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Old 27.12.2018, 10:37
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VIAC thread deleted?

Hi All,

I've been debating putting some money into ETFs for a while, and in researching the collective wisdom of the board I came across VIAC as an option where I could benefit from the income tax reduction of a 3a while also not just have the money in a "normal" 3a earning negligible interest.

So I went away, did some more reading and was about to take the plunge and open an account to beat the year end cutoff for the annual 6000(ish)chf, but in coming back this week to see if there was any more mention of VIAC on the forum, it seems like the VIAC discussion thread has been deleted. Anyone know why please? If it's because something dodgy has become apparent with them, would like to know before I proceed!

Thanks!
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  #2  
Old 27.12.2018, 10:43
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Re: VIAC thread deleted?

Could have been merged with another thread. Do a Google.ch search for: englishforum.ch viac and see if it pops up there.
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Old 27.12.2018, 11:53
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Re: VIAC thread deleted?

It was this one: https://www.englishforum.ch/finance-...ng-viac-2.html
And no, it does not seem to be merged.
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Old 27.12.2018, 12:12
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Re: VIAC thread deleted?

Maybe this will help: https://viac.ch/en/strategies/


Seems to be just another 3a pension fund.
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Old 27.12.2018, 13:06
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Re: VIAC thread deleted?

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It was this one: https://www.englishforum.ch/finance-...ng-viac-2.html
And no, it does not seem to be merged.
Following your link I get <<Invalid Thread specified. If you followed a valid link, please notify the administrator>>
?
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Old 27.12.2018, 13:12
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Re: VIAC thread deleted?

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Following your link I get <<Invalid Thread specified. If you followed a valid link, please notify the administrator>>
?
Because it was deleted

It discussed VIAC strategies, how to set up the portfolio, but also referral codes where shared. Maybe that was the reason. But why gut the whole thread instead removing the posts with the referral codes?

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If it's because something dodgy has become apparent with them, would like to know before I proceed!
No. Nothing dodgy is known. It is still one of the 3a fund offers with the lowest TER and high flexibility.
https://www.ktipp.ch/artikel/d/viac-...ive-3a-sparer/
In September VIAC (Part of the WIR Bank) had 4600 customers.
https://www.handelszeitung.ch/untern...boden-gefunden
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Old 20.02.2019, 10:07
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Re: VIAC thread deleted?

please restore the VIAC thread. such a waste to see useful information disappear
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Old 20.02.2019, 11:09
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Re: VIAC thread deleted?

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please restore the VIAC thread. such a waste to see useful information disappear
+1

The thread is titled "New low-cost 3a offering: VIAC" (knowing the title may simplify finding it).
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Old 20.02.2019, 11:14
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Re: VIAC thread deleted?

so which lazy useless mod was responsible for this?
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Old 20.02.2019, 12:58
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Re: VIAC thread deleted?

The complete link is:
Quote:
[urlx]www.englishforum.ch/finance-banking-taxation/277642-new-low-cost-3a-offering-viac-7.html[/urlx]
I did get a fleeting glimpse of it in the cache of yandex.com

https://hghltd.yandex.net/yandbtm?fm...194b19&keyno=0

Maybe the link still works for others.

The thread appears to have been used at the end for publishing "referral codes" mainly by users with a low number of posts e.g.:

Attached Images
File Type: jpg viac.JPG (72.9 KB, 948 views)
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Old 20.02.2019, 23:48
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Re: VIAC thread deleted?

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so which lazy useless mod was responsible for this?
Not any mod, as far as I can tell. The thread has totally vanished. There's nothing existing that could be restored.
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Old 21.02.2019, 00:54
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Re: VIAC thread deleted?

I can only imagine that the user who started the thread was 'hard' deleted in the fallout following the recent alleged security breach, which would have the effect of totally removing the whole thread.

One more reason I always veer away from suggestions that we allow full user deletions as a more regular thing.
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Old 21.02.2019, 09:25
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Re: VIAC thread deleted?

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I can only imagine that the user who started the thread was 'hard' deleted in the fallout following the recent alleged security breach, which would have the effect of totally removing the whole thread.

One more reason I always veer away from suggestions that we allow full user deletions as a more regular thing.
The thread on the security breach was started two weeks after this one. That seems to rule out that kind of relatedness.
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Old 18.03.2019, 21:29
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Re: VIAC thread deleted?

why not just start another VIAC thread. It will be filled up quick soon.
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Old 18.03.2019, 22:28
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Re: VIAC thread deleted?

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why not just start another VIAC thread. It will be filled up quick soon.
Why start another one? There's this one. And don't request or post referral codes.
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Old 02.11.2020, 23:36
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Re: VIAC thread deleted?

https://viac.ch/en/pillar-3a/faq/

I saw that Viac is now offering free 'base protection' to include death. To get it, you can simply change in the app.

I'm wondering, is there a downside in choosing this? If not, why don't they just activate it automatically for everybody?

Ah. Apparently it's an either or. You can select death benefit or disability benefit.
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