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Old 22.10.2017, 13:41
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3a Pension at retirement

Hi guys,

Sorry for the basic question, but Iíve not been able to find any information about what happens with the 3a Pension when I get to retirement. There are lots of threads here about the tax benefits of paying in to the scheme, and the warnings about insurance vs saving account types of 3a pensions. There is also a lot of talk about taking the money when purchasing your own home. But what Iím wondering is:

If I stay in Switzerland, and decide to retire here, what happens with the 3a pension if they are still in the bank? Do I simply access the cash (one account per year to try reducing tax liability) or do I purchase some kind of annuity to pay a pension until I kick the bucket?

Thanks in advance
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Old 22.10.2017, 15:48
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Re: 3a Pension at retirement

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Hi guys,

Sorry for the basic question, but Iíve not been able to find any information about what happens with the 3a Pension when I get to retirement. There are lots of threads here about the tax benefits of paying in to the scheme, and the warnings about insurance vs saving account types of 3a pensions. There is also a lot of talk about taking the money when purchasing your own home. But what Iím wondering is:

If I stay in Switzerland, and decide to retire here, what happens with the 3a pension if they are still in the bank? Do I simply access the cash (one account per year to try reducing tax liability) or do I purchase some kind of annuity to pay a pension until I kick the bucket?

Thanks in advance
How did you invest it? Funds, life insurance?
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Old 22.10.2017, 18:10
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Re: 3a Pension at retirement

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How did you invest it? Funds, life insurance?
Funds account in the Bank.
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Old 22.10.2017, 19:22
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Re: 3a Pension at retirement

Cash it in, buy an annuity, buy something else
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