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  #181  
Old 11.07.2020, 11:09
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Re: DeVere group cold calling again.

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IEDIT. And I just realised, he called from a mobile number, maybe they are realising that so many people have blocked their land lines. Should I call him at home tonight to talk about cheese?
Excellent idea. Don’t forget to mention than a colleague of his had recommended you call him. Also mention the financial gains that can be made by investing in Cheese Rinds. That the futures markets in Cheese rinds are doubling every tri-mester, or two.

If you want to be honest tell him he is working for a crook, which can easily confirmed with a little internet searching.
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  #182  
Old 28.10.2020, 12:21
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Re: DeVere group cold calling again.

Haven't been following deVere Group's activities as closely as before, and negative feedback now seems hard to find. Wonder if they've been cleaning up the net. Cleaning up their act would seem a surprise, especially in view of these, which suggest that the leopard hasn't changed its spots:

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5 October 2020: Thailand SEC bans British financial advisors for conduct at deVere Group

British financial advisors Ian McIntyre, Adam Clark, and Scott Kingsley have been banned from Thailand's investment industry for regulatory breaches while working for the deVere Group, which describes itself as "one of the world’s leading independent financial advisory organisations".

https://www.offshorealert.com/thaila...p-conduct.aspx

11 August 2020: Ex-DeVere duo fined $750,000 by US regulator

The former chief executive of DeVere USA, Benjamin Alderson, and an ex-manager at the firm, Bradley Hamilton, have been handed penalties by the US Securities and Exchange Commission.

https://international-adviser.com/ex...-us-regulator/
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  #183  
Old 20.01.2021, 15:11
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Re: DeVere group cold calling again.

They also called me today, also from a mobile number - I had already blocked their other number.


They seem to call me at least once a year. Exactly as described in this post: they always call me at my work mobile (which I keep strictly separated from my personal one) offering financial advisory services. The first time I was almost falling in the trap, as it is often the case for expats who come to work to Switzerland, are interested in finance but don't know how it works and are too busy to look into it. Luckily I googled a bit about them before signing anything.


Typically they try to sell you a pillar3a insurance/policy, which is a *bad idea* (for you, not for them). Read this post if you want to understand the details:


https://retireinprogress.com/trollin...cy-pillar-3ab/
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  #184  
Old 20.01.2021, 18:47
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Re: DeVere group cold calling again.

I haven't had a call from them for many years now.

I'm almost missing them.
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  #185  
Old 20.01.2021, 22:25
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Re: DeVere group cold calling again.

They are still calling. Normally from an Italian mobile or Milan landline. I have literally told them to F off, I've hung up, I've threatened them - but still, every 12 months they call.
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  #186  
Old 21.01.2021, 07:59
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Re: DeVere group cold calling again.

Tell them that under GDPR they should remove all your contact details (data) and not call you again.
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  #187  
Old 21.01.2021, 11:40
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Re: DeVere group cold calling again.

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Tell them that under GDPR they should remove all your contact details (data) and not call you again.
The times I was called I wished they were keeping records. As none of the people who ever called me were aware that anybody else from their setup had called me previously.

It sort of defeats the whole purpose of working hard to get filed in the unreasonable idiots category and thus left alone.

One guy once started shouting at me and then almost broke out in tears because, he claimed, I had wasted his time and confidence so badly.

So please devere, I wish you did keep records. If only for the benefit of your own people.
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  #188  
Old 21.01.2021, 12:03
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Re: DeVere group cold calling again.

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Tell them that under GDPR they should remove all your contact details (data) and not call you again.
GDPR is a foreign law.
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  #189  
Old 21.01.2021, 13:47
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Re: DeVere group cold calling again.

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The times I was called I wished they were keeping records. As none of the people who ever called me were aware that anybody else from their setup had called me previously.

It sort of defeats the whole purpose of working hard to get filed in the unreasonable idiots category and thus left alone.

One guy once started shouting at me and then almost broke out in tears because, he claimed, I had wasted his time and confidence so badly.

So please devere, I wish you did keep records. If only for the benefit of your own people.
Each person is essentially self employed, there are no records to share.
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  #190  
Old 21.01.2021, 13:56
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Re: DeVere group cold calling again.

The famous DeVere! An acquaintance reached out to me as he was going through a tough time, so I invited him for dinner, the fool turned out to be a DeVere worker, and he tried his best to screw me out of my money during that said dinner!

At the time I did not have any idea about DeVere but the sliminess of the acquaintance was enough for me to understand that DeVere and the acquaintance were both scum!
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  #191  
Old 21.01.2021, 14:25
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Re: DeVere group cold calling again.

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GDPR is a foreign law.
It has global scope. So it applies here too.
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  #192  
Old 21.01.2021, 15:00
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Re: DeVere group cold calling again.

I told them GDPR and that was the end of it. Not heard from them since.
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  #193  
Old 21.01.2021, 15:08
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Re: DeVere group cold calling again.

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It has global scope. So it applies here too.
From a Swiss company to a Swiss resident? I'd be surprised: explain how.
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  #194  
Old 21.01.2021, 15:13
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Re: DeVere group cold calling again.

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It has global scope. So it applies here too.
GDPR only applies to organizations who target individuals in the EU.

Switzerland, last I checked, is not in the EU.


That said, we do have the Swiss DPA... if they finally finished reviewing it.
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  #195  
Old 21.01.2021, 19:14
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Re: DeVere group cold calling again.

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From a Swiss company to a Swiss resident? I'd be surprised: explain how.
The way the law works is global - for any company globally that processing information related to an eu individual (individual of the EEA - european economic area). If you download the law and look up "extra-territorial effect" you will find it. Just because the company Swiss, or operating outside of the EEA, does not mean it is exempt from its role as the data processor, sub-processor or controller and would still have to demonstrate the technical and organizational measures on how it implements the right to be forgotten, data breach notifiication and other GDPR requirements. This is why as a Swiss organisation you would still negotiate a DPA. I am a swiss resident but as an Irish passport holder I can definitely request the right to be forgotten.



https://gdpr-info.eu/art-3-gdpr/
"This Regulation applies to the processing of personal data in the context of the activities of an establishment of a controller or a processor in the Union, regardless of whether the processing takes place in the Union or not."
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  #196  
Old 21.01.2021, 19:26
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Re: DeVere group cold calling again.

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The way the law works is global - for any company globally that processing information related to an eu individual (individual of the EEA - european economic area). If you download the law and look up "extra-territorial effect" you will find it. Just because the company Swiss, or operating outside of the EEA, does not mean it is exempt from its role as the data processor, sub-processor or controller and would still have to demonstrate the technical and organizational measures on how it implements the right to be forgotten, data breach notifiication and other GDPR requirements. This is why as a Swiss organisation you would still negotiate a DPA. I am a swiss resident but as an Irish passport holder I can definitely request the right to be forgotten.



https://gdpr-info.eu/art-3-gdpr/
"This Regulation applies to the processing of personal data in the context of the activities of an establishment of a controller or a processor in the Union, regardless of whether the processing takes place in the Union or not."
Sorry that's just not correct - see https://www.google.com/amp/s/www.com...ng-abroad/amp/

It's global in the sense that if a Swiss company were ringing up someone in Ireland (whether Irish or German or Swiss or North Korean) they'd have to comply with the law.

If you think about it a foreign jurisdiction can hardly regulate the way a Swiss company handles domestic business. That's up to the Swiss government. Even the EU isn't quite at the stage of writing legislation for other countries.

Last edited by HickvonFrick; 21.01.2021 at 19:45.
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  #197  
Old 21.01.2021, 20:13
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Re: DeVere group cold calling again.

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Sorry that's just not correct - see https://www.google.com/amp/s/www.com...ng-abroad/amp/

It's global in the sense that if a Swiss company were ringing up someone in Ireland (whether Irish or German or Swiss or North Korean) they'd have to comply with the law.

If you think about it a foreign jurisdiction can hardly regulate the way a Swiss company handles domestic business. That's up to the Swiss government. Even the EU isn't quite at the stage of writing legislation for other countries.

No need to apologise, its interesting but I think the article you link is wrong and if look at their own FAQ they say something different later on:


https://www.compliancejunction.com/g...slivingabroad:
"GDPR protects the personal data and the rights of data subjects as long as they are EU citizens, no matter where they are living."


At the end of the day GDPR is law, it's something you should get legal advice on and should only use the law as your source.



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Even the EU isn't quite at the stage of writing legislation for other countries.
That isn't what's being said or implied here and is a different topic altogether, but just because a law is written somewhere else does not mean it cannot be enforced in a different geography.
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  #198  
Old 22.01.2021, 11:19
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Re: DeVere group cold calling again.

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GDPR only applies to organizations who target individuals in the EU.

Switzerland, last I checked, is not in the EU.
Doesn't it also apply to EU citizens, wherever they may be in the world?

Quite a lot of us expats have multiple citizenships, so we're sort of a risky demographic in that respect.
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  #199  
Old 22.01.2021, 12:00
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Re: DeVere group cold calling again.

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No need to apologise, its interesting but I think the article you link is wrong and if look at their own FAQ they say something different later on:


https://www.compliancejunction.com/g...slivingabroad:
"GDPR protects the personal data and the rights of data subjects as long as they are EU citizens, no matter where they are living."

At the end of the day GDPR is law, it's something you should get legal advice on and should only use the law as your source.

That isn't what's being said or implied here and is a different topic altogether, but just because a law is written somewhere else does not mean it cannot be enforced in a different geography.
Its terribly confused I agree. There's a much better summary here https://www.dyspatch.io/blog/gdpr-lo...r-citizenship/

The GDPR Does Apply:
1) A US citizen on vacation in France orders dinner online from a Paris restaurant, for delivery to their hotel a few blocks away.
Because the ‘data subject’ is in the EU, providing personal data for a product/service also delivered in the EU, the data subject’s citizenship is irrelevant. The GDPR applies.

2) A US citizen living in France logs onto the website of a furniture store in the US and orders a bookcase, providing their EU address for delivery.
Also a data subject located in the EU ordering a product/service for delivery in the EU, but in this case, not only is the data subject’s citizenship irrelevant, so, too, is the furniture store’s location. The GDPR applies.

3) A French citizen living in Rome visits the website of a software company in the US and downloads a free ebook, providing their name, email address, and EU telephone number in the required form. Again, a data subject located in the EU is providing data to order a product/service for delivery in the EU. The fact that it’s a digital product that’s free of charge, and the fact that the software company is located in the US, are irrelevant. The GDPR applies.

The GDPR Does Not Apply:
4) A French citizen living in Chicago orders something from Amazon.com for delivery to their US address. This transaction involves a product/service delivered in the US, beyond the jurisdiction of the GDPR. The data subject’s citizenship is irrelevant. The GDPR does not apply.

5) While that same French citizen is visiting family in Paris, they place another order via Amazon.com, for delivery to their home address in the US.
Another transaction involving a product/service delivered in the US, but in this case, both the citizenship of the data subject and their location are irrelevant. The GDPR does not apply.

I think we are in situation 4.

Reading the text of Article 3 GDPR:

2. This Regulation applies to the processing of personal data of data subjects who are in the Union by a controller or processor not established in the Union, where the processing activities are related to:

(a) the offering of goods or services, irrespective of whether a payment of the data subject is required, to such data subjects in the Union; or

(b)the monitoring of their behaviour as far as their behaviour takes place within the Union.

To me this appears to be directed towards residence not citizenship. As I said above, when you move to a country you accept their law for entirely domestic affairs.

Last edited by HickvonFrick; 22.01.2021 at 12:13.
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  #200  
Old 27.01.2021, 14:46
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Re: DeVere group cold calling again.

Been also getting calls from Skybound Wealth Management apparently former GWM. I'd say shady as well.

This is the number: 0225180261, tel.search says 02251802* block is Call Center spammers
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