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Old 10.04.2008, 18:25
Alan Hill
 
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Value of an AVS pension

I am here in Switzerland with a B permit which does not allow me to work. As I am under 65 I have to pay AVS contribution every quarter. I understand that this will entitle me to a pension when (or I should say if!) I reach 65.

How can I find out (roughly) how much pension I might receive?

Thanks

Alan
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Old 10.04.2008, 20:56
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Re: Value of an AVS pension

Simple. Write to the AHV/AVS office that is collecting your contributions. They are obliged to give you a statement of contributions made and anticipated pension.
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Old 10.04.2008, 21:55
Alan Hill
 
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Re: Value of an AVS pension

Thanks for the advice.

I found the AVS site and seems to say that the pension it is based on the number of years contribution you have made. If you contribute for 44 years you receive a full pension (around CHF13,000 at todays prices?). You then lose 2.3% for every year of contributions that you do not make.

Does that sound right?

Regards

Alan
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Old 11.04.2008, 18:57
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Re: Value of an AVS pension

Did you raise children while in Switzerland?
Then you get some "years" added.

Does/had your spouse contributed to the AHV/AVS?
Spouses contributions are eventually clubbed and the benefits capped.

Have you previously contributed to social security in a EU country?
That might count in Switzerland, too.

So, it is not quite so simple. Best is to ask for a official calculation. Obviously, you must fill in a form with the pertinent details.
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Old 16.05.2008, 17:01
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Re: Value of an AVS pension

Sorry, I tried looking at the AHV site and can't figure out which form to fill in to get a statement of my contributions to date. Could anyone tell me what the name of the form I need is in German?

Thanks.
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Old 16.05.2008, 19:23
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Re: Value of an AVS pension

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Sorry, I tried looking at the AHV site and can't figure out which form to fill in to get a statement of my contributions to date. Could anyone tell me what the name of the form I need is in German?

Thanks.
Phone/write to the AHV sub-fund "Ausgleichskasse" holding your account. If you do not know which one, ask your employer for the name and address of the pertinent AHV office. They will know what additional details they need from you and send you the form.
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Old 16.05.2008, 20:09
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Re: Value of an AVS pension

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I am here in Switzerland with a B permit which does not allow me to work. As I am under 65 I have to pay AVS contribution every quarter. I understand that this will entitle me to a pension when (or I should say if!) I reach 65.

How can I find out (roughly) how much pension I might receive?

Thanks

Alan
Youíll find details of your local AVS office here.

Itís also worth remembering that you can keep up contributions to the UK pension and, if you contributed a sufficient number of years, you can get a full UK pension in addition to anything you get in CH. Link here.

Last edited by Blonaybear; 16.05.2008 at 20:17. Reason: Link added.
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Old 17.05.2008, 20:03
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Re: Value of an AVS pension

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Youíll find details of your local AVS office here.

Itís also worth remembering that you can keep up contributions to the UK pension and, if you contributed a sufficient number of years, you can get a full UK pension in addition to anything you get in CH. Link here.
Two pensions sounds too good to be true. My understanding is that (within EU+CH) you get the pension of the country where you are enjoying your retirement. Of course, with years credited for contributions in other countries within the grouping.
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Old 17.05.2008, 20:14
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Re: Value of an AVS pension

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Two pensions sounds too good to be true. My understanding is that (within EU+CH) you get the pension of the country where you are enjoying your retirement. Of course, with years credited for contributions in other countries within the grouping.
I get a full UK pension plus a small additional payment from the Swiss system.
When applying for the Swiss pension you do have to give details about your UK contributions but you do get payments from both.

See this: Will I receive a pension from each country ?
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Old 23.06.2008, 14:12
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Re: Value of an AVS pension

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I get a full UK pension plus a small additional payment from the Swiss system.
When applying for the Swiss pension you do have to give details about your UK contributions but you do get payments from both.

See this: Will I receive a pension from each country ?
In the link you quote it states "Each EEA country adds together your insurance contributions from all EEA countries. Then each country sees how much state pension (if any) you would get if your insurance contributions had all been paid into that country's own social security scheme"
Dare I ask if you got a quote from Switzerland assuming "your insurance contributions had all been paid into Switzerland's own social security scheme"
If not did anybody say why?

Thanks
Marton
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Old 23.06.2008, 14:41
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Re: Value of an AVS pension

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In the link you quote it states "Each EEA country adds together your insurance contributions from all EEA countries. Then each country sees how much state pension (if any) you would get if your insurance contributions had all been paid into that country's own social security scheme"
Dare I ask if you got a quote from Switzerland assuming "your insurance contributions had all been paid into Switzerland's own social security scheme"
If not did anybody say why?
If you read the last paragraph it says:
Quote:
However, each country pays you part of your pension. How much that country pays you depends on how much you have paid into its scheme
.

Just before I reached retirement I received a form from the local AVS office. On this I detailed my UK arrangements and I received a pension based on the number of years I have made AVS contributions in Switzerland and, from the UK because I had made voluntary contritions, I received a full pension.
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Old 23.06.2008, 18:03
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Re: Value of an AVS pension

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I had made voluntary contritions...
Contritions! You sincerely repented. Thus you obtained absolution and a full pension.
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Old 16.03.2018, 17:38
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Re: Value of an AVS pension

I am in Switzerland since 1993 and contributed to AVS for 25 years, I am reaching 65 in December 2018. Can some one tell me how much per month I will get it from January 2019.
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Old 16.03.2018, 17:52
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Re: Value of an AVS pension

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I am in Switzerland since 1993 and contributed to AVS for 25 years, I am reaching 65 in December 2018. Can some one tell me how much per month I will get it from January 2019.
Step 1) Get a individual account statement https://www.ahv-iv.ch/en/Leaflets-fo...vidual-account
Step 2) Type the stuf from the statement into this calculator to get an estimate:https://www.ahv-iv.ch/en/Leaflets-fo...estimate-ESCAL

or

Step 1) Get an estimate using this form https://www.ahv-iv.ch/en/Leaflets-fo...plication-form

In both ways you will get a non binding estimate. In any case I suggest to order an individual account statement.

To get AHV/AVS you will have to apply using this form. https://www.ahv-iv.ch/en/Leaflets-fo...plication-form
It is best to apply three to four months before you reach the retirement age.
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