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Old 30.01.2019, 14:56
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Tax deduction for medical expenses ??

Hello all,

I have recently learned that it is possible to claim tax deductions from medical expenses. Does anyone have any know-how in regards to this?

In the past few years, I have had rather high expenses...am I allowed to go back and reclaim? I had to pay out-of-pocket partially for one surgery as my doctor only performed operations at a certain private hospital...is this considered one of the deductions?

Thanks very much!
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Old 30.01.2019, 15:07
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Re: Tax deduction for medical expenses ??

Do you file a tax return each year?
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Old 30.01.2019, 15:09
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Re: Tax deduction for medical expenses ??

If above 5% of your income (not including insurance costs).

Tom

Last edited by st2lemans; 30.01.2019 at 15:23.
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Old 30.01.2019, 15:17
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Re: Tax deduction for medical expenses ??

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Do you file a tax return each year?
Um...yes, why?
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Old 30.01.2019, 15:18
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Re: Tax deduction for medical expenses ??

I second the question. This year I received for the first time tax statements from my medical insurance. Have there been any changes in legislation and are they really deductible?
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Old 30.01.2019, 15:19
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Re: Tax deduction for medical expenses ??

Then you are able to claim them there when you file your tax return in the apposite section for this.
I just listed all of the medical expenses I had had in the year in question.
I asked if you filed one as not everyone in Switzerland does.

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I second the question. This year I received for the first time tax statements from my medical insurance. Have there been any changes in legislation and are they really deductible?
As far as I know they were always deductible.
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Old 30.01.2019, 15:21
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Re: Tax deduction for medical expenses ??

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I second the question. This year I received for the first time tax statements from my medical insurance. Have there been any changes in legislation and are they really deductible?
Yea same, and it got me quite peeved as I was wondering why I didn't know before.
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Old 30.01.2019, 15:24
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Re: Tax deduction for medical expenses ??

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Yea same, and it got me quite peeved as I was wondering why I didn't know before.
In the first years you are here if you are on a Permit B and are employed (as opposed to self-employed), it is possible that you didn't file a tax return and therefore didn't know about the possibility of the deductions.
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Old 30.01.2019, 15:25
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Re: Tax deduction for medical expenses ??

Insurance costs are a separate (and limited) deduction.

Medical costs above 5% of your family income can be deducted.

Tom
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Old 30.01.2019, 15:26
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Re: Tax deduction for medical expenses ??

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In the first years you are here if you are on a Permit B and are employed (as opposed to self-employed), it is possible that you didn't file a tax return and therefore didn't know about the possibility of the deductions.
I am married to a Swiss and therefore filed taxes from day one. Our tax person never said anything...
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Old 30.01.2019, 15:28
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Re: Tax deduction for medical expenses ??

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I am married to a Swiss and therefore filed taxes from day one. Our tax person never said anything...
You can only declare it if it exceeds 5% of your combined income.

Tom
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Old 30.01.2019, 15:28
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Re: Tax deduction for medical expenses ??

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I am married to a Swiss and therefore filed taxes from day one. Our tax person never said anything...
Well as mentioned there is a specific section on tax returns for deductions. I also filed from day one as I was initially self-employed and so received the forms from the very beginning. I always did my own tax returns.
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Medical costs above 5% of your family income can be deducted.
In one year I had medical costs that exceeded my annual income. That tax return was fun.
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Old 30.01.2019, 16:55
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Re: Tax deduction for medical expenses ??

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You can only get the tax deduction declare it if it exceeds 5% of your combined income.

Tom
Surely? I always declare my medical expenses for the year, inc. premiums. There's a place on the form to do it. They don't say - uhuh, you can't fill this bit in, you didn't exceed 5%...

The one year when it exceed my taxable income, I got a nice deduction. Though I'd have preferred not to have had major surgery, to be honest.
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Old 30.01.2019, 16:57
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Re: Tax deduction for medical expenses ??

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Surely? I always declare my medical expenses for the year, inc. premiums.
Premiums get declared on another part of the form, and for 2017 were limited to CHF5200 for a single person 10500 for a couple.

Deductables and other expenses get declared on another part of the form, but are only worth doing if they exceed 5% of your income.

Tom
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Old 30.01.2019, 17:31
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Re: Tax deduction for medical expenses ??

OP is in Basel, donít the authorities there allow all accident/sickness costs paid by individuals to be deducted from taxable income?
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Old 30.01.2019, 17:32
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Re: Tax deduction for medical expenses ??

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I am married to a Swiss and therefore filed taxes from day one. Our tax person never said anything...

Go speak with him and get him it to put it right then


EDIT

Just to be crystal clear for Swisstobe, i mean go talk to the accountant and get him to fix the problem...

Last edited by Today only; 30.01.2019 at 19:13.
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Old 31.01.2019, 00:40
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Re: Tax deduction for medical expenses ??

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OP is in Basel, donít the authorities there allow all accident/sickness costs paid by individuals to be deducted from taxable income?

No.
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Old 31.01.2019, 01:04
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Re: Tax deduction for medical expenses ??

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No.
Can you please provide a source for this?

According to this https://www.baselland.ch/politik-und...2016_abzug.pdf the 5% minimum/deduction does not apply to cantonal taxation in BL.

This correlates with my experience as I was able to deduct all medical/dental costs even though they were <5%.
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Old 31.01.2019, 01:31
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Re: Tax deduction for medical expenses ??

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Can you please provide a source for this?

According to this https://www.baselland.ch/politik-und...2016_abzug.pdf the 5% minimum/deduction does not apply to cantonal taxation in BL.

This correlates with my experience as I was able to deduct all medical/dental costs even though they were <5%.
Basel is in BS not BL and the rules are different.
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Old 31.01.2019, 01:46
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Re: Tax deduction for medical expenses ??

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Basel is in BS not BL and the rules are different.
Fair enough.

OP, just another reason to move to BL. BS is so BS.
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