Hi, I was just wondering how my credit in england would affect me obtaining credit in Switzerland. i.e. car finance or leasing etc...

Cheers


Jose

Not at all. You will not have a credit rating here.

Credit is not big here except mortgages. Car and personal loans, and overdrafts are not so common.

You will probably only be able to get a debit card until you have been here a few months or deposit a fair amount with the bank. A credit card will ask you to sign a direct debit mandate.

Dont get me wrong, those all exist and are available, but are not in the blood as in the UK

Daniel

Hi thanks for that.
I'm not looking to go mad on credit like i did in the uk, just want to finance or lease a car. Still paying debts in uk and wanted to know wether my arrears over there would come up here?

cheers