Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #21  
Old 10.06.2013, 15:33
3Wishes's Avatar
Moderately Amused
 
Join Date: Jul 2010
Location: Bern area
Posts: 9,292
Groaned at 52 Times in 50 Posts
Thanked 14,474 Times in 6,697 Posts
3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute3Wishes has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
happy hurricane season- it's no joke over there
plus, people don't love u.s retirees with gated houses and lot's of stuff in most of those places.

florida seems to be a popular destination for retirees. activities galore for golden oldies so that could be fun.
Several islands are rarely affected by hurricanes, but yes one would have to keep that in mind. Who says everyone that retires wants a gated house and lots of stuff? I could do with a simple bungalow and some beachwear.

Florida IS popular. I know lots of people that are at least snowbirds there. Same hurricane problem in many parts, tho.
Reply With Quote
  #22  
Old 10.06.2013, 15:47
Forum Veteran
 
Join Date: Jan 2013
Location: Vaud
Posts: 506
Groaned at 3 Times in 3 Posts
Thanked 332 Times in 217 Posts
slingb is considered knowledgeableslingb is considered knowledgeableslingb is considered knowledgeable
Re: Where to retire?

Quote:
View Post
- Warm/mild climate
- Ideally a tax system that does not tax foreign income/assets
- Good healthcare
- Low cost of living
- Good food
Some requirements are inconsistent, such as "low cost of living" and "low taxes"...

I dont think you can avoid worldwide taxes anywhere, though assets are not taxed anywhere the way they are in CH.

If you don't plan to be leaving your country often, New Zealand is surprisingly cheap, and have lots to do. But going anywhere by plane costs a small fortune.

If you prefer Europe, then consider Spain, Portugal or Greece, or even the coast of Turkey. Despite what you hear, property is very cheap, food is good and cheap and so is the cost of living. Plus many foreigners choose to retire there. As for healthcare, no big issue, you just find a place within a few km of a main hospital, and then healthcare in all countries will be good. But Cyprus will be too hot, and Malta can be expensive.

Alternatively the south USA can be a choice. With lot's of retirees, low taxes, but expensive healthcare.
Reply With Quote
The following 2 users would like to thank slingb for this useful post:
  #23  
Old 10.06.2013, 15:58
TiMow's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Fribourg
Posts: 9,304
Groaned at 237 Times in 154 Posts
Thanked 12,188 Times in 5,300 Posts
TiMow has a reputation beyond reputeTiMow has a reputation beyond reputeTiMow has a reputation beyond reputeTiMow has a reputation beyond reputeTiMow has a reputation beyond reputeTiMow has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
Interesting post.... try this.
Gives a result of South Africa, for me.

Some of the selections seemed a bit washy-washy to be location specific, though.

I've enjoyed time in the Canaries and Balearics in the past, so would entertain living there, provided I could keep away from the hordes of seasonal plebs.

Other Med. islands, also worth considering.

I could quite happily become a Lotus Eater.
Reply With Quote
  #24  
Old 10.06.2013, 16:06
TidakApa's Avatar
Forum Legend
 
Join Date: Jun 2009
Location: Top of a Triangle
Posts: 3,007
Groaned at 38 Times in 29 Posts
Thanked 5,673 Times in 2,039 Posts
TidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
Interesting post.... try this.
Hast La Vista baby !!!
Burrito's y cerveca....... Mexico for me, who knew?


Great link
Reply With Quote
This user would like to thank TidakApa for this useful post:
  #25  
Old 10.06.2013, 16:13
jbrady's Avatar
RIP
 
Join Date: Apr 2007
Location: Sunny Aargau
Posts: 1,045
Groaned at 14 Times in 9 Posts
Thanked 719 Times in 359 Posts
jbrady has a reputation beyond reputejbrady has a reputation beyond reputejbrady has a reputation beyond reputejbrady has a reputation beyond repute
Re: Where to retire?

I lived in Namibia for about 10 months.
If you live by the coast (for example Swakopmund) you have German and English and Afrikans as the street language and the constant fog of about 2 KM over the coast (due to hot and cold sea currents interacting) makes it a pleasant place to "live". 20 degrees all year round.
Also they have a KFC :-)
If you want heat, just drive 20 minutes to the desert. You need cold - jump in the sea.
It is pretty cheap, friendly and you can find space whenever you need it.
Also a German brewery.

Probably much different since I lived there (1995), but I must go for a semi exploritory holiday to see what life is like there now.

You can catch and eat 5 Crayfish a day for free and grill on the beach (simple to pick out of the water).

My first job was in the merchant Navy and I saw lots of countries, but Namibia was the only one I felt comfortable in. (OK I had a nice young girlfriend and some Namibian friends who I met in the UK)

I think the problem is that wherever you choose, you need some sort of life project - I bought a second hand boat and went fishing and sold the catch in the township to pay for my social life. Also had a meeting with the equivilant of the town hall about starting a brothel - agreed in principle, but I chickened out - even after agreement.

I lived with the Himba Tribe for one month - naked girls on horsback and in huts made from horse crap and grass - best experience of my life.

From a personal side - not sure how long I have left - so what do you do? Be lazy and be pampered, or try and make a difference? The main thing is not to be in a mega group of expats (like south Spain) and find a place which has not reached it's full exploitation level - like Thailand or the Philippines.
I saw an island for sale for less than 100K CHF - maybe this is the retirement dream for most people?

Money helps - but I think the answer is to live in two places with both a contrast of environment and expectations.

Just sold my house in CH and these are my current thoughts.
Reply With Quote
The following 7 users would like to thank jbrady for this useful post:
  #26  
Old 10.06.2013, 16:22
Forum Legend
 
Join Date: Dec 2010
Location: ZH
Posts: 5,383
Groaned at 58 Times in 48 Posts
Thanked 2,674 Times in 1,600 Posts
SOBEIT has a reputation beyond reputeSOBEIT has a reputation beyond reputeSOBEIT has a reputation beyond reputeSOBEIT has a reputation beyond reputeSOBEIT has a reputation beyond repute
Re: Where to retire?

Here is just perfect and would not dream to go elsewhere. After my Fathers recent failings of the NHS, wonderful it maybe but for me there's no going back.
Reply With Quote
This user would like to thank SOBEIT for this useful post:
  #27  
Old 10.06.2013, 16:35
Forum Legend
 
Join Date: Mar 2009
Location: Zurich
Posts: 11,625
Groaned at 654 Times in 479 Posts
Thanked 15,528 Times in 6,094 Posts
Chuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond reputeChuff has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
Have you considered:

1) You aren't exactly close to death yet
2) A brave soul may make an honest man of you
2a) Said BS may prefer cooler climes?
2b) Said BS may want to live where he/she grew up?
3) Said BS may agree to spawning with you - and hence:
3a) You may wish to retire near your spawn
3b) You may wish to retire near your grand-spawn

Figuring out where to retire should take a distant back seat to
"What the f*** will my next 25 years be?"
Glad I'm not the only one scratching my head in puzzlement at someone making a "where shall I retire" thread, around 15-20 years before he actually likely retires. Bizzarre.
Reply With Quote
This user would like to thank Chuff for this useful post:
  #28  
Old 10.06.2013, 16:36
Forum Legend
 
Join Date: Mar 2013
Location: Formerly in Neuchatel
Posts: 2,751
Groaned at 220 Times in 149 Posts
Thanked 4,815 Times in 1,868 Posts
porsch1909 has a reputation beyond reputeporsch1909 has a reputation beyond reputeporsch1909 has a reputation beyond reputeporsch1909 has a reputation beyond reputeporsch1909 has a reputation beyond reputeporsch1909 has a reputation beyond repute
Re: Where to retire?

I don't get moving away for retirement. Would rather stay put somewhere familiar.
Reply With Quote
  #29  
Old 10.06.2013, 16:46
TidakApa's Avatar
Forum Legend
 
Join Date: Jun 2009
Location: Top of a Triangle
Posts: 3,007
Groaned at 38 Times in 29 Posts
Thanked 5,673 Times in 2,039 Posts
TidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
I don't get moving away for retirement. Would rather stay put somewhere familiar.
If you've spent your life moving, where is "Familiar"?
Reply With Quote
The following 4 users would like to thank TidakApa for this useful post:
  #30  
Old 10.06.2013, 16:55
Forum Legend
 
Join Date: Oct 2009
Location: la cote
Posts: 3,055
Groaned at 18 Times in 11 Posts
Thanked 2,502 Times in 1,373 Posts
runningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond reputerunningdeer has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
For me, I would like:

- Warm/mild climate
- Ideally a tax system that does not tax foreign income/assets
- Good healthcare
- Low cost of living
- Good food

.
Costa Rica?
Reply With Quote
  #31  
Old 10.06.2013, 16:57
Forum Veteran
 
Join Date: Apr 2007
Location: Zurich
Posts: 1,249
Groaned at 3 Times in 3 Posts
Thanked 604 Times in 392 Posts
axman has a reputation beyond reputeaxman has a reputation beyond reputeaxman has a reputation beyond reputeaxman has a reputation beyond repute
Re: Where to retire?

Malaysia - a lot like Singapore but cheaper. Penang Island comes to mind.
Reply With Quote
  #32  
Old 10.06.2013, 17:01
bluecat74's Avatar
Member
 
Join Date: Sep 2011
Location: Glarnerland
Posts: 196
Groaned at 0 Times in 0 Posts
Thanked 258 Times in 111 Posts
bluecat74 has earned the respect of manybluecat74 has earned the respect of manybluecat74 has earned the respect of many
Re: Where to retire?

New Zealand is great choice for retirement and then you have the Pacific Islands close by if you need to chill a little bit more.

I hear there is a great little retirement village.....you might of heard of it...Hobbiton

And if you choose to live in the South Island the only rush hour you will have to worry about is sheep
Attached Thumbnails
where-retire-hobbiton.jpg   where-retire-rush-hour.jpg  
Reply With Quote
The following 2 users would like to thank bluecat74 for this useful post:
  #33  
Old 10.06.2013, 17:05
olygirl's Avatar
Forum Legend
 
Join Date: Oct 2007
Location: d' Innerschwiiz
Posts: 5,707
Groaned at 243 Times in 163 Posts
Thanked 12,619 Times in 3,852 Posts
olygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond reputeolygirl has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
I lived in Namibia for about 10 months.
I lived with the Himba Tribe for one month - naked girls on horsback and in huts made from horse crap and grass - best experience of my life.
Sounds like the perfect retirement home.
Reply With Quote
  #34  
Old 10.06.2013, 17:09
Phil_MCR's Avatar
Forum Legend
 
Join Date: Oct 2009
Location: Basel
Posts: 13,329
Groaned at 268 Times in 174 Posts
Thanked 15,747 Times in 6,689 Posts
Phil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
Glad I'm not the only one scratching my head in puzzlement at someone making a "where shall I retire" thread, around 15-20 years before he actually likely retires. Bizzarre.
Fail to plan : plan to fail
Reply With Quote
The following 3 users would like to thank Phil_MCR for this useful post:
  #35  
Old 10.06.2013, 17:16
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,779
Groaned at 283 Times in 233 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
Fail to plan : plan to fail
So to clear things up, you are planning the stuff 15-25 years in the future, but haven't planned the now?

What does that make you?

If you had told me 10 years ago I would be where I am now I wouldn't believe you - in fact that probably goes for an awful lot of people. Some people has specific goals and know exactly how to achieve them with a certain timeframe - but life tends to be rather good at throwing curve balls. You could be all set with a picture of the next 10 years with the girl you love and them BAM out of nowhere she dumps you - and are left to start again from scratch.

I am not going to spend my next 25-30 years targeting a place which may well be very different to what my expectations are of the place. I know general things, like you do, about the sort of climate etc I would want to live in - but the question only becomes valid as you approach the age of retirement.

For example, assume you will retire at 65 - at 50 you may say "I want out of the circus" - you may take a lower paying job to ease yourself into retirement OR you may work hard for 5 years until - stockpile cash to have a longer retirement on a bit more cash somewhere else.

None of which matters - because if you do get hitched in Switzerland (and spawn mini-phil-mcrs (shudder)) - then you will have a substantial financial commitment (further education) that may make any move a moot point.
Reply With Quote
  #36  
Old 10.06.2013, 17:24
Treverus's Avatar
Forum Legend
 
Join Date: Dec 2007
Location: Luxembourg
Posts: 11,269
Groaned at 279 Times in 237 Posts
Thanked 21,028 Times in 7,653 Posts
Treverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
Malaysia - a lot like Singapore but cheaper. Penang Island comes to mind.
Key differences are less safety, less stability, way more corruption - and a way worse tax system. Right now I could deal with all of it, but not sure if I want to retire in a place that, erm, "boleh"...
Reply With Quote
  #37  
Old 10.06.2013, 17:25
Forum Legend
 
Join Date: Feb 2007
Location: Zurich Unterland
Posts: 3,315
Groaned at 145 Times in 99 Posts
Thanked 4,850 Times in 1,930 Posts
smoky has a reputation beyond reputesmoky has a reputation beyond reputesmoky has a reputation beyond reputesmoky has a reputation beyond reputesmoky has a reputation beyond reputesmoky has a reputation beyond repute
Re: Where to retire?

I`m planning on dieing in Switzerland.

Until then, I`ll enjoy living here.

I like the people, the traditions, the festivals, being near to lots of different countries for short get-aways, good quality food, and lots of other positive things.

Except I wish people would get off their asses a bit more and complain about things creeping into politics. But then again, maybe their politicians aren`t as bad as in other countries.
Reply With Quote
  #38  
Old 10.06.2013, 17:31
Forum Veteran
 
Join Date: Feb 2009
Location: La Côte
Posts: 722
Groaned at 24 Times in 10 Posts
Thanked 626 Times in 287 Posts
Marsalforn has an excellent reputationMarsalforn has an excellent reputationMarsalforn has an excellent reputationMarsalforn has an excellent reputation
Re: Where to retire?

Agree 100% with Smoky for me.
For you, Malta.
Reply With Quote
This user would like to thank Marsalforn for this useful post:
  #39  
Old 10.06.2013, 17:32
Junior Member
 
Join Date: Jan 2012
Location: Schweiz
Posts: 72
Groaned at 0 Times in 0 Posts
Thanked 96 Times in 51 Posts
mashy has earned the respect of manymashy has earned the respect of manymashy has earned the respect of many
Re: Where to retire?

Quote:
View Post
As an expat who has been away from my home country for long enough that I don't really have a place to call home.

Now I am thinking of place where I would like to live and also where I would like to retire.

Anyone else in a similar situation? What are your shortlist countries (ignoring visa considerations etc.)? What are your criteria?

For me, I would like:

- Warm/mild climate
- Ideally a tax system that does not tax foreign income/assets
- Good healthcare
- Low cost of living
- Good food

For me, one Hong Kong may be a possibility, and hits a lot of the requirements except that the climate is hot and humid in the summer months.

Phil, that is an interesting thread. Many thanks

I can not contribute with my opinion about which country / city suite best however if you still have some time before you retire, I suggest that you spend less effort thinking now as world is changing in a strange way that doesn't help you to put a 10 - 20 years plan about where to stay.

I never thought the situation in Middle east will be like that, and it seems to be an infection going to other countries all over, and sadly it affects countries economy and security which are mandatory for living, so maybe a good country now will not be on the developed / safe / strong countries list after some years.

My personal opinion, I will stay in my home country if I lived till I get old, sadly we have the worst medical care you can ever have, but we have a lot of kind people who can ask about you and try to help you when you get old.


All the best of luck with your retirement plans and I hope all will stay sound and healthy where ever and whenever they will be.
Reply With Quote
The following 2 users would like to thank mashy for this useful post:
  #40  
Old 10.06.2013, 17:38
Assassin's Avatar
Forum Legend
 
Join Date: Mar 2010
Location: Chasing clouds
Posts: 4,041
Groaned at 180 Times in 123 Posts
Thanked 11,560 Times in 3,148 Posts
Assassin has a reputation beyond reputeAssassin has a reputation beyond reputeAssassin has a reputation beyond reputeAssassin has a reputation beyond reputeAssassin has a reputation beyond reputeAssassin has a reputation beyond repute
Re: Where to retire?

Quote:
View Post
If you had told me 10 years ago I would be where I am now I wouldn't believe you ...
In the men's cubicles writing on a laptop to an anonymous forum .....?
Reply With Quote
This user would like to thank Assassin for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Peter Spuhler to retire Rob Swiss politics/news 20 04.10.2012 21:50
The only way for anyone to retire now is to become a millionare desperate Finance/banking/taxation 91 01.09.2011 11:52
Retire to Belize Peg A International affairs/politics 1 15.08.2010 13:41
Leuenberger to retire ThomasT Swiss politics/news 9 10.07.2010 06:05
How to retire early? PlantHead Finance/banking/taxation 83 23.02.2010 12:40


All times are GMT +2. The time now is 07:51.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0