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-   -   Filing taxes on B Permit with 3a contribution (https://www.englishforum.ch/finance-banking-taxation/280326-filing-taxes-b-permit-3a-contribution.html)

bananebleue 21.02.2018 17:02

Filing taxes on B Permit with 3a contribution
 
How does one go about getting a tax return when one has reduced effective taxable income by contributing to a Pillar 3a?
(income tax already paid at the source at the correct rate, and no other out-of-the-ordinary circumstances)

My googling has come up inconclusive thus far. Thanks.

gbn 21.02.2018 17:10

Re: Filing taxes on B Permit with 3a contribution
 
Form: http://www.ne.ch/autorites/DFS/SCCO/...entairesIS.pdf

FAQ: http://www.ne.ch/autorites/DFS/SCCO/...Pages/FAQ.aspx

bananebleue 21.02.2018 17:32

Re: Filing taxes on B Permit with 3a contribution
 
Nice. Cheers for finding that form. It was unclear to me whether I needed to do a full tax return like a true helvète or if there was, as it turns out is the case, some other simplified form...

Enohzee 21.02.2018 17:48

Re: Filing taxes on B Permit with 3a contribution
 
For B permit, you're not required to fill a full declaration, you can fill the simplified one as gbn showed (to get a tax return from pension payments for example)


To my understanding, it's required to request to file a full declaration if you:
a) earn over 120k, or
b) have a substantial amount of worldwide wealth


Whatever that 'substantial' means, I have no idea... I just requested this year for the first time to file a full declaration, due to higher income. They responded and told me they will send me the documents. Before now, I always filed a simple declaration only.

martin959 21.02.2018 18:09

Re: Filing taxes on B Permit with 3a contribution
 
quick one, im under 120k and I dont have the 3rd pillar, do I have to do something? Im on B Permit with less than one year in Switzerland :p

bill_door 21.02.2018 18:46

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by martin959 (Post 2913170)
quick one, im under 120k and I dont have the 3rd pillar, do I have to do something? Im on B Permit with less than one year in Switzerland :p

the amount CHF120k is pro rata for a full year. if you are still under the pro rata amount after YOUR time adjustment, then probably not.

JoMiFa 22.02.2018 09:06

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by martin959 (Post 2913170)
quick one, im under 120k and I dont have the 3rd pillar, do I have to do something? Im on B Permit with less than one year in Switzerland :p

The mini declaration form in Basel for those on quellensteuer (WITHHOLDING TAX) is optional and is called Antragsformular für Tarifkorrektur und Rückerstattung der Verrechnungssteuer and can be downloaded from from http://www.steuerverwaltung.bs.ch/st...formulare.html
It allows you to make deductions on a number of things, not just pillar 3a. Included are: charity donations, childcare costs, lunch costs at work.
If you have made any significant charity donations or have kids in daycare, you will get back a significant sum of of money.

JakubB 24.02.2018 16:39

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by JoMiFa (Post 2913317)
The mini declaration form in Basel for those on quellensteuer (WITHHOLDING TAX) is optional and is called Antragsformular für Tarifkorrektur und Rückerstattung der Verrechnungssteuer and can be downloaded from from http://www.steuerverwaltung.bs.ch/st...formulare.html
[...]
If you have made any significant charity donations or have kids in daycare, you will get back a significant sum of of money.

Or not...Depends how accurate they were with your A La Source...

taurus85 01.03.2018 23:59

Re: Filing taxes on B Permit with 3a contribution
 
I'm below 120k, but so far I've always done the tax return because of the 3rd pillar. This year I can't find the form for the ZH canton. Any of you were able to find it?

Mullhollander 02.03.2018 08:39

Re: Filing taxes on B Permit with 3a contribution
 
Here it is:

https://www.steueramt.zh.ch/dam/fina...ng_2017_v4.pdf

venetian 10.03.2018 16:23

Re: Filing taxes on B Permit with 3a contribution
 
Hi!

Do you know if it is required to include your yearly bank account balance when filing for a Quellensteuer tax return? I am using the form linked above (ZH canton).

It's not written anywhere, but I remember having it printed last year...

Enohzee 12.03.2018 16:21

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by venetian (Post 2920489)
Hi!

Do you know if it is required to include your yearly bank account balance when filing for a Quellensteuer tax return? I am using the form linked above (ZH canton).

It's not written anywhere, but I remember having it printed last year...

I think it's only needed if you file a full declaration and therefore declare your worldwide wealth

Andrius 17.03.2018 20:05

Re: Filing taxes on B Permit with 3a contribution
 
Hi,
I am on B permit and pay tax at source. If I will submit my tax forms, will my taxes be recalculated for the whole previous year? I mean, if I had no income for a few months, will I get back a part of taxes I paid based on average income per month in a year?

JakubB 17.03.2018 22:16

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by Andrius (Post 2923633)
Hi,
I am on B permit and pay tax at source. If I will submit my tax forms, will my taxes be recalculated for the whole previous year? I mean, if I had no income for a few months, will I get back a part of taxes I paid based on average income per month in a year?

No. The taxes are calculated on the monthly basis and depend on your momentary income. They will not let you get away without paying some money to FCM. TIS :msncool:

aSwissInTheUS 04.06.2018 14:16

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by Andrius (Post 2923633)
If I will submit my tax forms, will my taxes be recalculated for the whole previous year? I mean, if I had no income for a few months, will I get back a part of taxes I paid based on average income per month in a year?

Quote:

Originally Posted by JakubB (Post 2923665)
No. The taxes are calculated on the monthly basis and depend on your momentary income. They will not let you get away without paying some money to FCM. TIS :msncool:

:rolleyes: It depends. "Andrius Join Date: Apr 2009"
Tax at source is month by month. Normal taxation is over the annual income, which for purposes of determining the tax rate is extrapolated to a whole year in case you were a resident only for a part of the year.

Or in other words:
If you have been in Switzerland as a resident only during the months you earned money the tax rate is mostly correct. Give or take the usual differences between purely tax at source and normal taxation and doing a full tax return.

If you have been in Switzerland as a resident during the whole year your "tax rate" gets adjusted. Or better said, your income does not get extrapolated to determine the tax rate.

lordzsolt 04.06.2018 14:18

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by martin959 (Post 2913170)
quick one, im under 120k and I dont have the 3rd pillar, do I have to do something? Im on B Permit with less than one year in Switzerland :p

You can still fill in a simplified tax form if you want. You can reduce your taxable income by declaring things like how much you commute, the money you spend on daily meals and some other expenses.

You should at least check out the form and see if any of them apply to you, then speak to a person who knows these things.

ivank 04.06.2018 22:30

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by martin959 (Post 2913170)
quick one, im under 120k and I dont have the 3rd pillar, do I have to do something?

No. And even if you have to, they'll tell you so eventually

Quote:

Originally Posted by lordzsolt (Post 2953259)
You can still fill in a simplified tax form if you want.

If he's under 120k pro rated there's no guarantee they'll accept his tax return

Quote:

You can reduce your taxable income by declaring things like how much you commute, the money you spend on daily meals
These are standard deductions already factored into tax at source rates and don't entitle to a correction

JoMiFa 04.06.2018 23:50

Re: Filing taxes on B Permit with 3a contribution
 
Quote:

Originally Posted by ivank (Post 2953490)
No. And even if you have to, they'll tell you so eventually


If he's under 120k pro rated there's no guarantee they'll accept his tax return


These are standard deductions already factored into tax at source rates and don't entitle to a correction

I believe the "simplified" tax return refered to by Lordzolt is a Quellensteuerruckerstattung. Please see my previous post.
If you pay quellensteuer, yes, they do indeed factor some deductions, but if you pay pliilar 3a make charitable donations, these and other things can be recorded in a form and you could get significant tax refunds. I have got several thousand back this year.

taurus85 07.01.2019 01:57

Re: Filing taxes on B Permit with 3a contribution
 
Is the form "Antrag für quellensteuerpflichtige Arbeitnehmende auf Neuveranlagung der Quellensteuer 2018" for the ZH canton already available somewhere?

Ok, I think I found it: https://www.steueramt.zh.ch/dam/fina...agung_2018.pdf

ldnhlj 08.03.2019 14:24

Re: Filing taxes on B Permit with 3a contribution
 
Hi folks, I'd appreciate some recommendation on my specific situation:


I'm on B permit and earned close to but under 120K in full year 2018. Live in Zurich city (hence 119% Gemeindesteuerfuss). Quellensteuer was deducted monthly (based on my read-up, the assumption used for Gemeinde tax is an average tax rate of 106-108% across whole Canton Zurich). I also made a 3a investment to the full CHF 67XX. I have not received any tax forms from the authorities. I have commute costs (GA) and lunch meal costs.



Now questions:

1. Do the quellensteuer assumed deductions already include commute costs (e.g. GA costs) and lunch costs?



2. If I make a simple supplementary correction application to claim deductions for the 3a contribution, will they recalculate my entire tax rate based on the 119% steuerfuss instead of the lower canton averaged rate?



Thanks in advance for any input!


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