Exactly, it depends on the tax rules of the country you are in when you cash in.

Cash it out before you leave Switzerland.

Tom

But what if you're not 60 yet ?

If you stay in Switzerland can you stage the payments for instance over 5 or 10 years or that’s not matter if you cash it in at once?

Yes but the thing is I expect (but you never know) to have left CH by the time I am 60, so will need to pay income tax on it in the new country. I think you can only split the payment into two parts by having 2 accounts, but not more ...? Anyway I think Ill stop with the 3rd pillar and just keep it in a normal savings ccount, and pay the low CH tax...

When this should be undertaken may be a question of timing, as many countries levy taxes on a lump-sum payment from a Swiss private pension fund. It is therefore often advisable to cash the pillar 3a shortly before departure, and have it taxed at the very favorable Swiss tax rates on capital payments.

Source: http://www.helloswitzerland.ch/-/wha...e-switzerland-

So i would assume it shouldn't be an issue.

Hi,

I am sorry, probably the answer is somewhere here but it is a bit hard to find.
I have my 3a pillar at UBS. A vita invest passive 50.

I am 45 years old and I was wondering what you thoughts are on the above and what the advice would be?

I pay in every year the maximum amount and i would say I am a medium risk person. Also with my normal investments I am more of a passive, long term, buy and keep kind of person. So in my normal investments I might be a bit more risk averse.

Thanks for your thoughts!
Denni