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Old 15.04.2019, 12:15
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Switching Bank

Hey Volks,

I was checking this moneyland.ch and found out that I could get some money back for my money, instead of PAYING for it every year... and I think it's time for a change.

Exactly I checked it here: https://www.moneyland.ch/de/bankingPackage/list
Is it feasible? It says that the best option is Credit Suisse... I wouldn't have thought of it.


Then I found out that changing bank is not that easy... or not? Do you have some recommendations? Is there something that you have to care about specially in Switzerland?

https://www.thebalance.com/how-to-switch-banks-315430


Thanks
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Old 15.04.2019, 13:49
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Re: Switching Bank

if you get e-rechnung then check from where and switch it to new provider (if they support it). get a list of standing orders and move them, move your salary to new account.. I'd keep old account open for a month just to see if something didn't get moved. That really doesn't sound too complicated.
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Old 15.04.2019, 14:35
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Re: Switching Bank

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if you get e-rechnung then check from where and switch it to new provider (if they support it). get a list of standing orders and move them, move your salary to new account.. I'd keep old account open for a month just to see if something didn't get moved. That really doesn't sound too complicated.
Thanks, I was really asking about knowing which bank to choose if you have some money saved.

There are some comparison sites like moneyland.ch comparis.ch but I would like to hear from the experts.

Last edited by humano; 15.04.2019 at 14:55.
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Old 15.04.2019, 15:11
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Re: Switching Bank

That really depends, using moneyland and comparis can be helpful. Thing is that it really depends on what you want to gain and how much assets you have.



I found a set offer fromhttps://www.ca-nextbank.ch/en/en/bank-accounts-and-cards/chf-salary-account-essenciel-detail.html very interesting in the light of postfinance ditching free accounts. Basically if you have total assets of 20k or over it's free with savings account and maestro card.
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Old 15.04.2019, 23:48
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Re: Switching Bank

I am in the same situation and want to switch bank.

I've checked, I can get 600CHF benefit the first year changing to CS (with moneyland.ch) but it would be without any investment.

What could be even a better option for a beginner like me having 300K-400K saved and with low risk?
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