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Old 22.11.2017, 23:34
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How to become a legal frontalier...

Good evening everyone

Sorry to create another thread related to this, I know the forum is already very saturated with questions on the subject but I'm not completely satisfied with the answers I've found online...

I have three very basic questions and maybe other experienced frontaliers or tax people can help me out:

Quick info about me: 24-year-old, European citizen, already have a contract to work in a school, waiting for my G-permit

1. I've been offered a job in childcare but since it's a relatively low position (childcare assistant) I've decided to commute daily between France (Ferney) and Geneva, at least for the first years to save money. I'm very new to this and so I'm not sure what to do. I already found a room to rent in Ferney (France) and my main question is:

Do I need to register myself in France, if so: within how many days prior to my arrival, where and how do I do it? (documents) I'm renting a room and so I don't own any property or car in France for now. I want to make sure I'm legal both in France and Switzerland because I love both countries
(although I'm from none of them)

2. The old question: health insurance. Is it better for a young person like me, to invest in some health insurance in Switzerland or France? What would be best for now since I might need it only 2-3 times a year? Accident insurance already covered by the school

3. Bank account: I read we can easily open a bank account if we work in Switzerland and there are some Swiss banks who have "ok-ish" options for frontaliers, some even with free withdrawals in France (I'm talking of UBS). Plus, that's the bank the school is using

I know you might think I could simply address these questions to HR but from what I read here there are people who are in the same position as me and they might be able to help me better

Any help will be very welcomed, really... thank you
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Old 23.11.2017, 09:00
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Re: How to become a legal frontalier...

1. No, as an EU citizen you don't need to register in France.

http://europa.eu/youreurope/citizens...e/index_en.htm
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Old 23.11.2017, 10:46
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Re: How to become a legal frontalier...

1. Whether it's a legal requirement or not I don't know, but frontaliers are supposed to register at the mairie that they are frontaliers so that the commune can receive some of the money transferred from Switzerland to France from frontalier income tax takings.


2. Health insurance is obligatory. You (as a new frontalier) have the choice between the French system (CMU) and the Swiss (LAMal)- you'd have to do the sums to see under which you'd be better off.


3. I have a French account and a Swiss one, which is a system I've been using for years but which is probably outdated now. Some of my colleagues have accounts in France (CIC) which also have a Swiss IBAN. Their salaries are thus paid into a Swiss account and in effect are immediately available in France as Euros. (note: this is a simplification!)
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