Now that postfinance showed the middle finger to small time savers I'm considering to return them the favor

Which bank are you switching to next year? Any good ones with euro accounts?

i am with bank cler online banking, the fee is only 2 sfr a month.

I'm with

https://sparkasse-dielsdorf.ch/de/

It's quite disappointing, but at least their joint account is still better than the competitors with that price, and e-banking is slightly easier to use.

Anyone know if it's possible to cancel an account for free due to the new charges?

I recently opened an account with PF in order to change from UBS (as they charge a monthly fee) - turned out to be a disaster!

What should they charge you for in the first place? I once changed from UBS to PF and don't remember paying any cancellation charges or things like that.

It seems that if you have more than 25.000 CHF invested in funds (including retirement funds if 3rd pillar) it will continue being free...

OK cool... in that case, I'll cancel my new PF account and stay with UBS

Thanks!

I believe they charge the 'usual' crazy 1.7% p/a fees for their funds so they'll easily make more than a measly 5CHF a month :P

Any good/bad experiences with Crédit Agricole next bank and Migros who seem to still have free accounts?

But that's not free

30 Fr for Maestro card. And if I want a second one for euro account, it's same price as postfinance

Sucky funds that'll cost you more than 60 CHF per year one way or another

I use this bank

www.underthepillow.ch

I also got the letter yesterday informing about the above.

Is that a negative inflation rate (deflation) or simply not enough in the institutional coffers to pay bank employees their fat salaries?

Soon we should ask our employers to pay us only in cash.

Tell me a 'bank' that is cheaper than PF even with their new charges?

They have to pay alot back because of their fraud with postauto a few months back. So they are now getting back at the customers. You should close your account

Check with them. There most probably is a notice date. I may have been lucky or just charged without realising. Anyway it took a few months from opening the new account to closing the old one.

There is no such a straightforward answer to this question. One needs to evaluate one’s personal circumstances in terms of e.g. age, what package is for one suitable and how frequently one uses CC, savings account, 3a Pillar account and so on and so forth. Horses for courses. What could be worthwhile though is to check one’s own calculations based on one’s savings by using a tool:

https://www.moneyland.ch/en/bankingPackage/list

Migros?

More important question is if they are also willing to adjust an interest rate on savings account which already seats at 0.0% in order to ease the pain. Even mediocre positive bugger all move would do

ZKB says 12 CHF per year. Is there a catch? :/

They want an extra 40 CHF for the debit card