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  #41  
Old 30.08.2013, 11:28
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Re: Dealing with financial services "cold callers"

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I appreciate that, but the person making the call isn't the one who decided on your number - the call was just handed to them by a computer. It makes no sense to abuse that person individually; they're really just as much a victim as you are.
Oh christ... what a load of vomit-inducing claptrap.
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Old 30.08.2013, 11:35
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Re: Dealing with financial services "cold callers"

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Well, if you understand the concept of Karma then for you to reply in an insulting way to someone has intentionally and knowingly cold-called you IS karma for them.
Like others here, you're confusing the employee with the employer. A call centre job is not very nice and I'm sure most people working in it would prefer to do something else; but maybe they don't have a choice. Showing sympathy for someone's position in life is good karma.
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Old 30.08.2013, 11:36
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Re: Dealing with financial services "cold callers"

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Oh christ... what a load of vomit-inducing claptrap.
That's fine. Just carry on abusing people.
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  #44  
Old 30.08.2013, 11:37
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Re: Dealing with financial services "cold callers"

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I appreciate that, but the person making the call isn't the one who decided on your number - the call was just handed to them by a computer. It makes no sense to abuse that person individually; they're really just as much a victim as you are.
Bollox. They've been doing the round in our office - there's only about 15 of us, it is the same woman each time. We've told her to f-off repeatedly, but clearly she thinks we are dumb, because she keeps calling...

Computer my arse.

These calls tend to come following a visit on Linked from someone "someone in the financial industry" who looked at my profile, identified my company and then looked up our switchboard on-line...

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Like others here, you're confusing the employee with the employer. A call centre job is not very nice and I'm sure most people working in it would prefer to do something else; but maybe they don't have a choice. Showing sympathy for someone's position in life is good karma.
Does that include people from Microsoft calling to help fix your computer which has a major security breach?
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  #45  
Old 30.08.2013, 11:41
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Re: Dealing with financial services "cold callers"

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Like others here, you're confusing the employee with the employer. A call centre job is not very nice and I'm sure most people working in it would prefer to do something else; but maybe they don't have a choice. Showing sympathy for someone's position in life is good karma.
Judging by the ones that have called me, they have a structure where the "sales" the boss makes earn them commission.

So they're not really employees in the sense you're suggesting.


PS: I recommend printing this thread to PDF regularly. I reckon it'll be in the firing line soon unless people follow the rules and keep the discussion generic. There are many companies targeting expats in Switzerland and other countries.
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Old 30.08.2013, 11:42
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Re: Dealing with financial services "cold callers"

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These calls tend to come following a visit on Linked from someone "someone in the financial industry" who looked at my profile, identified my company and then looked up our switchboard on-line...
This was the twaddle one span on me. He called me directly on my mobile number - which is not on LinkedIn. It's also not publicised anywhere - not even on my email signature.
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  #47  
Old 30.08.2013, 11:43
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Re: Dealing with financial services "cold callers"

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Like others here, you're confusing the employee with the employer. A call centre job is not very nice and I'm sure most people working in it would prefer to do something else; but maybe they don't have a choice. Showing sympathy for someone's position in life is good karma.
I think you are confusing these financial "advisors" with some of the massive cold-calling operations which simply call every number in the phone book. These guys are doing their research, particularly using LinkedIn and other social networks to identify individuals who are probably expats. They then look up the company's phone number themselves and make the call and try to get through to you by telling the secretaries that they are your friend or whatever. If they are lucky they manage to find your direct number. In any case, it is not a computer making the call.

With regards your point about not having a choice, I also think you are confused. Everyone has a choice not to work for a particular company - these are not the only employers in Switzerland. They know exactly what they are doing, and they are doing it precisely because they think they can get rich by ripping us off.
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  #48  
Old 30.08.2013, 11:44
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Re: Dealing with financial services "cold callers"

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Like others here, you're confusing the employee with the employer. A call centre job is not very nice and I'm sure most people working in it would prefer to do something else; but maybe they don't have a choice. Showing sympathy for someone's position in life is good karma.
No, I'm not. You're confusing someones ability to choose freely what they do for work, with indentured slavery. In Switzerland. There's no reason to feel any real sympathy for them whatsoever.

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That's fine. Just carry on abusing people.
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Old 30.08.2013, 11:50
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Re: Dealing with financial services "cold callers"

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Bollox. They've been doing the round in our office - there's only about 15 of us, it is the same woman each time. We've told her to f-off repeatedly, but clearly she thinks we are dumb, because she keeps calling...

Computer my arse.

These calls tend to come following a visit on Linked from someone "someone in the financial industry" who looked at my profile, identified my company and then looked up our switchboard on-line...
Why are you even answering this call over and over again? Do you remember my simple rules?

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Does that include people from Microsoft calling to help fix your computer which has a major security breach?
No, that's a scam. Such people will also not honour 'do not call' lists. Again, remember the simple rules.

I get cold-called as much as anyone here. For some reason it doesn't cause any irritation because I hardly notice it. And I've certainly got much better things to do than waste even a second on a futile f-off.
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  #50  
Old 30.08.2013, 11:51
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Re: Dealing with financial services "cold callers"

We're not talking about a sweat shop here. This isn't double glazing or car insurance.

These are not random poor people going through a script talking about a product they don't understand for minimal pay.

These are bank robbers or financial advisors doing the cold calling then the hard sell. They lie on the phone in a attempt to steal your money. Abusing them is perectly fine and if you actually knew what karma was then you'd realise you HAVE to abuse them. That's their karma.
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  #51  
Old 30.08.2013, 11:53
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Re: Dealing with financial services "cold callers"

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We're not talking about a sweat shop here. This isn't double glazing or car insurance.

These are not random poor people going through a script talking about a product they don't understand for minimal pay.

These are bank robbers or financial advisors doing the cold calling then the hard sell. They lie on the phone in a attempt to steal your money, ALLEGEDLY. Abusing them is perectly fine and if you actually knew what karma was then you'd realise you HAVE to abuse them. That's their karma.
Just covering your back..
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  #52  
Old 30.08.2013, 11:55
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Re: Dealing with financial services "cold callers"

I know someone in the U.K. who got made redundant when his whole office got closed down.

He took a job as a financial advisor in desperation but after two weeks, he had to stop. He said what he was being asked to do was immoral, verging on the illegal, and went against all his principles and values.

People do have a choice.
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  #53  
Old 30.08.2013, 12:14
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Re: Dealing with financial services "cold callers"

As a burn victim (my dealings with one of these companies cost me a 5-digit Euro amount), all I can say is to use common sense (I wish I had)!

If someone cold-calls you offering some kind of financial advice, it's the same as the door-to-door salesmen of days past. Their primary skill is sales - to get you to give them your hard-earned money.

If you have money to invest, YOU seek out a financial advisor - usually someone recommended by someone you trust, or someone who you have had business dealings with in the past (a banker, etc.). Do not trust someone who cold-calls you.
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Old 30.08.2013, 12:50
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Re: Dealing with financial services "cold callers"

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Why are you even answering this call over and over again? Do you remember my simple rules?


Who said I do. But our receptionist does and has to tell them to go away. They are persistent feckers. We are an agency, so we don't ignore calls.
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Old 30.08.2013, 12:57
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Re: Dealing with financial services "cold callers"

54 posts on how not to speak to somebody? With "rules"?

Maybe one on how to chew food? Or which way round to sit on the toilet?

Seriously - just say "not interested thanks".
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Old 30.08.2013, 13:03
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Re: Dealing with financial services "cold callers"

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We're not talking about a sweat shop here. This isn't double glazing or car insurance.

These are not random poor people going through a script talking about a product they don't understand for minimal pay.

These are bank robbers or financial advisors doing the cold calling then the hard sell. They lie on the phone in a attempt to steal your money. Abusing them is perectly fine and if you actually knew what karma was then you'd realise you HAVE to abuse them. That's their karma.
Well, some people were talking about sweat shop calls (the type you get in the evening at home). Many calls are clearly scams, but there's still no point interacting with them - just treat all unsolicited calls in the same way (ignore them).

Giving some abuse may give a quick thrill (if you're sure it's a scam, that is), but there are much better thrills in life.

Oh, and their karma is the failure of the scam, they don't give a monkey's about the abuse.

Last edited by speakeron; 30.08.2013 at 13:21. Reason: Karma stuff
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  #57  
Old 30.08.2013, 13:05
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Re: Dealing with financial services "cold callers"

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54 posts on how not to speak to somebody? With "rules"?

Maybe one on how to chew food? Or which way round to sit on the toilet?

Seriously - just say "not interested thanks".
There are only two rules - one of them you stated; the other is just don't answer in the first place.
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Old 30.08.2013, 13:18
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Re: Dealing with financial services "cold callers"

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There are only two rules - one of them you stated; the other is just don't answer in the first place.
Rule 1: indeed
Rule 2: not an option

That means you go back to rule 1 each time and they are still wasting your time.

Really, what I'm saying isn't that complex.
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Old 30.08.2013, 13:22
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Re: Dealing with financial services "cold callers"

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Rule 1: indeed
Rule 2: not an option

That means you go back to rule 1 each time and they are still wasting your time.

Really, what I'm saying isn't that complex.
If you're sitting at home in the evening and you see a 'number withheld' call, let it go to voicemail. Is that not an option?
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Old 30.08.2013, 13:23
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Re: Dealing with financial services "cold callers"

I think the point is that mostly these guys call you at work, not at home. And half my calls at work are number witheld so ignoring them isn't an option.
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