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  #41  
Old 10.06.2013, 18:44
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Re: Where to retire?

what's wrong with neighboring countries? French part goes to france, german goes to austria / italy.
Mountain freaks like me stay in mountain valleys that have relatively cheap accommodation with good healthcare (read - don't go to complete solitude, avoid crappy tourist places with inflated commodity prices).
Sun/beach freaks just go south.

Or - if you already cannot name a single place home, why limit yourself to one place in retirement? Go for a few years somewhere cheap, if you get bored/find out something that annoys you, just move to next one. If you don't mind malaria/dengue threat (and anybody discussing places like HK, Singapore & around doesn't) this world is full of relatively safe, damn cheap places.

You can even travel endlessly on 6-months tourist visas (this looks very tempting for me now, but whoever is with you needs to have same mindset)
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  #42  
Old 10.06.2013, 18:48
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Re: Where to retire?

well, as i said earlier, not even kidding btw, i will be where my son is we will have a lovely subterranean dwelling. hopefully, it's near a park, as my friends and i have made plans to be loitering on a park bench doing all the things we couldn't do in our younger years for fear of dying.

we plan to do them at 75 or so and carrying on, people who see little old ladies in the park think they're crazy anyway so... but i am hoping it is somewhere warm and safe. for those of you who are looking for a place to stay normal and boring in a beautiful place with english speaking, look to belize...
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  #43  
Old 10.06.2013, 18:54
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Re: Where to retire?

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Are they still looking for volunteers for a manned mission to Mars?
Mars? Alone the fuel cost to get Slammer's ass off the ground and into orbit would be horrendous.
I would fancy retiring on something like a narrowboat on the European canal network, or even spend my dotage crawling the ditches in the UK for that matter.
http://narrowboats.apolloduck.co.uk/
Or go back to something "Henrietta" style.

I must admit that miss that boat from time to time..
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  #44  
Old 10.06.2013, 18:55
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Re: Where to retire?

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well, as i said earlier, not even kidding btw, i will be where my son is we will have a lovely subterranean dwelling. hopefully, it's near a park, as my friends and i have made plans to be loitering on a park bench doing all the things we couldn't do in our younger years for fear of dying.

we plan to do them at 75 or so and carrying on, people who see little old ladies in the park think they're crazy anyway so... but i am hoping it is somewhere warm and safe. for those of you who are looking for a place to stay normal and boring in a beautiful place with english speaking, look to belize...
A beautiful place Belize which boast the second biggest barrier reef in the world but I would not consider it a totally safe environment having lived there for several months.
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  #45  
Old 10.06.2013, 20:14
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Re: Where to retire?

With still a good 20 years to go to retirement, we are thinking about the future. We would love to stay in CH, but not with half our pension coming from the U.K. (would not pay for a denture here!), the cost of healthcare is too prohibitive here. Good old NHS, or what will be left of it, is a enviable option. Unlike you, we are selling our house in the U.K. and it means we don't really have somewhere to call home anymore. I guess we'll see where our children settle when they leave home for good and be the nightmare parents who settle within an 1 hour's drive radius!

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We would love to retire right where we are, here in Baden, but realise that we would feel much more secure financially back in the UK, we still have a house there, and family too.
As Meloncollie pointed out, healthcare is important, and again I would feel happier when I am older in the UK with our good old NHS, which I have contributed to by way of taxes for over 25 years.
So, we aim to live here for a couple of years or so after hubby retires in October, and albeit reluctantly, return home while we still physically can!
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  #46  
Old 10.06.2013, 20:16
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Re: Where to retire?

It all depends on how far your knee joints take you!

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what's wrong with neighboring countries? French part goes to france, german goes to austria / italy.
Mountain freaks like me stay in mountain valleys that have relatively cheap accommodation with good healthcare (read - don't go to complete solitude, avoid crappy tourist places with inflated commodity prices).
Sun/beach freaks just go south.

Or - if you already cannot name a single place home, why limit yourself to one place in retirement? Go for a few years somewhere cheap, if you get bored/find out something that annoys you, just move to next one. If you don't mind malaria/dengue threat (and anybody discussing places like HK, Singapore & around doesn't) this world is full of relatively safe, damn cheap places.

You can even travel endlessly on 6-months tourist visas (this looks very tempting for me now, but whoever is with you needs to have same mindset)
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  #47  
Old 10.06.2013, 20:25
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Re: Where to retire?

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A beautiful place Belize which boast the second biggest barrier reef in the world but I would not consider it a totally safe environment having lived there for several months.
Just ask John McAfee...

http://www.telegraph.co.uk/news/worl...he-ground.html

Last edited by Phil_MCR; 11.06.2013 at 10:10.
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  #48  
Old 10.06.2013, 20:39
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Re: Where to retire?

Malta is very interesting for EU citizens, you only need 14,000 euros capital or income of 84.95 euro a week to become 'self sufficient'.
Your only taxed on income earned or remitted to Malta if your 'non Dom' capital gains can be remitted free of tax.

No annual property tax, however Property in Malta does attract capital gains on a sale.

Your Swiss pension fund can be used to buy a principle residence in Malta.

Non EU's have to pay a min Tax of 20k, rent min 10k & have rather more capital.

It's EU, part of Schengen with good hospitals & English is an official language

The weather is better than the Isle of Man, another place for born again tax haters.
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  #49  
Old 10.06.2013, 20:42
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Re: Where to retire?

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Interesting post.... try this.
I tried this and got the UK!

I really am a home girl at heart.
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  #50  
Old 10.06.2013, 20:42
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Re: Where to retire?

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With still a good 20 years to go to retirement, we are thinking about the future. We would love to stay in CH, but not with half our pension coming from the U.K. (would not pay for a denture here!), the cost of healthcare is too prohibitive here. Good old NHS, or what will be left of it, is a enviable option. Unlike you, we are selling our house in the U.K. and it means we don't really have somewhere to call home anymore. I guess we'll see where our children settle when they leave home for good and be the nightmare parents who settle within an 1 hour's drive radius!
Health care is very affordable in CH, rates stay the same from about 30 years old for basic insurance, which is cheaper than you would be paying in taxes for the NHS.
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  #51  
Old 10.06.2013, 21:37
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Re: Where to retire?

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Malta is very interesting for EU citizens, you only need 14,000 euros capital or income of 84.95 euro a week to become 'self sufficient'.
Your only taxed on income earned or remitted to Malta if your 'non Dom' capital gains can be remitted free of tax.

No annual property tax, however Property in Malta does attract capital gains on a sale.

Your Swiss pension fund can be used to buy a principle residence in Malta.

Non EU's have to pay a min Tax of 20k, rent min 10k & have rather more capital.

It's EU, part of Schengen with good hospitals & English is an official language

The weather is better than the Isle of Man, another place for born again tax haters.
thanks. malta has set itself up as a retirement haven. it's on the list, a bit more boring than HK, but then again, maybe that can be considered a bonus. weather is definitely a plus!
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  #52  
Old 11.06.2013, 01:09
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Re: Where to retire?

Has anyone considered Dutch Caribbean? Curacao for example. Outside of hurrican zone, English spoken everywhere, USD accepted widely. Every day 29 degrees. Attractive tax system. Cheap real estate. If anyone has questions, please PM and I can give you more info
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  #53  
Old 11.06.2013, 08:19
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Re: Where to retire?

I am convinced you need two homes, one for summer and one for winter. The solution is to find a girl friend living in another country. 6 months you live with her and 6 months she lives with you.

Wait a minute, why not find 4 girl friends? North Thailand, New Zealand, Mexico, London. Now that would be nearly perfect.
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  #54  
Old 11.06.2013, 08:31
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Re: Where to retire?

Or find someone who loves the swealtering heat. You can do a house swap with them each year
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  #55  
Old 11.06.2013, 08:44
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Re: Where to retire?

I would be very careful about moving anywhere far away on retirement. I have seen many do this and end in disaster as they try to cope with starting all over again at an age when you simply no longer want to.

It's great to plan, but when you actually come to it your priorities may be very different and - as has been pointed out your financial situation may not be as rosy as planned in 20 years (sorry).

I retired a couple of years ago and moved from the Zurich conurbation to the Zuri Oberland. We now have a garden. We did ever so briefly consider the Teccino. But it was too far away from what has been the centre of our lives for the last 24 years.

My priorities were:

Nearness to friends & Swiss family
Not too difficult to reach family in the UK
Good healthcare
Ability to continue hobbies
Bigger garden
Low mortgage interest rate
Stability and safety

I think I would find Hong Kong hell on earth to retire to...
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  #56  
Old 11.06.2013, 09:09
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Re: Where to retire?

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My priorities were:
Nearness to friends & Swiss family
Not too difficult to reach family in the UK
Good healthcare
Ability to continue hobbies
Bigger garden
Low mortgage interest rate
Stability and safety
The German side of the CH-D border also meets all of these criteria. And you can meet your Zuri-based friends/family within 30-60 min. travel time. Downside: No more tax-free shopping
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Old 11.06.2013, 09:10
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Re: Where to retire?

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I am convinced you need two homes, one for summer and one for winter. The solution is to find a girl friend living in another country. 6 months you live with her and 6 months she lives with you.

Wait a minute, why not find 4 girl friends? North Thailand, New Zealand, Mexico, London. Now that would be nearly perfect.
Lol. Great idea if you can afford it. But don't forget, you'll be hearing them nagging at you in Dolby pro logic. All you need is a subwoofer and a front speaker.
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  #58  
Old 11.06.2013, 09:31
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Re: Where to retire?

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Fail to plan : plan to fail
Phil, you have been in CH too long.
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  #59  
Old 11.06.2013, 10:08
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Re: Where to retire?

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The German side of the CH-D border also meets all of these criteria. And you can meet your Zuri-based friends/family within 30-60 min. travel time. Downside: No more tax-free shopping
However, my Zurich-born other half would prefer Hong Kong or anywhere else in the world in fact to Germany...
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  #60  
Old 11.06.2013, 10:22
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Re: Where to retire?

Interesting views. I would have though people would plan to retire to their home countries or to more familiar places, with similar cultures to the ones in which they've been brought up. Cultural shock at the age of 64 or 65? After being a foreigner all my life, I would rather prefer to be a foreigner back "home". Or live half of year here, half of year there. In my case is so doable because I already own a house with a huge garden (back home).
But a nice country to retire for an European, from my point of view, would be Italy. And maybe Malta or Spain. France, or at least the places I would consider, would be simply too expensive.
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