Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #21  
Old 04.09.2012, 17:33
swiss_in_training's Avatar
Forum Veteran
 
Join Date: Jul 2007
Location: Dallas, TX
Posts: 1,350
Groaned at 19 Times in 19 Posts
Thanked 1,392 Times in 606 Posts
swiss_in_training has a reputation beyond reputeswiss_in_training has a reputation beyond reputeswiss_in_training has a reputation beyond reputeswiss_in_training has a reputation beyond reputeswiss_in_training has a reputation beyond repute
Re: Credit Card Advice?

Quote:
View Post
Sooo, you have to spend 33,333 CHF or so in a year to make up for the annual fee? Hopefully it has other benefits
Other benefits? How un-swiss of you! No, you get points for other things too, like having paychecks deposited and whatnot. And, besides, with the price of meat so high in Switzerland, it's not so hard to spend 30,000 CHF....
Reply With Quote
  #22  
Old 04.09.2012, 17:40
JBZ86's Avatar
Forum Legend
 
Join Date: Oct 2010
Location: Zurich and various mountains
Posts: 3,709
Groaned at 520 Times in 337 Posts
Thanked 4,258 Times in 1,944 Posts
JBZ86 has a reputation beyond reputeJBZ86 has a reputation beyond reputeJBZ86 has a reputation beyond reputeJBZ86 has a reputation beyond reputeJBZ86 has a reputation beyond repute
Re: Credit Card Advice?

Credit Cards are the devil
Reply With Quote
  #23  
Old 04.09.2012, 18:21
anowheels's Avatar
Forum Veteran
 
Join Date: Mar 2011
Location: Not Zurich
Posts: 988
Groaned at 0 Times in 0 Posts
Thanked 668 Times in 401 Posts
anowheels has an excellent reputationanowheels has an excellent reputationanowheels has an excellent reputationanowheels has an excellent reputation
Re: Credit Card Advice?

Quote:
View Post
Other benefits? How un-swiss of you! No, you get points for other things too, like having paychecks deposited and whatnot. And, besides, with the price of meat so high in Switzerland, it's not so hard to spend 30,000 CHF....
After I posted, I looked up some of the UBS cards - it looks like some have pretty extensive travel insurance benefits, which is nice if you need that
Reply With Quote
  #24  
Old 24.09.2012, 16:23
Pain_sans_chocolat's Avatar
Newbie
 
Join Date: Feb 2011
Location: Fribourg
Posts: 3
Groaned at 0 Times in 0 Posts
Thanked 7 Times in 2 Posts
Pain_sans_chocolat has no particular reputation at present
Re: Credit Card Advice?

Don't forget PostFinance. One of their credit cards has a 0.9% surcharge on handling purchases that aren't in Swiss francs. It is the lowest charge I have found. Has anyone found better?

But they charge 50 Sfr annual fee. You get 0.5% bonus back with purchases but that means having to use the card for several thousand francs per year to cover the annual fee. Still it seemed a better option than the major banks like UBS.
Reply With Quote
  #25  
Old 24.09.2012, 16:51
Guest
 
Posts: n/a
Re: Credit Card Advice?

Quote:
View Post
Don't forget PostFinance. One of their credit cards has a 0.9% surcharge on handling purchases that aren't in Swiss francs. It is the lowest charge I have found. Has anyone found better?

But they charge 50 Sfr annual fee. You get 0.5% bonus back with purchases but that means having to use the card for several thousand francs per year to cover the annual fee. Still it seemed a better option than the major banks like UBS.
I've recently switched to a PF Visa Gold card, which has, for the first year, a cashback of 1.5%, so for now I'm deliberately making even all my euro purchases on that card, as there's still a net cashback of .6%. The 130chf annual fee (2 cards) pays for itself with just 700-odd francs per month, or something like 500 euros plus 500 francs, which is probably a realistic estimate of 'normal' spending on food & fuel, before any additional purchases are considered.

After the first year I'll have to recalculate, of course, but just putting larger purchases through this card instead of one of the Swiss or French debit cards will probably make it self-funding, at the very least, for the foreseeable future.
Reply With Quote
  #26  
Old 07.10.2012, 10:59
lewton's Avatar
Forum Veteran
 
Join Date: May 2009
Location: Hamburg, Deutschland
Posts: 626
Groaned at 41 Times in 35 Posts
Thanked 795 Times in 450 Posts
lewton is considered knowledgeablelewton is considered knowledgeablelewton is considered knowledgeable
Re: Credit Card Advice?

I'm shopping for a new Credit Card that offers travel insurance.
Does anybody know if the SBB one offer this? I'd say no because I see nothing on their website, but their website is really not well designed so maybe I am just not seeing it.
I need a CC with travel insurance because my Coop Supercard does not offer this and a Greek one I used to use to book trips has to be canceled soon.

So far I have found the Coop Verde American Express that offers travel insurance and costs CHF 69/year (and collects Coop Superpoints for me ), but I'm not sure American Express is a good choice. And given the SBB card allows me to get my new SBB half-price card for -15 francs, it could me more interesting.
Reply With Quote
  #27  
Old 08.10.2012, 10:30
Member
 
Join Date: May 2010
Location: Canberra, Australia
Posts: 140
Groaned at 0 Times in 0 Posts
Thanked 76 Times in 34 Posts
OccamRazor has no particular reputation at present
Re: Credit Card Advice?

It sounds like you're looking for the COOP credit card. It's one of the best.
http://www.supercardplus.ch
Reply With Quote
  #28  
Old 08.10.2012, 13:45
lewton's Avatar
Forum Veteran
 
Join Date: May 2009
Location: Hamburg, Deutschland
Posts: 626
Groaned at 41 Times in 35 Posts
Thanked 795 Times in 450 Posts
lewton is considered knowledgeablelewton is considered knowledgeablelewton is considered knowledgeable
Re: Credit Card Advice?

Quote:
View Post
It sounds like you're looking for the COOP credit card. It's one of the best.
http://www.supercardplus.ch
I have this one already but doesn't offer travel insurance I think.
Reply With Quote
  #29  
Old 08.10.2012, 21:50
Newbie 1st class
 
Join Date: Jul 2009
Location: Geneva
Posts: 20
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 4 Posts
amramr99 has no particular reputation at present
Re: Credit Card Advice?

Postfinance is great, plus, it will be an official bank from 01.01.2013
Reply With Quote
  #30  
Old 10.10.2012, 13:38
Junior Member
 
Join Date: Oct 2011
Location: CH
Posts: 56
Groaned at 0 Times in 0 Posts
Thanked 19 Times in 16 Posts
Matroska has no particular reputation at present
Re: Credit Card Advice?

Quote:
View Post
You can check SWISS Miles & More credit cards. For more info you can visit their website to find out on how to apply or how to process.
btw, swisscard is giving 10k extra miles for new applications.

Swisscard
Reply With Quote
  #31  
Old 10.10.2012, 14:00
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Credit Card Advice?

Quote:
View Post
Postfinance is great, plus, it will be an official bank from 01.01.2013
I guess than means we are at risk for larger deposits, before deposits were guaranteed.
Reply With Quote
  #32  
Old 10.10.2012, 14:17
Member
 
Join Date: Jan 2010
Location: Coppet
Posts: 158
Groaned at 2 Times in 2 Posts
Thanked 132 Times in 54 Posts
acf69 is considered knowledgeableacf69 is considered knowledgeableacf69 is considered knowledgeable
Re: Credit Card Advice?

Quote:
View Post
But are you not a U.S. permanent resident, ie. US green card holder? I assumed that you were since you lived in the US for a number of years, if so, that will be your problem here
Clearly the OP has no US Green Card given the original answer. Otherwise they would know that one Green Card is unlike the other (although they both cost money )
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Halbtax Abo Card with credit card function. Free? humano Transportation/driving 39 16.08.2012 23:23
Credit Suisse Credit card billing date elfe Finance/banking/taxation 5 13.11.2011 21:12
Paying a Credit Suisse Credit Card Online jerallie Finance/banking/taxation 8 06.10.2011 20:00
AECS in Horgen - Credit Suisse's credit card business - somebody work there? Greg530 Finance/banking/taxation 9 15.04.2007 19:05


All times are GMT +2. The time now is 05:42.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0