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  #101  
Old 25.11.2015, 21:44
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Re: Where to retire?

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Time to settle now ? Where will SHE take you?
Skiing in France for the winter suits her down to the ground as she skied from the age of 4, Summer in Malta plus a few weeks in the UK will work. The only question is where to go on holiday.
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  #102  
Old 25.11.2015, 21:52
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Re: Where to retire?

Switzerland of course
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  #103  
Old 25.11.2015, 21:54
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Re: Where to retire?

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Switzerland of course
Well my brother has a Chalet on Verbier, so we will be here for a week or so, skiing is hard work, not really a holiday I had in mind
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  #104  
Old 25.11.2015, 21:58
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Re: Where to retire?

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I have just completed my first year of retirement, I spent my time in 4 countries as follows:-

29 weeks Malta
11 weeks France
10 weeks UK
2 weeks CH

I did 8 days of work.
Why so much work, cut back, you're retired now
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  #105  
Old 25.11.2015, 23:20
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Re: Where to retire?

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I have just completed my first year of retirement, I spent my time in 4 countries as follows:-

29 weeks Malta
11 weeks France
10 weeks UK
2 weeks CH

I did 8 days of work.
Do you find the time you need to spend in Malta to be onerous?
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  #106  
Old 25.11.2015, 23:25
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Re: Where to retire?

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Why so much work, cut back, you're retired now
Work is definitely getting in the way, it feels like a terrible imposition on ones life.
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Do you find the time you need to spend in Malta to be onerous?
No it's great, I could easily drop time in the UK & spend more time in Malta. I don't think anyone would care or notice if I was in Malta less. There are expats who have lived there for years & still don't have residents cards, it's very unlike 'Swiss' as far as rules go.
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  #107  
Old 03.10.2016, 22:25
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Re: Where to retire?

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I would be very careful about moving anywhere far away on retirement. I have seen many do this and end in disaster as they try to cope with starting all over again at an age when you simply no longer want to.
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Have you considered:

1) You aren't exactly close to death yet
2) A brave soul may make an honest man of you
2a) Said BS may prefer cooler climes?
2b) Said BS may want to live where he/she grew up?
3) Said BS may agree to spawning with you - and hence:
3a) You may wish to retire near your spawn
3b) You may wish to retire near your grand-spawn

Figuring out where to retire should take a distant back seat to
"What the f*** will my next 25 years be?"
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Glad I'm not the only one scratching my head in puzzlement at someone making a "where shall I retire" thread, around 15-20 years before he actually likely retires. Bizzarre.
What you forget is, if you plan to be somewhere for retirement, and it is also a great place to live and work, you can move there immediately and start a life there so that when you retire, you don't need to uproot and move to another country, but should already have your life established there etc.
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  #108  
Old 03.10.2016, 22:41
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Re: Where to retire?

Is there a 1 year delay on your submit button?
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  #109  
Old 09.10.2016, 19:15
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Re: Where to retire?

It might be prudent to retain a Swiss domicile for tax reasons and spend many months outside of the country in a warmer climate particularly in old age.
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  #110  
Old 09.10.2016, 20:26
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Re: Where to retire?

Well Montpellier in France is a beautiful city and has a great climate.If you have Swiss nationality then its a good choice I feel. Plus its a short trip to Cap D'Agde where you can lie around naked all day with 20,000 other retirees!
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As an expat who has been away from my home country for long enough that I don't really have a place to call home.

Now I am thinking of place where I would like to live and also where I would like to retire.

Anyone else in a similar situation? What are your shortlist countries (ignoring visa considerations etc.)? What are your criteria?

For me, I would like:

- Warm/mild climate
- Ideally a tax system that does not tax foreign income/assets
- Good healthcare
- Low cost of living
- Good food

For me, one Hong Kong may be a possibility, and hits a lot of the requirements except that the climate is hot and humid in the summer months.

Last edited by omtatsat; 09.10.2016 at 20:37.
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  #111  
Old 09.10.2016, 20:33
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Re: Where to retire?

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It might be prudent to retain a Swiss domicile for tax reasons and spend many months outside of the country in a warmer climate particularly in old age.
It may be best to keep no domicile for tax reasons!
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  #112  
Old 10.10.2016, 15:03
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Re: Where to retire?

I think there are special rules if you leave for more than 6 months or so but not sure about that
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It might be prudent to retain a Swiss domicile for tax reasons and spend many months outside of the country in a warmer climate particularly in old age.
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  #113  
Old 10.10.2016, 15:32
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Re: Where to retire?

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It might be prudent to retain a Swiss domicile for tax reasons and spend many months outside of the country in a warmer climate particularly in old age.
Moving ones tax domicile to Malta is way better than CH. Your only taxed on INCOME remitted to Malta, not world wide earnings. Zero capital gains, No silly taxes on owning your own house with free healthcare if you have a British passport.

Staff are also very cheap, we had a waiter for every 5 guests at my wedding.
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  #114  
Old 10.10.2016, 15:33
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Re: Where to retire?

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... with free healthcare if you have a British passport.
Only until about 2019....
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  #115  
Old 10.10.2016, 15:35
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Re: Where to retire?

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Only until about 2019....
No, it's because Malta was a Crown dependent of the UK for 150 years, it's the only foreign country the Queen lived in. No other EU passport qualifies
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  #116  
Old 10.10.2016, 15:36
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Re: Where to retire?

But Switzerland does not tax on world earnings.At least not for an Australian.
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Moving ones tax domicile to Malta is way better than CH. Your only taxed on INCOME remitted to Malta, not world wide earnings. Zero capital gains, No silly taxes on owning your own house with free healthcare if you have a British passport.

Staff are also very cheap, we had a waiter for every 5 guests at my wedding.
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  #117  
Old 10.10.2016, 15:38
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Re: Where to retire?

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But Switzerland does not tax on world earnings.At least not for an Australian.
Thats totally untrue, your clearly EVADING tax. If you live in Switzerland your taxable on WORLDWIDE income.
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  #118  
Old 10.10.2016, 15:43
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Re: Where to retire?

Well read this!

https://www.ato.gov.au/General/Inter...ies_aim_to_do_



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Thats totally untrue, your clearly EVADING tax. If you live in Switzerland your taxable on WORLDWIDE income.
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  #119  
Old 10.10.2016, 15:48
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Re: Where to retire?

Your taxable in Switzerland, regardless of any tax treaties, if you live in CH.
You are required to declare worldwide income on a Swiss Tax return, credit will be given if a valid treaty exists. Further tax may or may not be payable.
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  #120  
Old 10.10.2016, 15:49
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Re: Where to retire?

Yes. Thats what I was saying!!
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Your taxable in Switzerland, regardless of any tax treaties, if you live in CH.
You are required to declare worldwide income on a Swiss Tax return, credit will be given if a valid treaty exists. Further tax may or may not be payable.
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