hi guys,

i have a UBS card and recently got their credit card and i have the 3000CHF i dont want to and will not touch that but could i transfer whatever amount onto the card and use only that amount , will i still have to pay credit card fees etc..?

pretty simple i guess .

Yes, of course, as it still is a credit card so you will continue to pay the yearly fees and fees if you use it abroad etc

sorry i wasnt specific , i meant transfer the funds from my UBS personal account to my MASTERCARD account and use that amount and not the 3000chf credit. would i still pay fees if i purchase something online.?

Yes, again, your yearly fee for the card and any shopping in foreign currency or abroad. For the last details I´d recommend to read the terms and conditions that came with the card

what if i pay in CHF will i still pay fees?

If you only spend the money that you loaded to the card, then you will not incur any interest however if you buy something in euros, you will incur the foreign currency/overseas fees.

In addition you will still have to pay the annual fees, for the privilege of having the card.

where could i find how much the oversea fees are or the annual fee is please..

i think i have the prepaid mastercard
if that helps with anything

thanks btw

I think that perhaps the issuing bank would be able to answer all your questions above. Is there a reason you're asking a bunch of strangers on the Internet instead of the people who actually have all the answers?

His username would suggest this is never ending.

Why the fxck don't you read the terms of the agreement for for card, or ask the bank.

Now now Zuri, that isn't the kinder gentler EF we're striving for.

I will instruct my employers to tell him exactly the same .

Apparently the sales info, and the printed contract were somehow unclear. You need to speak with PR and marketing.

Well, we can't cater for every dildo on the market

In the meantime, if the OP would post the card details and security number on the back I would be more than happy to check if the card works for online purchases.

Apologies OP, please call our offices tomorrow morning within office hours, and we'll be more than happy to answer your questions. Take care,

If you use a credit card you cause work/use a service. Why should that be free? Pay cash, problem solved.

UBS staff is advised to call the RTFM-clients exactly that? LOL

Apologies, I'm just sometimes just a teensy, slightly, bittle lit bit peeved at the questions put to the Forum. Especially from members who neither contribute nor reveal anything about themselves i.e. gimmeee, gimmeee, gimmeee.

And then of course no thanks from the same.

Maybe I've just been here too long (since August last year, sigh. Burn out...).

Have a break, have a KitKat.

Prepaid credit cards can be free in some cases.
or use your phone or your maestro/postfinance card, which are free