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  #21  
Old 10.08.2018, 00:00
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Re: Investments During the Next Financial Crisis

As an alternative the Foreign & Colonial Investment Trust might be worth taking a look at...
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  #22  
Old 21.08.2018, 14:45
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Re: Investments During the Next Financial Crisis

I am following up on the topic, with some homework done; first - I've read the multiple threads on FundSmith and the pros/cons of LU feeder vs UK master funds. In principle, I side with the simple view that the lower the fees the better, so 30 points difference in fees count.

Next, as per attached image, the opportunities offered for purchase via TradeDirect



Forgive the newbie for not properly navigating the fund tickers - why do these differ from the standard ISIN of GB00B4Q5X527 ? Is it listed on above under a different name?

Thanks!
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  #23  
Old 21.08.2018, 15:07
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Re: Investments During the Next Financial Crisis

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I am following up on the topic, with some homework done; first - I've read the multiple threads on FundSmith and the pros/cons of LU feeder vs UK master funds. In principle, I side with the simple view that the lower the fees the better, so 30 points difference in fees count.

Next, as per attached image, the opportunities offered for purchase via TradeDirect



Forgive the newbie for not properly navigating the fund tickers - why do these differ from the standard ISIN of GB00B4Q5X527 ? Is it listed on above under a different name?

Thanks!
check the homepage, there are feeders in different currencies. plus funds that accumulate or distribute. plus different classes with minimum investments (one requires over $1m investment from memory).

multiply them all out then you get many different choices. just pick the one you want.
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  #24  
Old 21.08.2018, 15:10
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Re: Investments During the Next Financial Crisis

I made an investment into Uranium just for a laugh. With the glut in inventories, the price has been low and seemed likely to remain so for several years so I wasn't expecting any immediate profits.
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  #25  
Old 21.08.2018, 16:53
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Re: Investments During the Next Financial Crisis

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At best currency speculation, at worst about the same as buying tulips
My Dutch grandma used to tell me how during the war in Amsterdam, when there was nothing else to eat, they stayed alive by eating tulips.

Maybe not the most stupid of all possible investments.
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  #26  
Old 21.08.2018, 16:57
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Re: Investments During the Next Financial Crisis

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There are 2 sorts of investors, those that believe they can market time but always underperform by doing so & those that realise it's impossible.
Some might say that diversification is not just about different products but also about different investment philosophies.

Of course weighted with respect to how sensible those philosophies are.
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  #27  
Old 23.08.2018, 12:23
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Re: Investments During the Next Financial Crisis

Hi.

I want to invest a part of my savings....and I don't know if for example is a good option to do it in "switzerland markets"

For example, Fonds BCF/FKB (CH) Equity Switzerland. Maybe it gives me more confidence that Sp500 ,etc...
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  #28  
Old 25.08.2018, 22:16
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Re: Investments During the Next Financial Crisis

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Hi.

I want to invest a part of my savings....and I don't know if for example is a good option to do it in "switzerland markets"

For example, Fonds BCF/FKB (CH) Equity Switzerland. Maybe it gives me more confidence that Sp500 ,etc...
ha ha are you serious
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  #29  
Old 26.08.2018, 20:28
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Re: Investments During the Next Financial Crisis

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Hi.

I want to invest a part of my savings....and I don't know if for example is a good option to do it in "switzerland markets"

For example, Fonds BCF/FKB (CH) Equity Switzerland. Maybe it gives me more confidence that Sp500 ,etc...
Among other stuff BCF/FKB (CH) Equity Switzerland holds

- Pictet CH-Swiss MS Cap, which costs some 3.2% each year or roughly half the annual performance based on the SPI
- Mirabaud Eq. Swiss Sm. & Mid which comes with an initial sales charge of 3%,so you essentially have to pay for the priviledge of having your hard earned money managed by them, and to top it off they cost an additional 1.5% each year

Of course BCF also takes its cut, 1% to be accurate.

This is a very nice arrangement where all involved are virtually guaranteed to win. Except you, the customer.
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  #30  
Old 26.08.2018, 21:25
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Re: Investments During the Next Financial Crisis

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Hi.

I want to invest a part of my savings....and I don't know if for example is a good option to do it in "switzerland markets"

For example, Fonds BCF/FKB (CH) Equity Switzerland. Maybe it gives me more confidence that Sp500 ,etc...
While I can understand it as a gut reaction, it really does not stand up to scrutiny. Switzerland is a small open economy it is going to be impacted by world events just the same as the S&P 500 and probably more so. Furthermore, if you look at the Swiss holding, you'll that most of their MNC are going to be subject to the exact same conditions as the companies of the S&P 500. If anything the S&P 500 will likely give you a better diversification that an Swiss fund.
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  #31  
Old 26.08.2018, 21:35
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Re: Investments During the Next Financial Crisis

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My Dutch grandma used to tell me how during the war in Amsterdam, when there was nothing else to eat, they stayed alive by eating tulips.

Maybe not the most stupid of all possible investments.
So did my mom (the bulbs actually), still, Iīd stick to some other investments
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  #32  
Old 27.08.2018, 11:01
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Re: Investments During the Next Financial Crisis

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Among other stuff BCF/FKB (CH) Equity Switzerland holds

- Pictet CH-Swiss MS Cap, which costs some 3.2% each year or roughly half the annual performance based on the SPI
- Mirabaud Eq. Swiss Sm. & Mid which comes with an initial sales charge of 3%,so you essentially have to pay for the priviledge of having your hard earned money managed by them, and to top it off they cost an additional 1.5% each year

Of course BCF also takes its cut, 1% to be accurate.

This is a very nice arrangement where all involved are virtually guaranteed to win. Except you, the customer.
Thanks..

So...I'm going to search another option...
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  #33  
Old 27.08.2018, 11:23
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Re: Investments During the Next Financial Crisis

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Actually they break pretty much every rule of thumb with it comes to investing:

- Borrow to invest
- Fail to diversify in terms of asset class
- Fail to diversify within the asset class: a single apartment or house
- Invest in an illiquid asset
- Invest in a high risk asset class
- Accepts a low rate of return given the risk level

But none of that matters when you are getting on the property ladder, right? WRONG! In the last recession Irish citizens saw more of their wealth wiped out than any other state. Many of them are still waiting for the property prices to recover.....


The key point here is that those Irish did not invest. They bought a property to live in. I have emotional and irrational causes to live in some place that for example has lake view. An investment property is one that would for example not be in Ireland, but a place that is either a safer bet (a major city, small unit, close to universities), or high risk (in some emerging market with low prices...). Ireland is neither.
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  #34  
Old 27.08.2018, 11:26
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Re: Investments During the Next Financial Crisis

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Thanks..

So...I'm going to search another option...
I would recommend a well diversified crypto portfolio, 50% in DoggyCoin and 50% in SCAMcoin.

Can't lose
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  #35  
Old 27.08.2018, 11:32
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Re: Investments During the Next Financial Crisis

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I would recommend a well diversified crypto portfolio, 50% in DoggyCoin and 50% in SCAMcoin.

Can't lose
Not crytos
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  #36  
Old 27.08.2018, 12:52
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Re: Investments During the Next Financial Crisis

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The key point here is that those Irish did not invest. They bought a property to live in. I have emotional and irrational causes to live in some place that for example has lake view. An investment property is one that would for example not be in Ireland, but a place that is either a safer bet (a major city, small unit, close to universities), or high risk (in some emerging market with low prices...). Ireland is neither.
Plenty of cities in Ireland.

Plenty of lakes in Ireland, and plenty of properties overlooking them.

Pleaty of universities in Ireland.

Plenty of bits of Ireland with lots of potentioal to develop and grow more prosperous and expensive.

I'm sure if you search you'll even find plenty of overlap between these categories.
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  #37  
Old 27.08.2018, 13:04
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Re: Investments During the Next Financial Crisis

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The key point here is that those Irish did not invest.
Thats inaccurate, every nail technician or whatever was buying multiple buy to lets, Banks were lending to anyone who could sign their name.
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  #38  
Old 27.08.2018, 13:21
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Re: Investments During the Next Financial Crisis

Reading through these problems makes me happy that I donīt have the money to invest.
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