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Old 02.12.2018, 14:53
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Move to another canton to for mountains + lower tax rate..?

So I would be in the category of over 120k earners with a family, 1 child under 18 years of age, here on B permit.

Since I don't need to be in a specific place for work, I thought it might be worthwhile to go nearer to the mountains while at the same time lowering my tax rate. I could spend the time there when the weather is better than in the north of the country.

I am sure there are plenty of folks here who have second homes within Switzerland, I presume there is no issue with renting a 2nd place and moving your official residence there. This would probably mean a change in schooling for our child, so that complicates matters. I'm sure the child would need to go to the Canton school where you are officially based (I guess?).

Let me know your thoughts....
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Old 02.12.2018, 14:56
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Re: Move to another canton to for mountains + lower tax rate..?

Wouldn’t the second rent annihilate your tax advantage?
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Old 02.12.2018, 15:01
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Re: Move to another canton to for mountains + lower tax rate..?

Your kids need to go to school where your residence is (i.e. where you pay your taxes).

My daughter had a great recently renovated 2 1/2 in Ticino, with new kitchen and fireplace, and a nearby school, but taxes are higher here. She moved to AG.

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Wouldn’t the second rent annihilate your tax advantage?
Myabe, maybe not.

Tom
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Old 02.12.2018, 17:53
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Re: Move to another canton to for mountains + lower tax rate..?

Mountain areas don't necessarily have lower taxes either... but you have to factor all costs in. We live in a mountain area with high taxes- but where property and everything else is very cheap, and with fast access to lower costs in France for many things. Glad though that taxes here will be much lower from next year - great news.

But yes, child will have to go to school where you pay taxes- and where your main residence is. Pretending to live somewhere with lower taxes, when you clearly don't ... can get you in all sorts of pickles. They will use utilities bills, water, electricity, etc- if necessary.

Last edited by Odile; 02.12.2018 at 20:42.
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Old 02.12.2018, 20:40
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Re: Move to another canton to for mountains + lower tax rate..?

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So I would be in the category of over 120k earners with a family, 1 child under 18 years of age, here on B permit.

Since I don't need to be in a specific place for work, I thought it might be worthwhile to go nearer to the mountains while at the same time lowering my tax rate. I could spend the time there when the weather is better than in the north of the country.

I am sure there are plenty of folks here who have second homes within Switzerland, I presume there is no issue with renting a 2nd place and moving your official residence there. This would probably mean a change in schooling for our child, so that complicates matters. I'm sure the child would need to go to the Canton school where you are officially based (I guess?).

Let me know your thoughts....
Since you're a non-EU national you'd need to get permission from both your current canton and the new one to be able to move since it means you need a new permit. Whether you'd be able to keep renting your current place, if you want to, I don't know. Not sure what the situation is for non-EU renting second homes.
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Old 02.12.2018, 21:10
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Re: Move to another canton to for mountains + lower tax rate..?

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Wouldn’t the second rent annihilate your tax advantage?
It would, but then I have a place near or almost in the mountains to use a couple months of the year at least..
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Old 02.12.2018, 21:11
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Re: Move to another canton to for mountains + lower tax rate..?

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Since you're a non-EU national you'd need to get permission from both your current canton and the new one to be able to move since it means you need a new permit. Whether you'd be able to keep renting your current place, if you want to, I don't know. Not sure what the situation is for non-EU renting second homes.
I am an EU national...
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Old 02.12.2018, 21:12
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Re: Move to another canton to for mountains + lower tax rate..?

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Mountain areas don't necessarily have lower taxes either... but you have to factor all costs in. We live in a mountain area with high taxes- but where property and everything else is very cheap, and with fast access to lower costs in France for many things. Glad though that taxes here will be much lower from next year - great news.

But yes, child will have to go to school where you pay taxes- and where your main residence is. Pretending to live somewhere with lower taxes, when you clearly don't ... can get you in all sorts of pickles. They will use utilities bills, water, electricity, etc- if necessary.
Yeah, pretending to live somewhere else would probably not be a wise move.. I guess rather I will just evaluate moving the whole gang or not... Just entertaining various ideas...
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Old 02.12.2018, 21:13
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Re: Move to another canton to for mountains + lower tax rate..?

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I am an EU national...
Your profile says Canadian? MF´s comment is valid though, unless you have another passport (EU)
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Old 02.12.2018, 21:23
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Re: Move to another canton to for mountains + lower tax rate..?

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Yeah, pretending to live somewhere else would probably not be a wise move.. I guess rather I will just evaluate moving the whole gang or not... Just entertaining various ideas...
And fair enough. It is just that you would not be the first one and the authorities have become very wise to it- also cross borders. So many working in Geneva were pretending to have holiday homes in France - but were clearly living there most of the time - as shown by utilities bills, etc.
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Old 02.12.2018, 21:34
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Re: Move to another canton to for mountains + lower tax rate..?

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And fair enough. It is just that you would not be the first one and the authorities have become very wise to it- also cross borders. So many working in Geneva were pretending to have holiday homes in France - but were clearly living there most of the time - as shown by utilities bills, etc.
Thats not going to make the majority of those people's tax bills any different as Geneva has a deal with France. Who was loosing out?
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Old 02.12.2018, 21:50
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Re: Move to another canton to for mountains + lower tax rate..?

FRance- as taxes were paid in Geneva, but kids sent to French schools, + use of all infrasructucture, health services, etc.

Figures are massive:

https://www.tdg.ch/geneve/actu-genev...story/30384493
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Old 02.12.2018, 21:56
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Re: Move to another canton to for mountains + lower tax rate..?

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FRance- as taxes were paid in Geneva, but kids sent to French schools, + use of all infrasructucture, health services, etc.
Tax will be paid in Geneva where someone works in Geneva regardless of living in Geneva or living in France. So you need to explain the issue. Medical insurance could be different depending on when you started olive in France.
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Old 02.12.2018, 22:18
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Re: Move to another canton to for mountains + lower tax rate..?

A loss of about 40 million per year- the Maires say. Part of the taxes paid in CH are paid back to the French Communes for genuine frontaliers. Also those who use their 'so called' holiday home in France, send their kids to the local French schools, use the local subsidised creches, etc, etc.

https://www.letemps.ch/suisse/suisse...-clandestinite
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