Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #1  
Old 26.03.2017, 21:44
John_H's Avatar
Forum Legend
 
Join Date: May 2013
Location: Up above Nyon
Posts: 3,793
Groaned at 106 Times in 67 Posts
Thanked 4,951 Times in 1,938 Posts
John_H has a reputation beyond reputeJohn_H has a reputation beyond reputeJohn_H has a reputation beyond reputeJohn_H has a reputation beyond reputeJohn_H has a reputation beyond reputeJohn_H has a reputation beyond repute
Spouse second (very) small income

So the missus runs a little arty class for kids a couple of times per week.. We went through all the motions of telling the commune, the landlord, protection of minors, registering etc etc ..

It's more of a hobby, something she likes to do and something to keep her sane, but she charges a fee.. After expenses / materials etc the profit is minimal, like couple of hundred /month if that.

The local AVS (or similar) office have asked for a copy her accounts and I'm hearing some horror stories that it could affect my tax rate and child allowance etc. (my child allowance is paid by GE, which is higher than VD where where wife "works") for example..

Is it the case for such a small amount? Worth hiring an accountant?
Reply With Quote
  #2  
Old 26.03.2017, 21:47
roegner's Avatar
Moderately Dutch
 
Join Date: May 2011
Location: Zurich
Posts: 10,389
Groaned at 349 Times in 291 Posts
Thanked 12,417 Times in 5,964 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Spouse second (very) small income

Maybe easiest to go there and have a chat?
Reply With Quote
This user would like to thank roegner for this useful post:
  #3  
Old 27.03.2017, 09:53
Newbie 1st class
 
Join Date: Mar 2017
Location: Zurich
Posts: 13
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 3 Posts
chiaraenrico has no particular reputation at present
Re: Spouse second (very) small income

I suggest you talk with a tax advisor after hearing what the AVS office tells you.
Reply With Quote
  #4  
Old 27.03.2017, 10:06
Forum Veteran
 
Join Date: Nov 2012
Location: Zurich
Posts: 895
Groaned at 5 Times in 5 Posts
Thanked 477 Times in 300 Posts
simple_person has earned the respect of manysimple_person has earned the respect of manysimple_person has earned the respect of many
Re: Spouse second (very) small income

AFAIK you will receive same allowance as before, just the allocation will change. Your wife should receive from VD because she is working in VD and child is living in VD and you should get the difference from GE if its higher there. There are some rules to define this. Look at this english pdf from ETH to see priority of the claims https://www.ethz.ch/content/dam/ethz...Allowances.pdf

Quote:
View Post
my child allowance is paid by GE, which is higher than VD where where wife "works"
Reply With Quote
  #5  
Old 27.03.2017, 10:21
Belgianmum's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Neuchâtel
Posts: 11,768
Groaned at 194 Times in 171 Posts
Thanked 18,557 Times in 7,782 Posts
Belgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond repute
Re: Spouse second (very) small income

Quote:
View Post
AFAIK you will receive same allowance as before, just the allocation will change. Your wife should receive from VD because she is working in VD and child is living in VD and you should get the difference from GE if its higher there. There are some rules to define this. Look at this english pdf from ETH to see priority of the claims https://www.ethz.ch/content/dam/ethz...Allowances.pdf
I don't think that is strictly true. I believe you can choose which parent collects the family allowance for the children if both parents are working. In this case it would be more sensible for a John to continue claiming it via his employer.

His wife is technically self employed and the rules for self employed people would apply if she were to claim it.

https://www.ahv-iv.ch/en/Social-insu...y-allowance-FZ

https://www.bsv.admin.ch/bsv/en/home...ance/famz.html
Reply With Quote
  #6  
Old 27.03.2017, 10:40
Forum Veteran
 
Join Date: Nov 2012
Location: Zurich
Posts: 895
Groaned at 5 Times in 5 Posts
Thanked 477 Times in 300 Posts
simple_person has earned the respect of manysimple_person has earned the respect of manysimple_person has earned the respect of many
Re: Spouse second (very) small income

Here is official document

https://www.ahv-iv.ch/p/6.08.d

There is a example where one parent is employee and another is self employed but both of them working in same canton.

Mutter und Vater sind verheiratet, leben mit dem gemeinsamen Kind im
Kanton X und arbeiten beide dort. Die Mutter verdient als Arbeitnehmerin
20 000 Franken im Jahr, der Vater verdient als Selbständigerwerbender
100 000 Franken im Jahr. Die Mutter ist erstanspruchsberechtigt, weil sie
ein Einkommen als Arbeitnehmerin hat.
Reply With Quote
  #7  
Old 27.03.2017, 11:01
Belgianmum's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Neuchâtel
Posts: 11,768
Groaned at 194 Times in 171 Posts
Thanked 18,557 Times in 7,782 Posts
Belgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond reputeBelgianmum has a reputation beyond repute
Re: Spouse second (very) small income

Or in French for a John H who lives in a French speaking canton.

https://www.ahv-iv.ch/p/6.08.f

Basically it says that a salaried employee takes priority over a self employed person when it comes to claiming family allowance irresctive if the amounts earned.
Reply With Quote
The following 2 users would like to thank Belgianmum for this useful post:
  #8  
Old 27.03.2017, 11:43
Forum Legend
 
Join Date: Oct 2014
Location: Ostschweiz
Posts: 8,050
Groaned at 349 Times in 283 Posts
Thanked 10,412 Times in 5,500 Posts
Urs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond reputeUrs Max has a reputation beyond repute
Re: Spouse second (very) small income

Quote:
View Post
The local AVS (or similar) office have asked for a copy her accounts and I'm hearing some horror stories that it could affect my tax rate and child allowance etc. (my child allowance is paid by GE, which is higher than VD where where wife "works") for example..
Not related to your question but you may still be interested:
It seems the easiest way is to present things in a way that your wife's annual net income is below 2'300.- in which case AHV is only collected upon your wife's explicit request.

This is how I understand the description under point 17.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Second job = other income? weetruffle Employment 1 15.11.2016 15:51
Taxes for non-resident spouse's foreign income thakurain Finance/banking/taxation 4 03.05.2015 22:01
Tax rules regarding adding a second income Savanna3 Finance/banking/taxation 5 21.07.2014 14:11
How a spouse with no income will affect the tax? Ppmao28 Finance/banking/taxation 11 23.02.2014 22:23
Foreign spouse income used for tax rate? lapinblanc Finance/banking/taxation 4 30.03.2011 00:19


All times are GMT +2. The time now is 21:25.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0