Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #601  
Old 22.03.2019, 07:29
Newbie 1st class
 
Join Date: Jul 2013
Location: Zürich
Posts: 29
Groaned at 0 Times in 0 Posts
Thanked 7 Times in 5 Posts
kart0ffel has no particular reputation at present
Re: Multi Currency Credit Card ["Revolut"]

Is not possible to pay with organge slips, sorry. However there is a local IBAN in CH to make the transfer in CHF for free now.

By the way, they are in promotion to give free cards again - just 10chf of top up are needed, which it can be used after with the debit card

I had it now for more than 2 years and used in many travels and I have to say is great for travelling. Free ATM withdraws and the real exchange rate saced me tons of fees from mean swiss bank and card providers.

Last edited by 22 yards; 22.03.2019 at 09:48. Reason: Sorry, no referral codes allowed.
Reply With Quote
  #602  
Old 27.03.2019, 09:40
Junior Member
 
Join Date: Sep 2011
Location: Zurich
Posts: 39
Groaned at 1 Time in 1 Post
Thanked 18 Times in 14 Posts
Sparxxx has no particular reputation at present
Re: Multi Currency Credit Card ["Revolut"]

Seems like Revolut has changed how they send money to Swiss accounts recently (from your Revolut Card to your Swiss CHF Account).
It used to be completely free, 0 fees, but the new provider is now applying intermediary bank fee.
I just lost 14.- CHF.
Not a big deal but they never mention anywhere that they changed the intermediary and fees WILL apply.
Support just told they just come to know about it recently (YEAH, RIGHT!) and that they are working on fixing it asap but currently no estimation (I don't think they will).
Looks like the transfers are done through Barclays now

Last edited by Sparxxx; 27.03.2019 at 10:13.
Reply With Quote
This user would like to thank Sparxxx for this useful post:
  #603  
Old 25.04.2019, 16:43
Forum Veteran
 
Join Date: Nov 2012
Location: Zurich
Posts: 857
Groaned at 5 Times in 5 Posts
Thanked 452 Times in 285 Posts
simple_person has earned the respect of manysimple_person has earned the respect of manysimple_person has earned the respect of many
Re: Multi Currency Credit Card ["Revolut"]

Thanks for this thread. I got myself Revolut card this year and used it a lot in my last trip. I was pleasantly surprised to see how much other cc skims customers.

I topped up using Migros cumulus credit card and can confirm there was no top-up fee applied by Revolut.

Also Migros Cumulus credit card did not charge for this transaction, otherwise they apply a surcharge to non-Swiss transactions that are in CHF.

I liked getting instant update of each transaction's exchange rate, fee etc.



I also liked the security provision in the app like disabling/enabling of ATM withdrawals, online payments etc.



For cash withdrawal from ATM, there was a small fee after free limit. Nothing to complain.



Overall thumbs up to Revolut.
Attached Images
File Type: jpg Screenshot_20190425-152949_Revolut.jpg (44.6 KB, 789 views)
File Type: jpg Screenshot_20190425-152933_Revolut.jpg (41.7 KB, 803 views)
File Type: jpg Screenshot_20190425-152846_Revolut.jpg (40.3 KB, 803 views)
Reply With Quote
  #604  
Old 29.05.2019, 14:24
Newbie
 
Join Date: May 2018
Location: Zurich
Posts: 6
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
reddavem has no particular reputation at present
Revolut CHF to GBP

Dear All.

Just started up Revolut and would like to know the best way to transfer CHf from my standard post finance account to my British account in pounds.

It seems I can create both CHF and GBP accounts in Revolut. So is the best way to send 'local' from postfinance to Revolut CHF account. Then from there send GBPs to British bank account?
Reply With Quote
  #605  
Old 29.05.2019, 16:01
Senior Member
 
Join Date: Jan 2014
Location: Lausanne
Posts: 432
Groaned at 22 Times in 17 Posts
Thanked 453 Times in 257 Posts
dandi has an excellent reputationdandi has an excellent reputationdandi has an excellent reputationdandi has an excellent reputation
Re: Revolut CHF to GBP

Quote:
View Post
Dear All.It seems I can create both CHF and GBP accounts in Revolut. So is the best way to send 'local' from postfinance to Revolut CHF account. Then from there send GBPs to British bank account?
Yes, that's it. Send CHF from PostFinance to the CHF account as a regular swiss "local" payment - this would be the best option to avoid fees. Then once the money gets to the CHF account on the card, convert it to GBP - or just leave it there and it will get spent automagically as you spent GBP on the card
Reply With Quote
  #606  
Old 06.06.2019, 18:45
Newbie 1st class
 
Join Date: Nov 2013
Location: Geneva
Posts: 21
Groaned at 2 Times in 2 Posts
Thanked 9 Times in 6 Posts
dave_in_gva has become a little unpopulardave_in_gva has become a little unpopular
Re: Multi Currency Credit Card ["Revolut"]

Has anybody here used Curve?

It seems similar to Revolut, although with some potential advantages to those who may wish to accrue miles on their underlying cards.

Curve website here: https://www.curve.app/en/
A review and some informative discussion here: https://www.godsavethepoints.com/201...rd-comparison/
Reply With Quote
  #607  
Old 07.06.2019, 09:20
Junior Member
 
Join Date: Dec 2013
Location: Altstetten ZH
Posts: 37
Groaned at 0 Times in 0 Posts
Thanked 11 Times in 8 Posts
maninwhitecoat has no particular reputation at present
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
Has anybody here used Curve?

It seems similar to Revolut, although with some potential advantages to those who may wish to accrue miles on their underlying cards.

Curve website here: https://www.curve.app/en/
A review and some informative discussion here: https://www.godsavethepoints.com/201...rd-comparison/
I did try curve when it was first available but then as a resident of Switzerland, they stopped providing the service in January due to banking laws or something. They now only provide to residents of the EEA

https://support.imaginecurve.com/hc/...can-get-Curve-
Reply With Quote
  #608  
Old 07.06.2019, 11:13
Newbie 1st class
 
Join Date: Nov 2013
Location: Geneva
Posts: 21
Groaned at 2 Times in 2 Posts
Thanked 9 Times in 6 Posts
dave_in_gva has become a little unpopulardave_in_gva has become a little unpopular
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
I did try curve when it was first available but then as a resident of Switzerland, they stopped providing the service in January due to banking laws or something. They now only provide to residents of the EEA

https://support.imaginecurve.com/hc/...can-get-Curve-
Yes I also noticed that. Funny thing though is when I register for their app using my +41 mobile number I get an SMS inviting me to download.

I sent Curve support an email yesterday asking whether residents in Switzerland are eligible or not. No reply yet but will respond here if the answer is affirmative. May be of interest for some people.
Reply With Quote
  #609  
Old 07.06.2019, 11:31
roegner's Avatar
Moderately Dutch
 
Join Date: May 2011
Location: Zurich
Posts: 9,049
Groaned at 313 Times in 258 Posts
Thanked 9,975 Times in 5,026 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Multi Currency Credit Card ["Revolut"]

Has anyone ordered a replacement Revolut card lately? Mine is expiring at the end of the month, I did order at the earliest possible date but was wondering how long it takes (Revolut say 10 days).
Reply With Quote
  #610  
Old 07.06.2019, 14:24
DUTCH's Avatar
Senior Member
 
Join Date: Oct 2006
Location: Wollerau
Posts: 349
Groaned at 7 Times in 7 Posts
Thanked 484 Times in 204 Posts
DUTCH has a reputation beyond reputeDUTCH has a reputation beyond reputeDUTCH has a reputation beyond reputeDUTCH has a reputation beyond repute
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
Has anyone ordered a replacement Revolut card lately? Mine is expiring at the end of the month, I did order at the earliest possible date but was wondering how long it takes (Revolut say 10 days).
Same situation in March this year for me, it arrived within 4-5 days (from Poland) IIRC.

Last edited by DUTCH; 07.06.2019 at 14:24. Reason: .
Reply With Quote
This user would like to thank DUTCH for this useful post:
  #611  
Old 07.06.2019, 14:51
Forum Veteran
 
Join Date: Oct 2014
Location: Nyon
Posts: 1,923
Groaned at 67 Times in 46 Posts
Thanked 1,914 Times in 984 Posts
bowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond repute
Re: Multi Currency Credit Card ["Revolut"]

I hace some Canuck Bucks in Transferwise. Cam I transfer some of this without going through another currency? If so, how?
Reply With Quote
  #612  
Old 07.06.2019, 15:03
Junior Member
 
Join Date: Dec 2013
Location: Altstetten ZH
Posts: 37
Groaned at 0 Times in 0 Posts
Thanked 11 Times in 8 Posts
maninwhitecoat has no particular reputation at present
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
I hace some Canuck Bucks in Transferwise. Cam I transfer some of this without going through another currency? If so, how?
not sure what you mean here. do you want to transfer them out of your transferwise account to an account in Switzerland?
Reply With Quote
  #613  
Old 07.06.2019, 16:14
Newbie 1st class
 
Join Date: Nov 2013
Location: Geneva
Posts: 21
Groaned at 2 Times in 2 Posts
Thanked 9 Times in 6 Posts
dave_in_gva has become a little unpopulardave_in_gva has become a little unpopular
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
Yes I also noticed that. Funny thing though is when I register for their app using my +41 mobile number I get an SMS inviting me to download.

I sent Curve support an email yesterday asking whether residents in Switzerland are eligible or not. No reply yet but will respond here if the answer is affirmative. May be of interest for some people.

Just got the response from Curve. They say they are unable to issue to users in Switzerland.
Reply With Quote
  #614  
Old 07.06.2019, 18:38
Forum Veteran
 
Join Date: Oct 2014
Location: Nyon
Posts: 1,923
Groaned at 67 Times in 46 Posts
Thanked 1,914 Times in 984 Posts
bowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond repute
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
not sure what you mean here. do you want to transfer them out of your transferwise account to an account in Switzerland?
No transfer the Canadian dollars from TransferWise to Revolut.
Reply With Quote
  #615  
Old 07.06.2019, 18:41
Junior Member
 
Join Date: Dec 2013
Location: Altstetten ZH
Posts: 37
Groaned at 0 Times in 0 Posts
Thanked 11 Times in 8 Posts
maninwhitecoat has no particular reputation at present
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
No transfer the Canadian dollars from TransferWise to Revolut.
Ah, just add a CAD currency account in Revolut and add the money using the TransferWise mastercard. I do this to load CHF onto my Revolut and there aren't any fees. Revolut will tell you if there is a fee or not before you submit.
Reply With Quote
  #616  
Old 07.06.2019, 22:41
FunnyBone's Avatar
Forum Veteran
 
Join Date: Jan 2015
Location: Earth
Posts: 790
Groaned at 35 Times in 25 Posts
Thanked 1,109 Times in 502 Posts
FunnyBone has a reputation beyond reputeFunnyBone has a reputation beyond reputeFunnyBone has a reputation beyond reputeFunnyBone has a reputation beyond reputeFunnyBone has a reputation beyond repute
Re: Multi Currency Credit Card ["Revolut"]

I also want a Revolt or/and Transferwise. Which one works best with Canadian dollars (to CHF)?
Reply With Quote
  #617  
Old 08.06.2019, 00:21
roegner's Avatar
Moderately Dutch
 
Join Date: May 2011
Location: Zurich
Posts: 9,049
Groaned at 313 Times in 258 Posts
Thanked 9,975 Times in 5,026 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
Same situation in March this year for me, it arrived within 4-5 days (from Poland) IIRC.
Same here, from Germany in my case. Nice that it works as well with replacement cards. And it is now valid for 5 years.
Reply With Quote
  #618  
Old 08.06.2019, 14:54
Junior Member
 
Join Date: Dec 2013
Location: Altstetten ZH
Posts: 37
Groaned at 0 Times in 0 Posts
Thanked 11 Times in 8 Posts
maninwhitecoat has no particular reputation at present
Re: Multi Currency Credit Card ["Revolut"]

Quote:
View Post
I also want a Revolt or/and Transferwise. Which one works best with Canadian dollars (to CHF)?
both will allow you to send CAD into your account with them, make a currency exchange from CAD to CHF within their system, and then transfer out to you CHF account.

what would you consider as "working out best"?
Reply With Quote
  #619  
Old 12.06.2019, 21:16
Forum Veteran
 
Join Date: Feb 2009
Location: Geneva
Posts: 738
Groaned at 24 Times in 10 Posts
Thanked 654 Times in 297 Posts
Marsalforn has an excellent reputationMarsalforn has an excellent reputationMarsalforn has an excellent reputationMarsalforn has an excellent reputation
Revolut and Apple Pay

Today Revolut informed me that they have established a link with Apple Pay. I have an iPhone, but have never used Apple Pay. Can anyone tell me what the advantages of it are?
Reply With Quote
  #620  
Old 12.06.2019, 21:52
Newbie 1st class
 
Join Date: Jun 2011
Location: Zurich (Meilen)
Posts: 12
Groaned at 0 Times in 0 Posts
Thanked 8 Times in 7 Posts
duanw has no particular reputation at present
Re: Revolut and Apple Pay

I think the main thing it it allows you to store card and pay with the card via the phone (touch) even if your card isn't with you. So essentially it makes your card virtual.

That is at least how I understand it.

As for Revolut, I have it, but am not sure why I'd need that over any other card besides it being a debit card...but then the hassle is loading it with currency.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Which currency to use for Credit Card when away from CH? JourneyMan Finance/banking/taxation 21 21.01.2013 16:07
Credit Suisse Credit card billing date elfe Finance/banking/taxation 5 13.11.2011 21:12
Paying a Credit Suisse Credit Card Online jerallie Finance/banking/taxation 8 06.10.2011 20:00
multi currency account freeworld Finance/banking/taxation 11 08.08.2011 12:53
AECS in Horgen - Credit Suisse's credit card business - somebody work there? Greg530 Finance/banking/taxation 9 15.04.2007 19:05


All times are GMT +2. The time now is 03:58.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0