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-   -   Cash Back Credit Cards in CH? (https://www.englishforum.ch/finance-banking-taxation/226233-cash-back-credit-cards-ch.html)

MitzEclipse 20.01.2015 22:04

Cash Back Credit Cards in CH?
 
Hi all

In the US and recently in the UK there is the idea of no annual fee cash back credit cards. It's usually around 0.5% to 1.0% cash back - sometimes in straight cash or credit.

I'm wondering if any of these credit cards exist? I don't like paying for an annual fee so the airline miles cards are out and I pay my credit card off every month so I don't need any balance transfer promotions/etc.

I did a search on the forum and didn't find anything so thought I'd post here - Thanks in advance

glinaa 20.01.2015 22:25

Re: Cash Back Credit Cards in CH?
 
Quote:

Originally Posted by MitzEclipse (Post 2323677)
Hi all

In the US and recently in the UK there is the idea of no annual fee cash back credit cards. It's usually around 0.5% to 1.0% cash back - sometimes in straight cash or credit.

I'm wondering if any of these credit cards exist? I don't like paying for an annual fee so the airline miles cards are out and I pay my credit card off every month so I don't need any balance transfer promotions/etc.

I did a search on the forum and didn't find anything so thought I'd post here - Thanks in advance

Postfinance.
https://www.postfinance.ch/en/priv/p...sic/offer.html
https://www.postfinance.ch/en/priv/p...old/offer.html
depending on your annual spending, Gold may actually turn out better.

UBS also has a programme called KeyClub but it's far less interesting. You get 3 points (=3CHF) for each 1000 franks spent on standard cards, and 6 points on Gold cards. The cards are also more expensive.

MitzEclipse 20.01.2015 22:27

Re: Cash Back Credit Cards in CH?
 
Quote:

Originally Posted by glinaa (Post 2323689)
Postfinance.
https://www.postfinance.ch/en/priv/p...sic/offer.html
https://www.postfinance.ch/en/priv/p...old/offer.html
depending on your annual spending, Gold may actually turn out better.

UBS also has a programme called KeyClub but it's far less interesting. You get 3 points (=3CHF) for each 1000 franks spent on standard cards, and 6 points on Gold cards. The cards are also more expensive.

Thank you - still an annual fee but not terribly expensive. I am however, a little shocked at the spouse card fee (!) this is usually an added benefit on all of the various credit card providers I've got - guess not the norm in CH.

TheSpouse 20.01.2015 22:43

Re: Cash Back Credit Cards in CH?
 
We have Bonviva gold cards from Credit Suisse and we get amazing free stuff. We have earned enough points over the years to get 2 Nespresso machines, 2 toasters, a suitcase, some garden secateurs, some wine glasses and a bunch of other stuff.

Here's the link: https://www.credit-suisse.com/ch/en/...=Such-Netzwerk

Anjela 21.01.2015 00:08

Re: Cash Back Credit Cards in CH?
 
Not in the same league as a gold card perhaps, but I don't think the Migros credit card charges an annual fee, and you get Cumulus points every time you use it, which are sent to you quarterly in the form of money vouchers to use in any Migros controlled shop.


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