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Old 05.12.2014, 19:31
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Help with which bank to use

Can I have some advice i have just got My L work permittier been To Look at Opernintendant a Account with UBS And hold there will have To hold 200 Francs from My first wages . Do all Banks Do this?
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Old 05.12.2014, 21:05
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Re: Help with which bank to use

Not that I know of, but it's been a long while since I opened an account so things may have changed. It might be because you don't get bank overdrafts here so the bank insists that you keep a certain amount in the account at all times to stop you going into the red. I seem to remember something like that when we did our account with UBS.
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Old 05.12.2014, 22:24
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Re: Help with which bank to use

Hi,
Would suggest for Post finance Account.
Really suitable for L -Permits and students.
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Old 06.12.2014, 16:56
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Re: Help with which bank to use

With most swiss banks, opening an account is free but closing it will cost. Probably the 200CHF is the cost of closing the account - by making 200CHF the minimum deposit they make sure the closing cost is covered at all times.

b4u is right, Postfinance is probably your best option for an account.
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Old 06.12.2014, 17:08
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Re: Help with which bank to use

Not long ago I opened an account at Credit Swiss, not even having a permit yet, and they did not mention a minimum deposit of some sorts at all.
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