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-   -   Multi Currency Credit Card ["Revolut"] (https://www.englishforum.ch/finance-banking-taxation/240252-multi-currency-credit-card-revolut.html)

kart0ffel 22.03.2019 06:29

Re: Multi Currency Credit Card ["Revolut"]
 
Is not possible to pay with organge slips, sorry. However there is a local IBAN in CH to make the transfer in CHF for free now.

By the way, they are in promotion to give free cards again - just 10chf of top up are needed, which it can be used after with the debit card

I had it now for more than 2 years and used in many travels and I have to say is great for travelling. Free ATM withdraws and the real exchange rate saced me tons of fees from mean swiss bank and card providers.

Sparxxx 27.03.2019 08:40

Re: Multi Currency Credit Card ["Revolut"]
 
Seems like Revolut has changed how they send money to Swiss accounts recently (from your Revolut Card to your Swiss CHF Account).
It used to be completely free, 0 fees, but the new provider is now applying intermediary bank fee.
I just lost 14.- CHF.
Not a big deal but they never mention anywhere that they changed the intermediary and fees WILL apply.
Support just told they just come to know about it recently (YEAH, RIGHT!) and that they are working on fixing it asap but currently no estimation (I don't think they will).
Looks like the transfers are done through Barclays now

simple_person 25.04.2019 15:43

Re: Multi Currency Credit Card ["Revolut"]
 
3 Attachment(s)
Thanks for this thread. I got myself Revolut card this year and used it a lot in my last trip. I was pleasantly surprised to see how much other cc skims customers.

I topped up using Migros cumulus credit card and can confirm there was no top-up fee applied by Revolut.

Also Migros Cumulus credit card did not charge for this transaction, otherwise they apply a surcharge to non-Swiss transactions that are in CHF.

I liked getting instant update of each transaction's exchange rate, fee etc.
https://www.englishforum.ch/attachme...1&d=1556199689


I also liked the security provision in the app like disabling/enabling of ATM withdrawals, online payments etc.

https://www.englishforum.ch/attachme...1&d=1556199689

For cash withdrawal from ATM, there was a small fee after free limit. Nothing to complain.
https://www.englishforum.ch/attachme...1&d=1556199689


Overall thumbs up to Revolut.

reddavem 29.05.2019 13:24

Revolut CHF to GBP
 
Dear All.

Just started up Revolut and would like to know the best way to transfer CHf from my standard post finance account to my British account in pounds.

It seems I can create both CHF and GBP accounts in Revolut. So is the best way to send 'local' from postfinance to Revolut CHF account. Then from there send GBPs to British bank account?

dandi 29.05.2019 15:01

Re: Revolut CHF to GBP
 
Quote:

Originally Posted by reddavem (Post 3072192)
Dear All.It seems I can create both CHF and GBP accounts in Revolut. So is the best way to send 'local' from postfinance to Revolut CHF account. Then from there send GBPs to British bank account?

Yes, that's it. Send CHF from PostFinance to the CHF account as a regular swiss "local" payment - this would be the best option to avoid fees. Then once the money gets to the CHF account on the card, convert it to GBP - or just leave it there and it will get spent automagically as you spent GBP on the card

dave_in_gva 06.06.2019 17:45

Re: Multi Currency Credit Card ["Revolut"]
 
Has anybody here used Curve?

It seems similar to Revolut, although with some potential advantages to those who may wish to accrue miles on their underlying cards.

Curve website here: https://www.curve.app/en/
A review and some informative discussion here: https://www.godsavethepoints.com/201...rd-comparison/

maninwhitecoat 07.06.2019 08:20

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by dave_in_gva (Post 3074104)
Has anybody here used Curve?

It seems similar to Revolut, although with some potential advantages to those who may wish to accrue miles on their underlying cards.

Curve website here: https://www.curve.app/en/
A review and some informative discussion here: https://www.godsavethepoints.com/201...rd-comparison/

I did try curve when it was first available but then as a resident of Switzerland, they stopped providing the service in January due to banking laws or something. They now only provide to residents of the EEA

https://support.imaginecurve.com/hc/...can-get-Curve-

dave_in_gva 07.06.2019 10:13

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by maninwhitecoat (Post 3074245)
I did try curve when it was first available but then as a resident of Switzerland, they stopped providing the service in January due to banking laws or something. They now only provide to residents of the EEA

https://support.imaginecurve.com/hc/...can-get-Curve-

Yes I also noticed that. Funny thing though is when I register for their app using my +41 mobile number I get an SMS inviting me to download.

I sent Curve support an email yesterday asking whether residents in Switzerland are eligible or not. No reply yet but will respond here if the answer is affirmative. May be of interest for some people.

roegner 07.06.2019 10:31

Re: Multi Currency Credit Card ["Revolut"]
 
Has anyone ordered a replacement Revolut card lately? Mine is expiring at the end of the month, I did order at the earliest possible date but was wondering how long it takes (Revolut say 10 days).

DUTCH 07.06.2019 13:24

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by roegner (Post 3074274)
Has anyone ordered a replacement Revolut card lately? Mine is expiring at the end of the month, I did order at the earliest possible date but was wondering how long it takes (Revolut say 10 days).

Same situation in March this year for me, it arrived within 4-5 days (from Poland) IIRC.

bowlie 07.06.2019 13:51

Re: Multi Currency Credit Card ["Revolut"]
 
I hace some Canuck Bucks in Transferwise. Cam I transfer some of this without going through another currency? If so, how?

maninwhitecoat 07.06.2019 14:03

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by bowlie (Post 3074324)
I hace some Canuck Bucks in Transferwise. Cam I transfer some of this without going through another currency? If so, how?

not sure what you mean here. do you want to transfer them out of your transferwise account to an account in Switzerland?

dave_in_gva 07.06.2019 15:14

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by dave_in_gva (Post 3074266)
Yes I also noticed that. Funny thing though is when I register for their app using my +41 mobile number I get an SMS inviting me to download.

I sent Curve support an email yesterday asking whether residents in Switzerland are eligible or not. No reply yet but will respond here if the answer is affirmative. May be of interest for some people.


Just got the response from Curve. They say they are unable to issue to users in Switzerland. :(

bowlie 07.06.2019 17:38

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by maninwhitecoat (Post 3074329)
not sure what you mean here. do you want to transfer them out of your transferwise account to an account in Switzerland?

No transfer the Canadian dollars from TransferWise to Revolut.

maninwhitecoat 07.06.2019 17:41

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by bowlie (Post 3074394)
No transfer the Canadian dollars from TransferWise to Revolut.

Ah, just add a CAD currency account in Revolut and add the money using the TransferWise mastercard. I do this to load CHF onto my Revolut and there aren't any fees. Revolut will tell you if there is a fee or not before you submit.

FunnyBone 07.06.2019 21:41

Re: Multi Currency Credit Card ["Revolut"]
 
I also want a Revolt or/and Transferwise. Which one works best with Canadian dollars (to CHF)?

roegner 07.06.2019 23:21

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by DUTCH (Post 3074320)
Same situation in March this year for me, it arrived within 4-5 days (from Poland) IIRC.

Same here, from Germany in my case. Nice that it works as well with replacement cards. And it is now valid for 5 years.

maninwhitecoat 08.06.2019 13:54

Re: Multi Currency Credit Card ["Revolut"]
 
Quote:

Originally Posted by FunnyBone (Post 3074463)
I also want a Revolt or/and Transferwise. Which one works best with Canadian dollars (to CHF)?

both will allow you to send CAD into your account with them, make a currency exchange from CAD to CHF within their system, and then transfer out to you CHF account.

what would you consider as "working out best"?

Marsalforn 12.06.2019 20:16

Revolut and Apple Pay
 
Today Revolut informed me that they have established a link with Apple Pay. I have an iPhone, but have never used Apple Pay. Can anyone tell me what the advantages of it are?

duanw 12.06.2019 20:52

Re: Revolut and Apple Pay
 
I think the main thing it it allows you to store card and pay with the card via the phone (touch) even if your card isn't with you. So essentially it makes your card virtual.

That is at least how I understand it.

As for Revolut, I have it, but am not sure why I'd need that over any other card besides it being a debit card...but then the hassle is loading it with currency.


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