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Old 22.09.2015, 17:18
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pink slips for payments... how do they work?

Hello "again" English Forum Family....

We have received different pink slips for payments,... for the travelling card, for the new apartment first month payment, for the gym my husband wants to join...and we haven't discovered yet how to do either online payment or go to a bank with it and pay by credit card or transferring accounts...

Basically, we don't know how to make those payments? Any explanation on how to perform these rituals?

The pink slips have like 2 or 3 sections: empfangsschein/recepisse/ricevuta - Einzahlung Giro -versement... I guess we take it to a bank and they stamp on it after the paoyment?

And? Can the payment be done by credit card in the bank?

It is all so new! And today I am dealing with all at once!

Thank you for your advise!
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Old 22.09.2015, 17:20
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Re: pink slips for payments... how do they work?

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Hello "again" English Forum Family....

We have received different pink slips for payments,... for the travelling card, for the new apartment first month payment, for the gym my husband wants to join...and we haven't discovered yet how to do either online payment or go to a bank with it and pay by credit card or transferring accounts...

Basically, we don't know how to make those payments? Any explanation on how to perform these rituals?

The pink slips have like 2 or 3 sections: empfangsschein/recepisse/ricevuta - Einzahlung Giro -versement... I guess we take it to a bank and they stamp on it after the paoyment?

And? Can the payment be done by credit card in the bank?

It is all so new! And today I am dealing with all at once!

Thank you for your advise!
The EF search function provides....
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  #3  
Old 22.09.2015, 17:32
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Re: pink slips for payments... how do they work?

Option one: In any post office using good ol' cash.
Option two: Using your on-line banking from Swiss bank.
Option three: In a bank branch where you have an account. Sometimes, they have special machines which can be used.
Not an option: Bank counter. But they may help you with using the machine.

I think those are the options these days. Some banks had a paper and envelope option. Maybe they still have it for the old people which have no computer and no easy access to a bank branch.
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Old 22.09.2015, 17:39
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Re: pink slips for payments... how do they work?

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Option one: In any post office using good ol' cash.
Option two: Using your on-line banking from Swiss bank.
Option three: In a bank branch where you have an account. Sometimes, they have special machines which can be used.
Not an option: Bank counter. But they may help you with using the machine.

I think those are the options these days. Some banks had a paper and envelope option. Maybe they still have it for the old people which have no computer and no easy access to a bank branch.
Hello and thanks! Great help there! But...can't we pay at all by card at the post office? I mean...we need to make a payment of more than 5,000 chf for the deposit...how one walks to the post office with all that cash in the pocket?

And can it be done online from a british bank? I am even more puzzled.

Thanks in advance! We happen to have to make one of these slip payments by Thursday!


Thanks!
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Old 22.09.2015, 17:42
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Re: pink slips for payments... how do they work?

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Hello and thanks! Great help there! But...can't we pay at all by card at the post office? I mean...we need to make a payment of more than 5,000 chf for the deposit...how one walks to the post office with all that cash in the pocket?

And can it be done online from a british bank? I am even more puzzled.

Thanks in advance! We happen to have to make one of these slip payments by Thursday!


Thanks!

Where's the problem?


The biggest cash payment I ever made in a post office was 50K. Not an eyebrow was raised.


However, online banking may be more advisable in normal situations.
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Old 22.09.2015, 17:52
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Re: pink slips for payments... how do they work?

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Where's the problem?


The biggest cash payment I ever made in a post office was 50K. Not an eyebrow was raised.


However, online banking may be more advisable in normal situations.
Hi amogles, and thanks. Here the problem:

Our CH bank isn't yet operational.
We can't withdraw 5000 chf from an atm on our credit or debit british cards, and to tell you the truth plastic or normal online payments is to what we are used to.

And, again, we could only make a payment online from our British bank account...unless we can pay using credit card or debit card at the bank or post office

BTW, our slip is ORANGE
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Old 22.09.2015, 17:54
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Re: pink slips for payments... how do they work?

Hi again....i forgot to specify that our payment slip is ORANGE not pinkish.... any possibility that this means payment by credit card is possible?

Thanks aswissintheis!
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Option one: In any post office using good ol' cash.
Option two: Using your on-line banking from Swiss bank.
Option three: In a bank branch where you have an account. Sometimes, they have special machines which can be used.
Not an option: Bank counter. But they may help you with using the machine.

I think those are the options these days. Some banks had a paper and envelope option. Maybe they still have it for the old people which have no computer and no easy access to a bank branch.
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Old 22.09.2015, 17:58
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Re: pink slips for payments... how do they work?

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Hi again....i forgot to specify that our payment slip is ORANGE not pinkish.... any possibility that this means payment by credit card is possible?
No.

Payments are either by cash, or from a bank account, never by credit card.

Tom
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Old 22.09.2015, 18:04
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Re: pink slips for payments... how do they work?

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No.

Payments are either by cash, or from a bank account, never by credit card.

Tom
Thank you Tom! Do you think that we could ask the real estate company for the account number IBAN et cetera and do a international transfer instead? The most important payment is for the real estate agency for our new apartment, and we need to pay it soon. Could we pay with international online transfer if they were to have and give us the account number? And disregard the orange slip payment?

Thank you!
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Old 22.09.2015, 18:09
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Re: pink slips for payments... how do they work?

If all your money is in a UK bank account, you need to call or write to them asap, explain that you now live in Switzerland and you need your daily debit card limit raised. Also, we were able to access some money on the very day that we opened our Credit Suisse account, so that should only take one day once you get on the ball and open a Swiss account.

I think you will find Switzerland to be very much a cash country as opposed to cards. As others have said, it's really nothing to withdraw 1,000's of francs from an ATM at a time or to pay for a bottle of water with a 200 fr bill.
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Old 22.09.2015, 18:16
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Re: pink slips for payments... how do they work?

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Thank you Tom! Do you think that we could ask the real estate company for the account number IBAN et cetera and do a international transfer instead? The most important payment is for the real estate agency for our new apartment, and we need to pay it soon. Could we pay with international online transfer if they were to have and give us the account number? And disregard the orange slip payment?

Thank you!
Yes probably - that's what I did for the first payment.
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Old 22.09.2015, 18:18
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Re: pink slips for payments... how do they work?

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Thank you Tom! Do you think that we could ask the real estate company for the account number IBAN et cetera and do a international transfer instead? The most important payment is for the real estate agency for our new apartment, and we need to pay it soon. Could we pay with international online transfer if they were to have and give us the account number? And disregard the orange slip payment?

Thank you!
That should be possible if your landlord agrees to a standing order from the UK, but as the poster above me says, if any other payments need to be made in CH, you need your limit raised.

Perhaps I missed it, but have you considered opening an account in CH to avoid this?
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Old 22.09.2015, 18:25
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Re: pink slips for payments... how do they work?

You probably also want to work out your cash flows for the first few months - maybe pay your rent for a couple of months and the deposit in one transfer, as that will save fees and allow you to build up a CHF balance once your bank account is open and salary flowing.

But if you're bringing money over in any significant amount, one of the online transfer companies will be much more cost effective. It can take a few days to set up an account.

Currency Fair seems to be favourite at the moment: xe.com money transfers
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Old 22.09.2015, 20:54
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Re: pink slips for payments... how do they work?

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Thank you Tom! Do you think that we could ask the real estate company for the account number IBAN et cetera and do a international transfer instead? The most important payment is for the real estate agency for our new apartment, and we need to pay it soon. Could we pay with international online transfer if they were to have and give us the account number? And disregard the orange slip payment?

Thank you!
Uh, Orange, it is the same as Pink (except the Orange ones have "Reference No." which allows to automatically associate your payment ). Sometimes you can find the IBAN of the recipient on the slip. If not ask for IBAN and BIC of your landlord. Just look that they do not get charged any fees as it is a GBP to CHF transfer which is not covered by SEPA.
If you use the IBAN on the slip, let them now that you intend to pay directly, and use the reference number as "Reason for payment".

Last edited by aSwissInTheUS; 22.09.2015 at 21:49.
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Old 22.09.2015, 21:08
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Re: pink slips for payments... how do they work?

I had the same problem before I moved here, I had to pay the depost and first months rent before I even had a bank account and even going to HSBC (who say they are international experts) and USB in Manchester (which, to be fair was investment bank not a normal bank but none of the staff had a clue), asking on EF, asking for the IBAN and BIC from the agency, no dice. What happened eventually is I asked the secratary at work what to do, she asked me to transfer the money to her personal account and send her the slip and she would pay it. Very fraught couple of days but it worked.
Not sure if it is advisable, but it's what I did.
When I moved, 2 hours later I was in the gemainde registering, 4 hours later in the postoffice opening an account, 6 hours in Swisscom and Orange getting phones and internet set up (Although the internet took weeks) so I could start with internet banking. Then I bought bread, milk and wine. Basically, banking is more important than food.
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Old 22.09.2015, 21:21
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Re: pink slips for payments... how do they work?

As a French/English bilingual - the title really makes me laugh, ahaha

Last edited by Odile; 22.09.2015 at 22:19.
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Old 22.09.2015, 21:44
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Re: pink slips for payments... how do they work?

You should be able to do an international transfer for your rent. But do they not want you to set up a special account for the deposit/bond?

Get a Swiss account opened pronto and transfer some money over. Meanwhile talk to landlord/agency and organise to do an international payment for the rent.
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Old 22.09.2015, 21:51
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Re: pink slips for payments... how do they work?

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As a Frenc/English bilingual - the title really makes me laugh, ahaha
Knowing some U.S.-English gives you two other laughs.
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Old 22.09.2015, 22:11
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Re: pink slips for payments... how do they work?

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As a Frenc/English bilingual - the title really makes me laugh, ahaha
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Knowing some U.S.-English gives you two other laughs.
But Odile got me curious. What is it in French?
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Old 22.09.2015, 22:19
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Re: pink slips for payments... how do they work?

un slip = knickers

so paying bills with your pink knickers
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