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Old 25.06.2012, 20:05
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Have to decide about a Phd position in Bern...

Hello everyone,

I have been offered a PhD position in Bern and I was told I will be paid a salary of approx 3660 CHF/month for 13 months. I am trying to figure out how much of that I will actually get to spend after taxes and other mandatory contributions. I am a non-European national and am thinking of living in Bern.

1. I read somewhere that for non-residents (which would be my case), there is a withholding tax which would be directly subtracted from my salary. Does that include all of the taxes (federal, cantonal and what-not) plus other mandatory contributions (like social, unemployment, pension etc)?

2. Approximately what % of my salary would i get back?

3. Would it be possible to work in Bern and live in a canton with lower taxes? If yes, could someone recommend such a canton with cost of living comparable to Bern and a decent student-town atmosphere?

It would be a great help if you guys could answer these questions and I can decide if I want to accept the position or not.
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  #2  
Old 25.06.2012, 20:27
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Re: Have to decide about a Phd position in Bern...

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Hello everyone,

I have been offered a PhD position in Bern and I was told I will be paid a salary of approx 3660 CHF/month for 13 months. I am trying to figure out how much of that I will actually get to spend after taxes and other mandatory contributions. I am a non-European national and am thinking of living in Bern.

1. I read somewhere that for non-residents (which would be my case), there is a withholding tax which would be directly subtracted from my salary. Does that include all of the taxes (federal, cantonal and what-not) plus other mandatory contributions (like social, unemployment, pension etc)?

2. Approximately what % of my salary would i get back?

3. Would it be possible to work in Bern and live in a canton with lower taxes? If yes, could someone recommend such a canton with cost of living comparable to Bern and a decent student-town atmosphere?

It would be a great help if you guys could answer these questions and I can decide if I want to accept the position or not.
You will see that most of your questions have been answered many times before, if you use the search function.

For 1. the short answer is yes
For 2. go here: http://en.comparis.ch/steuern/steuer...h/default.aspx
For 3. yes, it is possible, but whether it is worth the commuting time and cost is up to you.
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Old 26.06.2012, 14:40
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Re: Have to decide about a Phd position in Bern...

Thanks quark.
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Old 26.06.2012, 15:58
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Re: Have to decide about a Phd position in Bern...

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You will see that most of your questions have been answered many times before, if you use the search function.

For 1. the short answer is yes
For 2. go here: http://en.comparis.ch/steuern/steuer...h/default.aspx
For 3. yes, it is possible, but whether it is worth the commuting time and cost is up to you.

Is # 3 valid (live in another canton to where you work) for non- EU as well?
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Old 26.06.2012, 16:06
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Re: Have to decide about a Phd position in Bern...

I believe so. I think that has been allowed since 2008.
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  #6  
Old 26.06.2012, 16:07
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Re: Have to decide about a Phd position in Bern...

3660.- is near minimum pay in Switzerland..... I earned 3400.- after I finished my apprenticeship 20 years ago..... and that was in the countryside where living costs are much lower. A person working in a Kiosk earns 3600.- minimum salary.

May I ask what your position would be as? This reeks of exploitation to me.

EDIT: I thought there was such a thing as minimal pay in Switzerland....... probably the SVP and the FDP stopped it
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Old 26.06.2012, 16:14
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Re: Have to decide about a Phd position in Bern...

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Hello everyone,

I have been offered a PhD position in Bern and I was told I will be paid a salary of approx 3660 CHF/month for 13 months. I am trying to figure out how much of that I will actually get to spend after taxes and other mandatory contributions. I am a non-European national and am thinking of living in Bern.
pretty standard, nothing to complain.

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1. I read somewhere that for non-residents (which would be my case), there is a withholding tax which would be directly subtracted from my salary. Does that include all of the taxes (federal, cantonal and what-not)
yes

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plus other mandatory contributions (like social, unemployment, pension etc)?
no


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2. Approximately what % of my salary would i get back?
about 90%. Less about 200 for health insurance.

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3. Would it be possible to work in Bern and live in a canton with lower taxes? If yes, could someone recommend such a canton with cost of living comparable to Bern and a decent student-town atmosphere?
yes, but that wouldn't make sense given the low taxes that you pay with such a low salary and the higher housing cost in a low tax canton.


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decide if I want to accept the position or not.
if it's at World Trade Institute, don't go, it's shit.
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Old 26.06.2012, 16:14
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Re: Have to decide about a Phd position in Bern...

Haha. It is a PhD position at the physics department in the University of Bern. The salary apparently is according to the Swiss National Science Foundation scale for PhD students http://www.snf.ch/SiteCollectionDocu...rierende_d.pdf. My professor said they would add 15% to the 41400 CHF which would make it approx 3660 CHF.
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Old 26.06.2012, 16:18
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Re: Have to decide about a Phd position in Bern...

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3660.- is near minimum pay in Switzerland..... I earned 3400.- after I finished my apprenticeship 20 years ago..... and that was in the countryside where living costs are much lower. A person working in a Kiosk earns 3600.- minimum salary.

May I ask what your position would be as? This reeks of exploitation to me.
The rate quoted by OP is roughly the standard rate.
For example, the Swiss National Science Foundation gives out grants for projects with PhD student salary at 60% rate.
I think the assumption is that this is not a full time job and students are here to learn as well.
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Old 26.06.2012, 16:20
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Re: Have to decide about a Phd position in Bern...

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pretty standard, nothing to complain.



yes



no




about 90%. Less about 200 for health insurance.



yes, but that wouldn't make sense given the low taxes that you pay with such a low salary and the higher housing cost in a low tax canton.




if it's at World Trade Institute, don't go, it's shit.

Thanks Frank. As I mentioned in an earlier post it is at the physics department in the University of Bern. From what I understand I would take home around 2800-2900 (after all taxes and insurances and social security and pension contributions) which is decent enough to live a student life. I am thinking of accepting the offer.
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Old 26.06.2012, 16:21
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Re: Have to decide about a Phd position in Bern...

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p
about 90%. Less about 200 for health insurance.
Researchers (including PhD students) are qualified to sign up with an external (read: much cheaper) health insurance.

OP: check out SwissCare. It runs about CHF75/month.
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  #12  
Old 26.06.2012, 20:37
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Re: Have to decide about a Phd position in Bern...

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Is # 3 valid (live in another canton to where you work) for non- EU as well?
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I believe so. I think that has been allowed since 2008.
Confirmed. I'm working in Stadt Fribourg but living in Stadt Bern with higher tax.
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Old 26.06.2012, 20:47
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Re: Have to decide about a Phd position in Bern...

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Thanks Frank. As I mentioned in an earlier post it is at the physics department in the University of Bern. From what I understand I would take home around 2800-2900 (after all taxes and insurances and social security and pension contributions) which is decent enough to live a student life. I am thinking of accepting the offer.
For a student life, that's decent!
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