https://www.recode.net/2018/4/11/172...igital-banking

i was pissed at the annoying process to get shares and didn't get to buy in.

This is 5x on top of the 7x CrowdCube Valuation right?

That’s 35x!!! I managed to collect enough contacts and wasn’t convinced in the end... only put down £10.- for the sake of it!

Yeah. That really pissed me off because I wanted to put down 10k and you wasted the opportunity!

Fintech is the .com boom all over again... I have yet to find a single one of these companies who are actually doing something original. They are run by people who have a limited, if at all, knowledge of financial services, who are convinced they are doing some great only because of their lack of knowledge.

I've had session with three of them in the past 12 months and it is all the same, once you scratch the surface a bit and has the hard questions, it all unravels very quickly.

Max you could have invested in the end was £5k anyway so you only lose out on around £170k based on 35x

Seeder’s round max amount was £1k.

Keep saying that to yourself... if you don’t think what Revolut, N26, Monzo and the like is original then you must have been sleeping under a rock!

I think Revolut has a decent chance of succeeding standalone, but I would expect it to be bought by one of the big players once they see the threat and opportunities.