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Old 15.11.2007, 15:13
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Claiming pension from first pillar (AHV)

Left Switzerland about a year ago and realized I still need to claim my pension. As background info: lived 5 years in Swiss on a B permit (if I remember correctly…had to renew it every year). My native country has no social agreements with Switzerland.

Anyway the 2nd pillar has already been processed (was done on my behalf so don’t know too much about the process) but still need to get a reimbursement for the first pillar.

Just a few questions:

a) How much would my contribution normally have been to the first pillar? Was at about 100k per year (age under 30)
b) How much can I expect to get back? (I heard there is some tax to be paid?)
c) How long does the process take?
d) Heard new changes came in in June 2007. Does that have any implication for me?

Any info would be much appreciated. Now I only need to find my little grey card. Hope I have not lost it!

TW
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Old 29.01.2008, 21:35
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Re: Claiming pension from first pillar (AHV)

Do not know the answers but I do know some of them are found in this most excellent document on this topic, written by the Swiss government, and in English~!

It tells you how to claim back AHV and Pensionskasse, in other words both pillar 1 and pillar 2, and has all the scenarios spelled out.

See www.sbf.admin.ch/eracareers/docs/bff_englisch.pdf
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Old 30.01.2008, 11:28
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Re: Claiming pension from first pillar (AHV)

This is not the latest document. The rules have changed since the bilateral agreements between Switzerland and the EEA have come into force.

http://www.avs-ai.ch/Commun/Leaving_Switzerland.pdf
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Old 07.02.2008, 16:40
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Re: Claiming pension from first pillar (AHV)

Hi,
The newer document listed from "swissie" is for foreigners who are leaving Switzerland and moving to an EU or EFTA member state. I am moving back to the United States, which is not a member state. I can't seem to find something in English that will help me figure out how to get my first pillar pension back. Any help?
Thanks!
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Old 07.02.2008, 17:24
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Re: Claiming pension from first pillar (AHV)

I am answering my own question from above, as I just figured it out...
my situation is described here:
http://www.pa.ethz.ch/3400_an_intern...en_CH/index_EN

I have been at working at the ETH and was wondering how to claim my pension upon return to the US. BTW: I found out the US is a member state. Sorry for posting without doing comprehensive research myself first!
Thanks
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Old 26.03.2008, 13:20
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Re: Claiming pension from first pillar (AHV)

hi! I don't know whether it helps: some information about OASI when leaving Switzerland (http://www.myscience.ch/moving_out_o..._contributions).
Here also some hints: http://www.zas.admin.ch/cdc/cnc3/cdc.php?site=100, although not in English... Only people from countries without social agreement can take their OASI contributions back. But you have to work more than one year in Switzerland.
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Old 24.09.2009, 14:17
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Re: Claiming pension from first pillar (AHV)

Since I come from a country that does not have a social security agreement with Switzerland, I understand I can get my AHV contributions back when I leave Switzerland for good. 5.05% of my salary for all these years? GREAT!

But ..

I've discovered this clause:

Amount reimbursed is LIMITED to the present value of the pension that the employee would have accrued during the same period if he/she would be a swiss citizen. With this limitation, the amount paid is very often much lower than the contributions.

How do I calculate the present value of the pension that I would have accrued? Should I just divide the amount I had in mind by 5 or something?
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