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  #121  
Old 24.07.2013, 14:28
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Re: Can I afford to retire to Switzerland?

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There's a good article about Le Locle in the NZZ today - http://www.nzz.ch/aktuell/wirtschaft...cle-1.18121783

Apparently lots of new jobs are being created but the population is not increasing as people prefer to commute rather than live there!
Not surprising as most of the jobs are given to frontaliers who already live across the border, is it. So they get Swiss salaries, buy petrol and cigarettes here, and then get cheaper housing on t'other side + cheaper shopping. Win win ... Same here in the Val-de-Travers. Mind you, we have several French families who have chosen to live here now, for better education, and they say 'quality' of life. Who am I to argue with them.

Last edited by Odile; 24.07.2013 at 14:41.
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  #122  
Old 24.07.2013, 14:35
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Re: Can I afford to retire to Switzerland?

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You've never been to Ticino, have you?

Tom
Yes, but tbh I see more tourists than pensioners. Maybe the pensioners know where to hide to avoid the tourists?
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  #123  
Old 24.07.2013, 15:58
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Re: Can I afford to retire to Switzerland?

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Not surprising as most of the jobs are given to frontaliers who already live across the border,
and who prefer to commute rather than move to Le Locle.
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  #124  
Old 24.07.2013, 16:04
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Re: Can I afford to retire to Switzerland?

You are repeating yourself dear, and I have explained why

Mind you, I wouldn't live in Le Locle or La Chaux-de-Fonds either
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  #125  
Old 24.07.2013, 16:27
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Re: Can I afford to retire to Switzerland?

La Chaux-de-fonds would be nice if it had a lake....and better public transport connections. Have to change in Neuchatel or Biel to go anywhere interesting is a hassle.

There are two trains per hour to Neuchatel but are both within 10 minutes of each other

Would have been nice if they approved the funicular plan.
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  #126  
Old 24.07.2013, 16:29
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Re: Can I afford to retire to Switzerland?

Someone told me there was a lake near le locle actually. Maybe you know the name Odile?
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  #127  
Old 24.07.2013, 16:53
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Re: Can I afford to retire to Switzerland?

We are digressing a bit, so apologies to OP. Well there are 2 in fact, the Lac Des Brenets, which is part of the Doubs river in fact, near the Col des Roches link with France. Or the lovely Lac des Taillères, past la Brévine, more famous for being a fabulous natural ice rink on a good winter (not this year, as regular snow falls ruined the ice). It is a natural peat bog lake, so the water is very soft on the skin. But not safe for children as it goes down very quickly. Pikes often tickle your toes, and I've seen ducklings, as well as baby coots and crested grebes disappear, as sucked under by pikes ...- but I love swimming and kayacking there. La Brévine is also famous for being the coldest place in Switzerland in winter, with a micro climate all of its own, with -41.8C. Strangely enough the maximum temp ever recorded in Switzerland is +41.5 - so very close... in numbers. Lac des Taillères is lovely for a walk, with a large car park available with WCs, and a tarmacked road for part of the way round, with several nice inns for a drink. L'Auberge des Taillères is good for Sunday lunch, with a lovely terrace and see food- as the mad as a hatter owner comes from South of France, and speaks fairly good English, having worked in Yorkshire and the QE2.
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  #128  
Old 24.07.2013, 20:44
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Re: Can I afford to retire to Switzerland?

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You are repeating yourself dear, and I have explained why

Mind you, I wouldn't live in Le Locle or La Chaux-de-Fonds either
you have explained why I am repeating myself?
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  #129  
Old 25.07.2013, 05:57
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Re: Can I afford to retire to Switzerland?

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I don't think anyone is saying you can't live on that. Of course you can. The "problem" is that to live at least as well as you do in the US, will be a challenge, and forget having the kind of savings you are able to achieve.

I personally think you have some chance to do the resident permit if you put in a well prepared and documented request. I'm also an optimist. Though from reading what you are writing you'll be better off in the US and traveling to Switzerland (etc) several times a year.
I fully agree. Well documented and well prepared is the key phrase, given the regs are so loosely written to give the approving officials as much leeway to as possible. Need to catch them on a good day. But it is the fact I also want to travel the world that is going to be the deciding factor. Won't be able to travel much if I live in Switzerland, which is a real shame, given how close everything is. There will be no yearly savings - once I retire, I'm spending every dime, every year, travelling somewhere and doing something. It is the only reason I am saving it now.
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  #130  
Old 25.07.2013, 06:27
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Re: Can I afford to retire to Switzerland?

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...A shame they put you off, because it is just a question of location, location, location. ...There are also very cheap airlines to reach most parts of Europe, where booking in advance and traveling off peak (the prerogative of us retirees) can be so cheap ...There are great hostels which are very reasonable, and lots of simple hotels and b&bs, even in Switzerland. Depends what type of travelling you want to do.
Most people who have replied live in very expensive parts of Switzerland, where your money would indeed not go far, with very high rents and cost of living. ...In the right location, and with the right attitude, you would be fine, as long as the Swiss authorities allow you in.
If you ever come to visit and want to see our area and the rentals available + Prices, you'd be most welcome.
Thank you Odile. They haven't put me off; I try to discount somewhat some of the "it's too expensive" stories because it is all about location location location. I most assuredly do not want someplace like Zurich or Geneva. I am not a city person and never will be. But I am getting a clearer idea on what it costs to live there, the questions to ask and what to look for over the next few years while on vacation / work, before I officially retire. A lot may change between now and then.

The majority of my within Europe vacations would be by car or motorcycle, rather than by air. So hostels, simple hotels and b + b's; these are fine for me. The drive, not the destination, is part of the allure of travel.

And I may some day take you up on your kind offer to see more of Jura. I'd like that.
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  #131  
Old 25.07.2013, 08:37
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Re: Can I afford to retire to Switzerland?

I'd also investigate the tax side of things. As an American you would not only pay Swiss tax as a resident, but would also have to file and possibly pay US taxes. With currency fluctuations sometimes what seems like a loss can end up costing you in the US. And unless you do your own tax filing you would have the added cost of a US tax preparer every year. I know some people here have said they can get this done for around CHF300, but I've just renounced and filing for the Streamline procedure and doing 6 years of FBAR's has cost me just over CHF1,500 and I still have to finish off with next year's filing. So something else to research before making a decision.
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