Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation
Thread Tools Display Modes
Old 13.03.2015, 16:59
Newbie 1st class
Join Date: Mar 2012
Location: Cham
Posts: 19
Groaned at 0 Times in 0 Posts
Thanked 14 Times in 10 Posts
zozo12 has no particular reputation at present
SwissLife 3a

Hi all

What is your opinion on 3a third pillar accounts offered by insurances such as SwissLife. Do you consider these as a good alternative to the "classic" 3a accounts of the banks?

Does anyone have experience (good or bad) with such?

Our plan is to amortize our apartment by such a 3a scheme from SwissLife so that we are also insured should something happen.

Thanks in advance
Reply With Quote
Old 13.03.2015, 17:13
Join Date: Aug 2011
Location: Risch
Posts: 182
Groaned at 2 Times in 2 Posts
Thanked 103 Times in 71 Posts
KiwiSteve is considered knowledgeableKiwiSteve is considered knowledgeableKiwiSteve is considered knowledgeable
Re: SiwssLife 3a

Comparis have an english language site to compare schemes:

We chose a bank one with a good interest rate. Most people do not amoratize their mortgage here as there are tax advantages in having a high mortgage.
Insurance issues are very personal -what do you want to risk and what not?
Be careful of Swiss schemes as there are often penalty clauses if you want to get out of them at a later date
Reply With Quote
Old 04.04.2015, 21:29
robBob's Avatar
Forum Veteran
Join Date: Mar 2012
Location: Zurich
Posts: 707
Groaned at 17 Times in 8 Posts
Thanked 482 Times in 286 Posts
robBob is considered knowledgeablerobBob is considered knowledgeablerobBob is considered knowledgeable
Re: SiwssLife 3a

Don't do it! Keep you're money and insurance separate. Just does not pay!
Reply With Quote
This user would like to thank robBob for this useful post:

insurance, mortgage, pension, third pillar

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Pillar 3a stock funds landoa Finance/banking/taxation 24 25.10.2016 19:53
3a account - which bank? 2x2 Finance/banking/taxation 24 03.06.2015 13:40
Swisslife Agent Radha Finance/banking/taxation 17 20.05.2014 13:56
Mortgage with Swisslife Dietiker Housing in general 2 04.02.2013 20:30
Optimizing Pillar 3a digitsclimb Finance/banking/taxation 2 15.01.2013 14:43

All times are GMT +2. The time now is 08:58.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0