Re: 2nd pension pillar and 3rd pension pillar comparison
Both ain't got no yield no more, yields were long killed by central banks. 0.2-0.5% so called yield is a spit in your face. Let's be frank, a one time tax saving is the only thing you're getting out of it. And even that is not certain - what if your new country after emigration just taxes away your whole payout? It can happen.
Out of the two, pillar 3a is better, fill it first if you must - less strings attached and many banks allow you to freely buy/sell their stock funds with it. Pretty expensive funds, as you might guess, there's little competition and strong bank lobby
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