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Old 30.11.2018, 12:32
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Paying pillar 2 when on Chomage - possible?

Hi All,

I lost my job a few months back and will be soon going on chomage.

I want to reduce my tax burden this year, as I received a separation package which is raising my tax rate.

Is it possible to pay into 2nd pillar or LPP fund while on chomage?
I do have missing years to purchase.

My research seems to indicate that paying into any form of reduce tax, is only only possible if one is employed.

I contacted the LPP foundation where my pension is held, to see if I can add to that. They said no.
I have a 3a which is at the max saving already - so no room there.

Any tips, advice on where to put some cash while unemployed to reduce the tax?
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Old 30.11.2018, 13:41
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Re: Paying pillar 2 when on Chomage - possible?

No unless you're doing part time work.
You needed to buy the back years whilst still working.

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Hi All,

I lost my job a few months back and will be soon going on chomage.

I want to reduce my tax burden this year, as I received a separation package which is raising my tax rate.

Is it possible to pay into 2nd pillar or LPP fund while on chomage?
I do have missing years to purchase.

My research seems to indicate that paying into any form of reduce tax, is only only possible if one is employed.

I contacted the LPP foundation where my pension is held, to see if I can add to that. They said no.
I have a 3a which is at the max saving already - so no room there.

Any tips, advice on where to put some cash while unemployed to reduce the tax?
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Old 30.11.2018, 14:26
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Re: Paying pillar 2 when on Chomage - possible?

Auffangeinrichtung BVG offers old-age pensions to job-seekers receiving RAV unemployment compensation and job-seekers who are not. They are called Vorsorgeplan WO and WG (WG (Gesamt) includes both old-age and risk insurance). Details are at this link (D, F, I):

http://www.chaeis.net/en/alv-unemplo...anmeldung.html

Last edited by Mullhollander; 30.11.2018 at 15:00. Reason: Corrected plan from WR to WG
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