Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation
Reply
 
Thread Tools Display Modes
  #1  
Old 13.04.2015, 21:27
Newbie 1st class
 
Join Date: Mar 2015
Location: Tanzania
Posts: 15
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
_Mzungu has no particular reputation at present
Can I open a CH current account before I arrive?

Hi
I am moving to Geneva at the end of May. Is it possible to open a regular CH current-account before I arrive? Online? Any recommendations / suggestions for 'friendly' every-day banking?
Thanks!
Reply With Quote
  #2  
Old 13.04.2015, 21:31
Island Monkey's Avatar
Forum Legend
 
Join Date: Mar 2008
Location: Wallis
Posts: 3,511
Groaned at 62 Times in 32 Posts
Thanked 3,098 Times in 1,533 Posts
Island Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond reputeIsland Monkey has a reputation beyond repute
Re: Can I open a CH current account before I arrive?

Nope. You need to get here and then go in with your work contract or residence permit to open an account. UBS, Credit Swiss and Post Finance are the best options if you want banking in English.
Reply With Quote
The following 2 users would like to thank Island Monkey for this useful post:
  #3  
Old 13.04.2015, 21:40
Newbie 1st class
 
Join Date: Mar 2015
Location: Tanzania
Posts: 15
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
_Mzungu has no particular reputation at present
Re: Can I open a CH current account before I arrive?

Quote:
View Post
Nope. You need to get here and then go in with your work contract or residence permit to open an account. UBS, Credit Swiss and Post Finance are the best options if you want banking in English.
Ok, great. Thanks for the super-quick response! I'll cross it off of my to-do list until I arrive
Reply With Quote
  #4  
Old 13.04.2015, 23:25
Bozza's Avatar
Senior Member
 
Join Date: Jun 2009
Location: Zurich
Posts: 455
Groaned at 6 Times in 5 Posts
Thanked 300 Times in 162 Posts
Bozza has made some interesting contributions
Re: Can I open a CH current account before I arrive?

Yeah you'll have the accounts same day with all the cards etc arriving in a few days (for Postfinance anyway). You won't get an overdraft though at Postfinance until you're C permit though... but a credit card is fine. :/

Oh also, I donno about other banks, but Postfinance has a limit of how much of your money you can spend each month. It's not that high a limit, something like 2k from memory (per debit card) and so it may be a good idea to increase it straightaway! I couldn't even conceive such a limit existing.
Reply With Quote
  #5  
Old 02.06.2015, 22:41
Newbie 1st class
 
Join Date: May 2015
Location: Neuchatel
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 5 Times in 5 Posts
Commr51 has no particular reputation at present
Re: Can I open a CH current account before I arrive?

Being an Americano arriving at the end of this month, I am guessing the above summary of "residence permit or work contract" don't apply to me. My getset representative told me I need to have the actual work permit before a bank will set me up with an account. Is she wrong?

I am planning on using the NE cantonal bank at present.
Reply With Quote
  #6  
Old 03.06.2015, 06:59
MsWorWoo's Avatar
Forum Veteran
 
Join Date: May 2011
Location: Zürich Nord
Posts: 1,573
Groaned at 48 Times in 28 Posts
Thanked 2,428 Times in 931 Posts
MsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond repute
Re: Can I open a CH current account before I arrive?

Quote:
View Post
Yeah you'll have the accounts same day with all the cards etc arriving in a few days (for Postfinance anyway). You won't get an overdraft though at Postfinance until you're C permit though... but a credit card is fine. :/

Oh also, I donno about other banks, but Postfinance has a limit of how much of your money you can spend each month. It's not that high a limit, something like 2k from memory (per debit card) and so it may be a good idea to increase it straightaway! I couldn't even conceive such a limit existing.
That explains why the first time I tried to pay my bills (which were many) on the counter I was refused. The lady did something and then it went through OK.
Quote:
View Post
Being an Americano arriving at the end of this month, I am guessing the above summary of "residence permit or work contract" don't apply to me. My getset representative told me I need to have the actual work permit before a bank will set me up with an account. Is she wrong?

I am planning on using the NE cantonal bank at present.
I opened an with the receipt from the Kries Buro, copy of my rental contract and copy of my work contract.
Reply With Quote
Reply

Tags
bank, current account, online




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
What bank is best to open a current account? LEO_Nuevo Castillo Finance/banking/taxation 10 10.08.2013 12:18
Can I open a Swiss bank account in England? Symone Finance/banking/taxation 8 22.02.2013 09:13
Can I get insurance for my Car before registering in CH? in Ch clonskeagh Insurance 3 03.02.2011 16:30
Introducing myself before I arrive in CH Feefielou Introductions 6 23.02.2010 22:21
Opening a CH account before arriving there bmichaelb Finance/banking/taxation 10 19.05.2009 16:32


All times are GMT +2. The time now is 07:31.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0