Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #1  
Old 29.08.2012, 06:39
Banned
 
Join Date: Oct 2007
Location: CH
Posts: 10,970
Groaned at 2,032 Times in 1,120 Posts
Thanked 5,139 Times in 3,246 Posts
omtatsat omtatsat omtatsat omtatsat omtatsat
Going on the pension-AHV

Next year I will be 65 and will be going on the pension.My AHV payments will not be enough to get by and I will have to seek the supplement payment from Govt ( Ergänzungsleistung.)
Just wanted to ask if anybody out there has any such experience in these matters.How is it if one has assets in Australia ( my home country). I will probably seek other part time work after I retire.Would be grateful for some comments. Many of the people on this forum will be in the same situation someday so it concerns you too.Thanks
Reply With Quote
  #2  
Old 29.08.2012, 08:34
AbFab's Avatar
Forum Legend
 
Join Date: Sep 2006
Location: Zürich
Posts: 8,524
Groaned at 364 Times in 251 Posts
Thanked 12,739 Times in 4,345 Posts
AbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond repute
Re: Going on the pension-AHV

And you have no private (or 2nd/3rd column) pension??

You asked for comments: it's a bit late now. I have known others in this miserable situation, somehow they just put it off all their lives until the found they had insufficient pension.

You can download and complete a form here. You will see, quite properly, there are questions on property and assets.

Also note that unless you actually apply for your Swiss AHV it will not be automatically paid, unlike in the UK where they write you in advance.
Reply With Quote
  #3  
Old 29.08.2012, 10:31
Sbrinz's Avatar
RIP
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 11,866
Groaned at 563 Times in 354 Posts
Thanked 11,548 Times in 5,941 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Going on the pension-AHV

The assessment on most social payments is based on the previously finalised tax year, for now it is year 2010. You have probably stated already on your 2010 tax declaration that you have assets in Australia, and these will be taken into account when calculating your entitlement to Erganzungsleistung -> German (in French, Prestations Complémentaires)

You should apply to your Gemeinde / Commune about 3 months before you retire for the AHV pension. You complete a CV type of declaration, covering where you worked or studied from the age of 16, which goes to Geneva. The office there will contact all the countries where you possibly have a state pension, and tell them to contact you. You then have the correct papers to apply for the extra pensions in any other countries, which are paid out directly to the bank / post account of your choice.

Once your income is finalised you can apply for Erganzungsleistung, and this takes many months, but is back dated to the date of application.

Here is a calculator for EL,
http://www.pro-senectute.ch/angebote...n-zur-ahv.html

http://www.pro-senectute.ch/fr/offre...ementaire.html
Reply With Quote
  #4  
Old 29.08.2012, 17:58
Forum Veteran
 
Join Date: Apr 2008
Location: basel
Posts: 2,358
Groaned at 24 Times in 16 Posts
Thanked 2,426 Times in 1,164 Posts
biff has a reputation beyond reputebiff has a reputation beyond reputebiff has a reputation beyond reputebiff has a reputation beyond reputebiff has a reputation beyond reputebiff has a reputation beyond repute
Re: Going on the pension-AHV

Quote:
View Post
You should apply to your Gemeinde / Commune about 3 months before you retire for the AHV pension. You complete a CV type of declaration, covering where you worked or studied from the age of 16, which goes to Geneva. The office there will contact all the countries where you possibly have a state pension, and tell them to contact you. You then have the correct papers to apply for the extra pensions in any other countries,
If only.....
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Pension / AHV --> how do I get the money? solidsnake Finance/banking/taxation 3 13.08.2011 00:01
AHV and occupational pension refund? Rahul Finance/banking/taxation 1 15.03.2011 20:45
Claiming pension from first pillar (AHV) TimberWolf Finance/banking/taxation 6 24.09.2009 15:17
Ahv Pension Application evianers Employment 4 19.05.2009 16:34
AHV [pension] - [advice for married person] Hinweis für verheiratete Personen Guest Permits/visas/government 8 04.06.2007 14:51


All times are GMT +2. The time now is 22:08.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0