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Old 26.01.2015, 12:13
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Mortgage - UK from Switzerland

Hi there,

I've recently moved to Zurich and have a property that is mortgaged with my wife in the UK.

The fixed rate is coming to an end and I am looking to remortgage and make use of the current good rates.

My questions are.

1 - Can I arrange a loan in CHF to pay off the outstanding balance and pay off on a monthly basis?

2 - Can we arrange a UK mortgage using my wives income and mine as "additional income"

or do I have to arrange a UK expat mortgage? These are few and far between and the fees are ridiculous.

If anyone could help or has any dealings that would be great.

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Old 26.01.2015, 12:31
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Re: Mortgage - UK from Switzerland

Very few banks like to give mortgages to non-residents. When I moved, I just kept quiet and continued with the mortgage. Strictly, they would not have even let me continue my mortgage as once I rented it out, it was BTL and the bank did not have a BTL mortgage licence...
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