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  #21  
Old 10.06.2013, 16:33
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Re: Where to retire?

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happy hurricane season- it's no joke over there
plus, people don't love u.s retirees with gated houses and lot's of stuff in most of those places.

florida seems to be a popular destination for retirees. activities galore for golden oldies so that could be fun.
Several islands are rarely affected by hurricanes, but yes one would have to keep that in mind. Who says everyone that retires wants a gated house and lots of stuff? I could do with a simple bungalow and some beachwear.

Florida IS popular. I know lots of people that are at least snowbirds there. Same hurricane problem in many parts, tho.
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  #22  
Old 10.06.2013, 16:47
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Re: Where to retire?

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- Warm/mild climate
- Ideally a tax system that does not tax foreign income/assets
- Good healthcare
- Low cost of living
- Good food
Some requirements are inconsistent, such as "low cost of living" and "low taxes"...

I dont think you can avoid worldwide taxes anywhere, though assets are not taxed anywhere the way they are in CH.

If you don't plan to be leaving your country often, New Zealand is surprisingly cheap, and have lots to do. But going anywhere by plane costs a small fortune.

If you prefer Europe, then consider Spain, Portugal or Greece, or even the coast of Turkey. Despite what you hear, property is very cheap, food is good and cheap and so is the cost of living. Plus many foreigners choose to retire there. As for healthcare, no big issue, you just find a place within a few km of a main hospital, and then healthcare in all countries will be good. But Cyprus will be too hot, and Malta can be expensive.

Alternatively the south USA can be a choice. With lot's of retirees, low taxes, but expensive healthcare.
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  #23  
Old 10.06.2013, 16:58
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Re: Where to retire?

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Interesting post.... try this.
Gives a result of South Africa, for me.

Some of the selections seemed a bit washy-washy to be location specific, though.

I've enjoyed time in the Canaries and Balearics in the past, so would entertain living there, provided I could keep away from the hordes of seasonal plebs.

Other Med. islands, also worth considering.

I could quite happily become a Lotus Eater.
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  #24  
Old 10.06.2013, 17:06
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Re: Where to retire?

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Interesting post.... try this.
Hast La Vista baby !!!
Burrito's y cerveca....... Mexico for me, who knew?


Great link
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  #25  
Old 10.06.2013, 17:13
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Re: Where to retire?

I lived in Namibia for about 10 months.
If you live by the coast (for example Swakopmund) you have German and English and Afrikans as the street language and the constant fog of about 2 KM over the coast (due to hot and cold sea currents interacting) makes it a pleasant place to "live". 20 degrees all year round.
Also they have a KFC :-)
If you want heat, just drive 20 minutes to the desert. You need cold - jump in the sea.
It is pretty cheap, friendly and you can find space whenever you need it.
Also a German brewery.

Probably much different since I lived there (1995), but I must go for a semi exploritory holiday to see what life is like there now.

You can catch and eat 5 Crayfish a day for free and grill on the beach (simple to pick out of the water).

My first job was in the merchant Navy and I saw lots of countries, but Namibia was the only one I felt comfortable in. (OK I had a nice young girlfriend and some Namibian friends who I met in the UK)

I think the problem is that wherever you choose, you need some sort of life project - I bought a second hand boat and went fishing and sold the catch in the township to pay for my social life. Also had a meeting with the equivilant of the town hall about starting a brothel - agreed in principle, but I chickened out - even after agreement.

I lived with the Himba Tribe for one month - naked girls on horsback and in huts made from horse crap and grass - best experience of my life.

From a personal side - not sure how long I have left - so what do you do? Be lazy and be pampered, or try and make a difference? The main thing is not to be in a mega group of expats (like south Spain) and find a place which has not reached it's full exploitation level - like Thailand or the Philippines.
I saw an island for sale for less than 100K CHF - maybe this is the retirement dream for most people?

Money helps - but I think the answer is to live in two places with both a contrast of environment and expectations.

Just sold my house in CH and these are my current thoughts.
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  #26  
Old 10.06.2013, 17:22
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Re: Where to retire?

Here is just perfect and would not dream to go elsewhere. After my Fathers recent failings of the NHS, wonderful it maybe but for me there's no going back.
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  #27  
Old 10.06.2013, 17:35
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Re: Where to retire?

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Have you considered:

1) You aren't exactly close to death yet
2) A brave soul may make an honest man of you
2a) Said BS may prefer cooler climes?
2b) Said BS may want to live where he/she grew up?
3) Said BS may agree to spawning with you - and hence:
3a) You may wish to retire near your spawn
3b) You may wish to retire near your grand-spawn

Figuring out where to retire should take a distant back seat to
"What the f*** will my next 25 years be?"
Glad I'm not the only one scratching my head in puzzlement at someone making a "where shall I retire" thread, around 15-20 years before he actually likely retires. Bizzarre.
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  #28  
Old 10.06.2013, 17:36
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Re: Where to retire?

I don't get moving away for retirement. Would rather stay put somewhere familiar.
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  #29  
Old 10.06.2013, 17:46
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Re: Where to retire?

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I don't get moving away for retirement. Would rather stay put somewhere familiar.
If you've spent your life moving, where is "Familiar"?
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  #30  
Old 10.06.2013, 17:55
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Re: Where to retire?

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For me, I would like:

- Warm/mild climate
- Ideally a tax system that does not tax foreign income/assets
- Good healthcare
- Low cost of living
- Good food

.
Costa Rica?
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  #31  
Old 10.06.2013, 17:57
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Re: Where to retire?

Malaysia - a lot like Singapore but cheaper. Penang Island comes to mind.
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  #32  
Old 10.06.2013, 18:01
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Re: Where to retire?

New Zealand is great choice for retirement and then you have the Pacific Islands close by if you need to chill a little bit more.

I hear there is a great little retirement village.....you might of heard of it...Hobbiton

And if you choose to live in the South Island the only rush hour you will have to worry about is sheep
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  #33  
Old 10.06.2013, 18:05
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Re: Where to retire?

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I lived in Namibia for about 10 months.
I lived with the Himba Tribe for one month - naked girls on horsback and in huts made from horse crap and grass - best experience of my life.
Sounds like the perfect retirement home.
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  #34  
Old 10.06.2013, 18:09
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Re: Where to retire?

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Glad I'm not the only one scratching my head in puzzlement at someone making a "where shall I retire" thread, around 15-20 years before he actually likely retires. Bizzarre.
Fail to plan : plan to fail
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  #35  
Old 10.06.2013, 18:16
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Re: Where to retire?

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Fail to plan : plan to fail
So to clear things up, you are planning the stuff 15-25 years in the future, but haven't planned the now?

What does that make you?

If you had told me 10 years ago I would be where I am now I wouldn't believe you - in fact that probably goes for an awful lot of people. Some people has specific goals and know exactly how to achieve them with a certain timeframe - but life tends to be rather good at throwing curve balls. You could be all set with a picture of the next 10 years with the girl you love and them BAM out of nowhere she dumps you - and are left to start again from scratch.

I am not going to spend my next 25-30 years targeting a place which may well be very different to what my expectations are of the place. I know general things, like you do, about the sort of climate etc I would want to live in - but the question only becomes valid as you approach the age of retirement.

For example, assume you will retire at 65 - at 50 you may say "I want out of the circus" - you may take a lower paying job to ease yourself into retirement OR you may work hard for 5 years until - stockpile cash to have a longer retirement on a bit more cash somewhere else.

None of which matters - because if you do get hitched in Switzerland (and spawn mini-phil-mcrs (shudder)) - then you will have a substantial financial commitment (further education) that may make any move a moot point.
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  #36  
Old 10.06.2013, 18:24
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Re: Where to retire?

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Malaysia - a lot like Singapore but cheaper. Penang Island comes to mind.
Key differences are less safety, less stability, way more corruption - and a way worse tax system. Right now I could deal with all of it, but not sure if I want to retire in a place that, erm, "boleh"...
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  #37  
Old 10.06.2013, 18:25
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Re: Where to retire?

I`m planning on dieing in Switzerland.

Until then, I`ll enjoy living here.

I like the people, the traditions, the festivals, being near to lots of different countries for short get-aways, good quality food, and lots of other positive things.

Except I wish people would get off their asses a bit more and complain about things creeping into politics. But then again, maybe their politicians aren`t as bad as in other countries.
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  #38  
Old 10.06.2013, 18:31
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Re: Where to retire?

Agree 100% with Smoky for me.
For you, Malta.
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  #39  
Old 10.06.2013, 18:32
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Re: Where to retire?

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As an expat who has been away from my home country for long enough that I don't really have a place to call home.

Now I am thinking of place where I would like to live and also where I would like to retire.

Anyone else in a similar situation? What are your shortlist countries (ignoring visa considerations etc.)? What are your criteria?

For me, I would like:

- Warm/mild climate
- Ideally a tax system that does not tax foreign income/assets
- Good healthcare
- Low cost of living
- Good food

For me, one Hong Kong may be a possibility, and hits a lot of the requirements except that the climate is hot and humid in the summer months.

Phil, that is an interesting thread. Many thanks

I can not contribute with my opinion about which country / city suite best however if you still have some time before you retire, I suggest that you spend less effort thinking now as world is changing in a strange way that doesn't help you to put a 10 - 20 years plan about where to stay.

I never thought the situation in Middle east will be like that, and it seems to be an infection going to other countries all over, and sadly it affects countries economy and security which are mandatory for living, so maybe a good country now will not be on the developed / safe / strong countries list after some years.

My personal opinion, I will stay in my home country if I lived till I get old, sadly we have the worst medical care you can ever have, but we have a lot of kind people who can ask about you and try to help you when you get old.


All the best of luck with your retirement plans and I hope all will stay sound and healthy where ever and whenever they will be.
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  #40  
Old 10.06.2013, 18:38
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Re: Where to retire?

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If you had told me 10 years ago I would be where I am now I wouldn't believe you ...
In the men's cubicles writing on a laptop to an anonymous forum .....?
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