Hello,

I have read many posts. But I would like to know how to have the amount that I have in the Vested Benefits account (UBS) when I am outside Switzerland (EU). I have sent many emails but I did not receive any reply yet.

What forms do I need to ask? I just have my account number (no online-banking etc)

Thank you in advance

You cannot cash a vested benefits account if you are living in the EU. You must leave the EU completely and permanantly, with no plans to return to live here. In that case, you can cash out, but may have to pay tax on it, and also if married your wife must also agree to it.


If in the EU, you will get the vested benefits when you retire.

Not completely true, it depends if the country requires compulsory insurance. UK & France do not for a start.

I am a Spanish citizen. Does anyone know if I can or how / where to ask?

Google Swiss LOB fund