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  #21  
Old 10.04.2019, 23:18
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Re: N26 is coming to Switzerland!

20 Minutes recently posted that N26 is coming to Switzerland soon.

https://www.20min.ch/finance/news/st...nken--22248859
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  #22  
Old 10.04.2019, 23:34
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Re: N26 is coming to Switzerland!

It would be good if it came to Switzerland. However, will it have a CH IBAN? I have noticed that for all of Europe, the IBAN is a DE IBAN no matter what country you are in. This makes it a bit hard to. pay for things like Apple products or Netflix when not based in Germany as most products are IBAN related now. I have had my N26 based in Portugal, Italy and Spain but with the same IBAN number. My partner is based in Italy but also has a DE IBAN. I guess the UK N26 has a UK IBAN? I guess it has a DE IBAN because it's backed by the German financial services and its all the same currency too.
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  #23  
Old 21.04.2019, 12:47
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Re: N26 is coming to Switzerland!

N26 is already in Switzerland?
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  #24  
Old 21.04.2019, 20:07
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Re: N26 is coming to Switzerland!

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N26 is already in Switzerland?
No,it is not!
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  #25  
Old 22.04.2019, 23:07
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Re: N26 is coming to Switzerland!

Is it safe?....


https://www.faz.net/aktuell/finanzen...-16150622.html
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  #26  
Old 22.04.2019, 23:33
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Re: N26 is coming to Switzerland!



How reliable is the source?


I have German N26 and there was no problem with it.
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  #27  
Old 23.04.2019, 00:43
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Re: N26 is coming to Switzerland!

I've had a normal account and then Black account for 3yrs now. Not 1 problem. Girlfriend has the normal account and loves it too. Its how banking should be.

These new app based banks are good. I have Monzo for the UK too. I do make sure i have a normal bank account too just in case but to be honest I don't need them as i use N26 all the time.
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Old 27.04.2019, 21:39
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Re: N26 is coming to Switzerland!

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I've had a normal account and then Black account for 3yrs now. Not 1 problem. Girlfriend has the normal account and loves it too. Its how banking should be.

These new app based banks are good. I have Monzo for the UK too. I do make sure i have a normal bank account too just in case but to be honest I don't need them as i use N26 all the time.
Do you use it as a primary account ie. for salary/paying bills? Or do you still use a traditional bank for other needs?

I have a revolut one and I mostly use it as a travel/digital wallet/transfer money to friends abroad (not so much in CH as im using TWINT more as more and more people have that now)
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  #29  
Old 27.04.2019, 23:22
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Re: N26 is coming to Switzerland!

I use it as my main EU/Euro account as does my partner. I do have the black account which is 5.90 per month but I get unlimited withdrawals fee
free in any country. My partner has the normal account and only has 5 withdrawals for free outside of the Euro Zone and then I think it’s 1.7% mark up. I think the fee has gone up now to 9.90e a month but if you don’t withdraw much then the free version is fine. I have a UBS account and to be honest using the V-Pay card in the euro zone is pretty cheap. Conversion rate is fine, almost XE rate.

Oh, my partner has her salary paid in to her N26. She finds it really good as the 3D secure text message system isn’t the same as normal banks. N26 use Face ID or Touch ID via the app to authenticate transactions only sometimes which is great as most normal banks need a test message sent with a pin to input online. Nightmares when you change SIM cards as much as we do.
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