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  #21  
Old 15.04.2018, 01:31
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Re: Transfer money to a German account

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I have no interest in helping the OP... dear friend
Just get out and stop wasting everybody's time with your dumb nonsense in that case.
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  #22  
Old 15.04.2018, 10:37
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Re: Transfer money to a German account

What about transferring the entire amount into currency fair, exchange the money into Euro and then pay it each week as needed?
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  #23  
Old 15.04.2018, 12:12
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Re: Transfer money to a German account

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What about transferring the entire amount into currency fair, exchange the money into Euro and then pay it each week as needed?
The 3 Euro Currencyfair Fee per outgoing transfer on it's own already makes this a bad idea.

But instead of asking us, feel free to read the pricing schedule on these sites, the info is all there.
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  #24  
Old 15.04.2018, 12:15
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Re: Transfer money to a German account

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I have no interest in helping the OP... dear friend
Lol, that's stable genius, my friend! We should make it the leitmotif of EF.
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  #25  
Old 15.04.2018, 13:46
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Re: Transfer money to a German account

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Just get out and stop wasting everybody's time with your dumb nonsense in that case.
My dumb “nonsense” is intentional... (so don’t take it personally)

If I’ve learnt anything over the years here is that there is absolutely no point giving people answers to their questions but rather best is to show them how they can figure it out for themselves. Because the answer changes as the inputs to the answer change over time and depends entirely on their individual needs.

The old adage of “give a man a fish and he’ll eat for one day, teach a man how to fish and he’ll eat for a life time” is very much at play here... dear friend
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  #26  
Old 16.04.2018, 00:31
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Re: Transfer money to a German account

Pay monthly instead to make Paypal's fee a smaller percentage, and use that.
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  #27  
Old 16.04.2018, 07:44
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Re: Transfer money to a German account

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My dumb “nonsense” is intentional... (so don’t take it personally)

If I’ve learnt anything over the years here is that there is absolutely no point giving people answers to their questions but rather best is to show them how they can figure it out for themselves. Because the answer changes as the inputs to the answer change over time and depends entirely on their individual needs.

The old adage of “give a man a fish and he’ll eat for one day, teach a man how to fish and he’ll eat for a life time” is very much at play here... dear friend
That's very pedagogical and theoretical, but people who ask here want instant answers and solutions to pretty much...everything! And someone else to make the homework for them. These are the times, my friend. :-)

In all fairness, this question didn't need that much postulating. Ef-ers were just nice. Let's keep that spirit up! ;-)

Last edited by greenmount; 16.04.2018 at 08:26.
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  #28  
Old 18.04.2018, 23:23
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Re: Transfer money to a German account

SEPA transfer on your bank account or using Transferwise (for exchange better rates)
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  #29  
Old 19.04.2018, 11:45
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Re: Transfer money to a German account

Have the recipient check her bank's fee structures carefully before deciding. The 0.40 or whatever is your own bank's fee, the recipient's bank can still charge a fee of its own and for SEPA transfers from Switzerland many German banks do. This can be anything up to 5-10eur and is assessed as a separate fee rather than deducted from the transfer amount. Result: you both think it's all fine, you pay for several lessons this way... and then the recipient gets a nasty surprise at the end of the month/end of quarter!
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  #30  
Old 19.04.2018, 12:12
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Re: Transfer money to a German account

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Have the recipient check her bank's fee structures carefully before deciding. The 0.40 or whatever is your own bank's fee, the recipient's bank can still charge a fee of its own and for SEPA transfers from Switzerland many German banks do. This can be anything up to 5-10eur and is assessed as a separate fee rather than deducted from the transfer amount. Result: you both think it's all fine, you pay for several lessons this way... and then the recipient gets a nasty surprise at the end of the month/end of quarter!
I know if CHF are sent to my French EURO bank account I get charged 42 Euros per transaction.
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  #31  
Old 19.04.2018, 12:32
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Re: Transfer money to a German account

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WHAT are we comparing?

a) Transfer Fees
b) FX rate spreads
c) a+b
d) c + other hidden / indirect fee(s)

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Have the recipient check her bank's fee structures carefully before deciding. The 0.40 or whatever is your own bank's fee, the recipient's bank can still charge a fee of its own and for SEPA transfers from Switzerland many German banks do. This can be anything up to 5-10eur and is assessed as a separate fee rather than deducted from the transfer amount. Result: you both think it's all fine, you pay for several lessons this way... and then the recipient gets a nasty surprise at the end of the month/end of quarter!
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I know if CHF are sent to my French EURO bank account I get charged 42 Euros per transaction.
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That's very pedagogical and theoretical, but people who ask here want instant answers and solutions to pretty much...everything! And someone else to make the homework for them. These are the times, my friend. :-)

In all fairness, this question didn't need that much postulating. Ef-ers were just nice. Let's keep that spirit up! ;-)
Suddenly my academic approach to this is indeed very relevant
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