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  #101  
Old 04.02.2017, 01:38
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Re: What to do with 100k CHF?

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Another thing that comes to mind is raspberries. Bloody hell, they are expensive in Coop (almost 4 CHF for 250g, from Spain). Not sure how much of that goes to the primary producer and how much to the middle man (Cold Storage providers). I am definitely thinking about buying some land in Spain and growing this.
Have you ever harvested raspberries?
Do you know how long it takes to harvest 500gr of them?
And you have to cool them ASAP or they'll rot in no time.

Also, Spain has a water problem that has turned into a desertification-problem.
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  #102  
Old 04.02.2017, 06:30
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Re: What to do with 100k CHF?

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Another thing that comes to mind is raspberries. Bloody hell, they are expensive in Coop (almost 4 CHF for 250g, from Spain). Not sure how much of that goes to the primary producer and how much to the middle man (Cold Storage providers). I am definitely thinking about buying some land in Spain and growing this.
COOP may get away with that charge with their markups, try selling them in Spain or southern europe and your experience will be vastly less provide. After all they are only rasberries
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  #103  
Old 04.02.2017, 09:10
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Re: What to do with 100k CHF?

Buy some land!
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  #104  
Old 04.02.2017, 09:23
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Re: What to do with 100k CHF?

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Doesn't diversification ALWAYS come at the cost of also investing in [lower quality] assets with lower return? Otherwise there would always be one single best asset. IMHO diversification is an insurance (with a premium) against the chance that the single best asset will at some point no longer be the best anymore or in worst case it would be a very bad asset to hold. In other words one knowingly puts some eggs into a basket which currently is not he best basket but which would be safe if the best basket is dropped.
Fundsmith is already diversified it holds 29 companies, so your eggs are in 29 baskets. Research has shown that once you past 25 investments you have little benefit from further diversification. If you feel happier put 100% in the S&P 500 which is in 500 Companies, how much more diversification do you want? Many people invest in multiple funds not realising that 30%-90% of the 2 funds have identical investments.
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  #105  
Old 04.02.2017, 10:48
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Re: What to do with 100k CHF?

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Fundsmith is already diversified it holds 29 companies, so your eggs are in 29 baskets. Research has shown that once you past 25 investments you have little benefit from further diversification. If you feel happier put 100% in the S&P 500 which is in 500 Companies, how much more diversification do you want? Many people invest in multiple funds not realising that 30%-90% of the 2 funds have identical investments.
The most important diversification is among asset classes.
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  #106  
Old 04.02.2017, 10:58
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Re: What to do with 100k CHF?

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The most important diversification is among asset classes.
Personally I disagree & so will anyone who ever got very rich ($50 million plus) from their own investments, this never occurred because of diversification but from extreme lack of diversification.

I am only interested in global equities, I would rather but superior companies. As Benjamin Graham said in the short term the stock market is a voting machine in the long term it's a weighing machine. I am interested in the weighing machine aspect.

The stocks Fundsmith invest in are far superior to the S&P 500 or the FTSE100, over time this will pay off. No need to take greater risk in the attempt to reduce risk.
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  #107  
Old 04.02.2017, 11:54
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Re: What to do with 100k CHF?

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Buy some land!
Where?
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  #108  
Old 04.02.2017, 11:59
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Re: What to do with 100k CHF?

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Where?
Can start here: http://www.landcrawler.com/land_under100K.html

or try homegate: https://www.homegate.ch/kaufen/106042699?8
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  #109  
Old 04.02.2017, 12:22
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Re: What to do with 100k CHF?

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Top up and buy a Ferrari 599 - although you should have done that a year ago
599s could still go down, don't you think ? maybe it would be better a 328 or a Testarossa.
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  #110  
Old 05.02.2017, 21:03
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Re: What to do with 100k CHF?

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You seem to know the market. The UBS real Estate ETF is also quite good and liquid. The returns could be higher at this time because the real estate is in high demand with low rates. With crowdhouse you also participate in the building appreciation.
With US raising rates, I would expect that CH will follow suit in near term. Real estate market in CH is already cooling down, so I think this is the worst time to enter.
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  #111  
Old 05.02.2017, 21:04
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Re: What to do with 100k CHF?

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COOP may get away with that charge with their markups, try selling them in Spain or southern europe and your experience will be vastly less provide. After all they are only rasberries
That is my point - as long as the prices are the way they are in CH - it could pay off.
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  #112  
Old 06.02.2017, 11:13
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Re: What to do with 100k CHF?

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Personally I disagree & so will anyone who ever got very rich ($50 million plus) from their own investments, this never occurred because of diversification but from extreme lack of diversification.

I am only interested in global equities, I would rather but superior companies. As Benjamin Graham said in the short term the stock market is a voting machine in the long term it's a weighing machine. I am interested in the weighing machine aspect.

The stocks Fundsmith invest in are far superior to the S&P 500 or the FTSE100, over time this will pay off. No need to take greater risk in the attempt to reduce risk.
You disagree with facts . And you come with nonsense comparisons (i.e. investing savings X developing a business) too.

Why pay Fundsmith's ridiculous high management fee to choose stocks for you? You just mentioned Benjamim Graham: if you read chapters 8 and 20 from his book and your results will be very similar to Fundsmith's.

PS: don't get it personal.

Last edited by Capo; 06.02.2017 at 11:58.
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  #113  
Old 06.02.2017, 11:17
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Re: What to do with 100k CHF?

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599s could still go down, don't you think ? maybe it would be better a 328 or a Testarossa.
Ugggghhhh.

That would be like marrying an ugly woman because she has a big trust fund. You may have the benefit of the money (eventually), but you'd still have to look at her every day!
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  #114  
Old 06.02.2017, 11:37
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Re: What to do with 100k CHF?

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You could always live dangerously. Put it all on the Watford vs Burnley game - on Burnley.
If it works out you would have 30 years investments back. If not - start again.
Check out my prediction. And weep.
Ok I have invested 100 chf
(cough)....now what was the result?
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  #115  
Old 06.02.2017, 11:41
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Re: What to do with 100k CHF?

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(cough)....now what was the result?
Weeping, and CHF-100.
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  #116  
Old 06.02.2017, 11:45
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Re: What to do with 100k CHF?

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Another thing that comes to mind is raspberries. Bloody hell, they are expensive in Coop (almost 4 CHF for 250g, from Spain). Not sure how much of that goes to the primary producer and how much to the middle man (Cold Storage providers). I am definitely thinking about buying some land in Spain and growing this.
In Italy is costs 2.50 EUR per 125g!
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  #117  
Old 06.02.2017, 14:41
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Re: What to do with 100k CHF?

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Ugggghhhh.

That would be like marrying an ugly woman because she has a big trust fund. You may have the benefit of the money (eventually), but you'd still have to look at her every day!
Afraid about of your taste for women!

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  #118  
Old 06.02.2017, 15:39
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Re: What to do with 100k CHF?

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(cough)....now what was the result?
2-1 for Watford. Burnley down to 10 players after 6 minutes.
Otherwise.......
Need to keep doubling up til I get my 100 francs back. Will give Burnley Chelsea a miss.
Probably explains why I am not rich.
Lucky it was not 100k.
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  #119  
Old 06.02.2017, 16:54
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Re: What to do with 100k CHF?

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Afraid about of your taste for women!

I know what a Testarossa looks like. Ultimate 80s bling. And the performance wasn't especially dazzling, either.
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  #120  
Old 06.02.2017, 16:56
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Re: What to do with 100k CHF?

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Will give Burnley Chelsea a miss.
A bet on that game would be virtual arbitrage. Just, not the way you'd bet.
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