Hi folks,
i'm considering starting work in switzerland as a contractor,
I understand that i will have to make swiss pension contributions ,
even as a self employed person. I read that contributions for >35 year olds is 10% typically for a 'normal' employee, without employer contributions. As self-employed would I need to also pay the employer contributions (?) - and then what would my final pensions contributions be?

thanks,
Stu

Yes. You pay both halves.

The amount depends on what kind of pension.

That depends on your agency:
Swisslinx pay the minimum, Xenar pays the maximum, Ajilon gives a choice.
Dunno about the others.

Elan pays pretty minimum. This is one of the reasons I'm going for a permie job, I think it pays off in the long run, unless you decide to pay back in to 2nd pillar which was something I considered. But at 10K a year for 10 years, I might as well go permie with a cozy package.

I turned the dark side last month and "internalised". This sounds nasty, but I'm looking forward to paid holidays etc etc.

In the golden old days, I was paying the maximum I could......something I see John has continued with Xenar

As a scumbag contractor, you pay both parts. This should also result in some tax being avoided

It's quite remarkable that I never had a sick day as a contractor but have been quite ill since I went permie.

Go figure

hi,

Thanks! good info. Any ideas what the min and max are, in % terms or otherwise? what kind of figures are we talking here?
Cheers!
Stu

Min is around 7% of the difference between around 26K and 80K CHF, split equally between employer and employee.
For a nearly 40 something.

Paid leave, sick leave, paid travel, bonus, pension, 13th check, food allowance, training, sports facilities... the list goes on. For me, the benifits of the dark side outweigh the instant gratification of contracting.

Contracting as the Chinese would say, ride a horse to search for a horse. use them contracting jobs to find the permie job you want.