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Old 15.08.2014, 21:14
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Postfinance card

I opened a bank account with postfinance this week. I was expecting to get a postfinance 'debit' card (I think called a "direct card" and yellow in all their promotional materials), so far I have only received a blue and silver coloured "ID card", which had my name but no account number printed on the front.

There is no mention of an "ID card" on their webpage, so I was wondering if anyone could tell me what this card is for? Is it my direct/debit card? Can I pay for things in shops with it or something else entirely. Is the direct card still to come? (All the instructions they sent show the yellow direct card!).

Any help would be much appreciated!
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Old 16.08.2014, 00:23
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Re: Postfinance card

https://www.postfinance.ch/en/priv/prod/apply.html

If you have any questions, please call 0848 888 710
24 hours, 365 days a year
(CHF 0.08/min. from a land line)
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Old 16.08.2014, 01:03
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Re: Postfinance card

Don't know about the ID card but one convenient thing I discovered about Postfinance is that I can withdraw cash with my regular yellow debit card at any Migros store. At my local Migros I go to the customer service desk while in the city center I just go to a regular check-out counter.
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Old 16.08.2014, 01:28
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Re: Postfinance card

I am guessing here, did you apply for a debit card?
Has your salary been paid into the account yet?

In the meantime presume the ID card is so you can with draw from your local branch whatever you might have in the account.

Sbrinz has given you the phone number for you to check.
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Old 16.08.2014, 10:05
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Re: Postfinance card

This ID card is for setting up and initial logging in to e-banking, you will soon receive these yellow calculator-like card readers and instructions how to do it.

A few days later, you will receive your regular yellow debit card in the mail as well. PIN codes will arrive separately as well.

Just wait, it takes a few days
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Old 16.08.2014, 14:01
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Re: Postfinance card

Thanks for the replies everyone! The PIN for the ID card arrived in the post today, once I logged in there was a section explaining the blue and silver ID cards are only used to securely login to e-finance online (as Tantawi mentioned). The yellow direct cards are used in the shops and apparently need to be authorised before you can use them online. Thanks again for the replies.
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Old 20.08.2014, 13:03
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Re: Postfinance card

If you are using PostFinance, please read this:

http://www.tagesanzeiger.ch/wirtscha...story/13044454

Sorry, I don't have time to translate...

Basically they are going to start selling consumers' [shopping] data (their spending habits) to 3rd parties .
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Old 20.08.2014, 13:14
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Re: Postfinance card

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If you are using PostFinance, please read this:

http://www.tagesanzeiger.ch/wirtscha...story/13044454

Sorry, I don't have time to translate...

Basically they are going to start selling consumers' [shopping] data (their spending habits) to 3rd parties .
Did you read it? I just skimmed through, but it seemed clear that what they're selling is not the data nor the actual identities of individuals, but the facility for 3rd-parties to target users based on the bank's own analysis of spending patterns. Which is no different from what many banks and other businesses have been doing for years.

Importantly, the customer still has to give permission for the bank to target him with these 3rd-party offers, so shouldn't really make any difference to most sane people.

(Working on the assumption that anyone who ticks the "Yes, I'd like to be spammed by other companies paying you for the privilege" box qualifies as insane in my book).
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