securities...
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Old 20.06.2007, 17:33
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Re: Income Tax Rates - Cheatsheet

Hi,

I've been trawling through this and other resources, just trying to get a ballpark figure on how much the tax rates can differ from canton to canton. Are we talking, 10%? 20% 50%?

More specifically, if one lives in canton Zug instead of Zurich, what is the bottom line.. GENERALLY?

Thanks, Dan
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Old 20.06.2007, 17:36
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Re: Income Tax Rates - Cheatsheet

have you experimented with the tax calculator?
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Old 20.06.2007, 17:38
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Re: Income Tax Rates - Cheatsheet

Quote:
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More specifically, if one lives in canton Zug instead of Zurich, what is the bottom line.. GENERALLY?
If you earn less than about 150 - 200K the bottom line will probably be 0
because you will most likely spend the tax money you save on your rent.
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Old 20.06.2007, 19:34
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Re: Income Tax Rates - Cheatsheet

Hi Guys!

I think the following link to be the best for tax calculation purposes, and it answers all the questions posed here related to tax differences from Kanton to Kanton as well as Gemeinde to Gemeinde!

http://www.estv.admin.ch/e/dienstlei...uerrechner.htm
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Old 25.09.2008, 20:37
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Re: Income Tax Rates - Cheatsheet

Hi,

I just got my first payslip and my Tax at Source is 16.84%.

Is that normal? I got a feeling it might have something to do with the fact that my CHF 5000 relocation expenses have been paid together with my salary and I got taxed on that as well. Is that normally the case? I expected relocation money not to be taxed.

Cheers,
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Old 25.09.2008, 20:50
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Re: Income Tax Rates - Cheatsheet

I am afraid that your relocation allowance is a taxable benefit.


http://www.steueramt.zh.ch/html/quel...beitnehmer.htm

The above link gives you the applicable tax rates for tax at source in the Canton of Zurich. I couldn't find it in English I am afraid. Take a look and see whether you think you are being taxed correctly.
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Old 25.09.2008, 21:00
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Re: Income Tax Rates - Cheatsheet

Thanks Snoopy,

I wandered if the 17% because they expect me to get every month what I got this month which includs CHF 5000 for relocation. It would increase my predicted anual income by 60000. Is there a table somewhere that shows what the percentage should be for various salary ranges?

BTW I expected it to be around 12%...

Cheers,

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Old 25.09.2008, 21:12
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Re: Income Tax Rates - Cheatsheet

As has been discussed before here on the forum, your quellensteuer is deducted and adjusted monthly.


Quote:
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Thanks Snoopy,

I wandered if the 17% because they expect me to get every month what I got this month which includs CHF 5000 for relocation. It would increase my predicted anual income by 60000. Is there a table somewhere that shows what the percentage should be for various salary ranges?

BTW I expected it to be around 12%...

Cheers,

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Old 25.09.2008, 21:20
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Re: Income Tax Rates - Cheatsheet

Thanks Tilia,

But after knowing tax calculation well in the UK I would like to know how it's done here so I can calculate it myself as well.

Sorry for not having time to read all the tax related posts.. but I would appreciate if you can send me links the the relevant topics to PM if you wish to help.

I will look around the forum as well.
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