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Old 27.08.2019, 16:48
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Re: Mortgage? Which bank offers the best mortgage rates?

Thank you . We will wait to hear from her.
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  #42  
Old 28.08.2019, 20:08
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Re: Mortgage? Which bank offers the best mortgage rates?

Is yours a Minergie Wohnung/House that might have helped pull off that rate?

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Hi there,

We have just renewed our mortgage and fixed it for 10 years with ZKB at 0.68%.


I have seen Axa and Credit Agricole offering very competitive rates at lower durations.


Rates, including Forward rates, are incredibly low at the moment.


Cheers,
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Old 13.09.2019, 22:11
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Re: Mortgage? Which bank offers the best mortgage rates?

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Is yours a Minergie Wohnung/House that might have helped pull off that rate?
Hi Manuzurich,

Our place is not Minergie, although built in 2008. We fixed a 10 years mortgage with a 1.5 years forward rate for nearly no cost (0.69% vs 0.68% for the other tranch that starts now).

We got some discount through my company, but in reality ZKB offers a "starters mortgage" with a discount for all first time buyers...

The current rates are here:
https://www.zkb.ch/de/pr/pk/finanzie...saAnNaEALw_wcB

...and the discounts:
Laufzeit 1. Jahr 2. Jahr 3. - 10. Jahr
2 - 10 Jahre 0.500% 0.250% 0.125%


I was not initially thinking about fixing the rate for so long, but given the current level, I am very happy to know how much I am going to be paying for that long!
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