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Old 16.06.2019, 16:53
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Debate on salary and quality of life

Since we moved to Switzerland from U.K., I am having discussions with my wife. She says that the salary I get here can not ensure the same standard of life than we had in the U.K. (London area). There I was earning a monthly net salary of £8000, here a monthly of CHF 15000.
In the U.K. ( bonus and stock options were additional £5000 net monthly if full, and this was the case in the last 3 out of 5 years). Let’s say than average, looking at the company performance we can calculate £3000 to 4000 per year.
Here, in Switzerland bonus brings me to CHF 17000 net per month and should be almost guaranteed.

Finally she says me that here, a family with 3 kids and a net salary of CHF 6000 is considered poor. I believe that they can live, of course without big fun.

Any thought?

Many thanks

Luther
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Old 16.06.2019, 16:56
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Re: Debate on salary and quality of life

Ask your wife to find a job that is similarly paid?

I´d say that you can have a more than good life in Switzerland on that. Or is this a joke I missed?
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Old 16.06.2019, 17:02
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Re: Debate on salary and quality of life

Maybe she gets off her a*s and contributes instead of talking about the golden goose.

You should have asked those questions before you moved, what's the point of doing it now.
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Old 16.06.2019, 17:12
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Re: Debate on salary and quality of life

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Here, in Switzerland bonus brings me to CHF 17000 net per month and should be almost guaranteed.

Finally she says me that here, a family with 3 kids and a net salary of CHF 6000 is considered poor.
Where is the 6k figure coming from when you claim to be expecting CHF 17000 net?

I think you need to sit down with your wife and ask her what's really going on, because I don't believe it's a financial problem
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Old 16.06.2019, 17:26
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Re: Debate on salary and quality of life

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Any thought?


Luther
The wife is always right.

Next!
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Old 16.06.2019, 17:28
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Re: Debate on salary and quality of life

6.7k gross for a 2+3 family was the minimum necessary to pay all the usual expenses and food (this number is several years old).
Below it, the state needs to help.
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Old 16.06.2019, 17:37
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Re: Debate on salary and quality of life

The question is really about schooling. Three kids in private school in London will cost you around GBP 20K per child, so that's GBP 60K per annum, or GBP 5k per month. Given the sky-high UK tax rates, the gross pre-tax figure is much higher. If the kids are young enough to go to the local schools here that is a massive saving. If not, and the kids go to one of the international schools, than I guess it's a tougher comparison.
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Old 16.06.2019, 18:22
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Re: Debate on salary and quality of life

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The question is really about schooling. Three kids in private school in London will cost you around GBP 20K per child, so that's GBP 60K per annum, or GBP 5k per month. Given the sky-high UK tax rates, the gross pre-tax figure is much higher. If the kids are young enough to go to the local schools here that is a massive saving. If not, and the kids go to one of the international schools, than I guess it's a tougher comparison.
Sorry guys, I have one kid only, the 6K question was just a general ine
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Old 16.06.2019, 19:00
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Re: Debate on salary and quality of life

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Since we moved to Switzerland from U.K., I am having discussions with my wife. She says that the salary I get here can not ensure the same standard of life than we had in the U.K. (London area). There I was earning a monthly net salary of £8000, here a monthly of CHF 15000.
In the U.K. ( bonus and stock options were additional £5000 net monthly if full, and this was the case in the last 3 out of 5 years). Let’s say than average, looking at the company performance we can calculate £3000 to 4000 per year.
Here, in Switzerland bonus brings me to CHF 17000 net per month and should be almost guaranteed.

Finally she says me that here, a family with 3 kids and a net salary of CHF 6000 is considered poor. I believe that they can live, of course without big fun.

Any thought?

Many thanks

Luther
I am not sure how to say that politely, but if you generate only 17k chf / month for a 3 person family, Swiss government might kick you out given you're a risk to social services given you're on poverty line. How can you live like this? This has to be pretty tough. Remember that if times are tough there are organisations around that can help with food etc, you also should get health insurance cost subsidized. Anyway, I hope your situation will improve soon.
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Old 16.06.2019, 19:05
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Re: Debate on salary and quality of life

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I am not sure how to say that politely, but if you generate only 17k chf / month for a 3 person family, Swiss government might kick you out given you're a risk to social services given you're on poverty line. How can you live like this? This has to be pretty tough. Remember that if times are tough there are organisations around that can help with food etc, you also should get health insurance cost subsidized. Anyway, I hope your situation will improve soon.
The question was not if the salary is above the poverty line, but the purchasing power vs U.K. salary.

If you want just to criticise, your choice
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Old 16.06.2019, 19:15
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Re: Debate on salary and quality of life

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The question was not if the salary is above the poverty line, but the purchasing power vs U.K. salary.

If you want just to criticise, your choice
It probably is because you do have a first world problem.....

If you look at median salaries here, you know where you are.

Make a check list together, good and bad things and then decide whether you both want to stay here or go back.

For me the answer with a salary of 15 k would be easy.
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Old 16.06.2019, 19:21
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Re: Debate on salary and quality of life

I guess the OP owns a property in London & is not renting as rents in central London would be a multiple of central Zurich.
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Old 16.06.2019, 22:29
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Re: Debate on salary and quality of life

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The question was not if the salary is above the poverty line, but the purchasing power vs U.K. salary.

If you want just to criticise, your choice
Maybe it would be good if you actually provided some useful info like what she even means by: "cannot provide same standard of quality of life" because how are we supposed to even know what quality of life you are used to? We are not psychic and you either have to provide reasonable detail or actually make some effort to look at the many cost of living threads on the forum and figure things out for yourself.

Your initial post simply sounds a bit vague and ridiculous.

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Maybe she gets off her a*s and contributes instead of talking about the golden goose.

You should have asked those questions before you moved, what's the point of doing it now.
Well with 3 kids she is likely to be a full time housewife... although by most standards a very privileged one from the sounds of it!
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Old 16.06.2019, 22:42
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Re: Debate on salary and quality of life

If I had such a dilemma I would ask a relocation agent for opinion rather than average folks and earners on the EF or wait you should ask your butler to call the agent and answer that question on your behalf. Why waste time.
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Old 17.06.2019, 00:24
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Re: Debate on salary and quality of life

OP, is the discussion about quality of life (see thread subject, what does that mean to you in particular) or standard of life (your opening post)? The two are not the same, and it would help if you provided some color.
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Old 17.06.2019, 00:54
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Re: Debate on salary and quality of life

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Well with 3 kids she is likely to be a full time housewife...
Perhaps, but they'll never know since they only have one
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Old 17.06.2019, 07:34
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Re: Debate on salary and quality of life

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Perhaps, but they'll never know since they only have one
Ahh thanks, I skimmed and misread... 3 persons not 3 kids.

In that case she is definitely high maintenance.
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Old 17.06.2019, 08:11
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Re: Debate on salary and quality of life

I would perhaps talk to her about what she is missing from the UK. I would imagine that she has 'sticker shock' with the cost of a lot of things in Switzerland. But with that sort of salary, and just one child, you can afford for her to head to the UK for shopping, or even Germany or France, if she's missing some things in particular.


The living is so different in Switerland vs. UK. She may also find that money here is not viewed the same way - the sense of security/kudos/social position she woudl get with that sort of salary in the UK, maybe a feeling of being in the 'elite' part of life, is a bit lost in a country where every second car is a Mercedes, Audi etc. My parents notice it coming from Australia (and despite most people's perception, Australia is a very rich country)... the way wealth is displayed in each country is different to the next.


She may also be adapting to the 'one' child' question - and how parenting varies differenyl in different countries - are you planning baby #2 ?
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Old 17.06.2019, 08:20
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Re: Debate on salary and quality of life

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Since we moved to Switzerland from U.K., I am having discussions with my wife. She says that the salary I get here can not ensure the same standard of life than we had in the U.K. (London area). There I was earning a monthly net salary of £8000, here a monthly of CHF 15000.
In the U.K. ( bonus and stock options were additional £5000 net monthly if full, and this was the case in the last 3 out of 5 years). Let’s say than average, looking at the company performance we can calculate £3000 to 4000 per year.
Here, in Switzerland bonus brings me to CHF 17000 net per month and should be almost guaranteed.

Finally she says me that here, a family with 3 kids and a net salary of CHF 6000 is considered poor. I believe that they can live, of course without big fun.

Any thought?

Many thanks

Luther
Are you pulling people's leg? On which planet is anyone poor with that salary? Does your wife come from money? If she was born with a silver spoon then yeah, that's poor for the offensively rich.
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Old 17.06.2019, 08:27
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Re: Debate on salary and quality of life

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The living is so different in Switerland vs. UK. She may also find that money here is not viewed the same way - the sense of security/kudos/social position she woudl get with that sort of salary in the UK, maybe a feeling of being in the 'elite' part of life, is a bit lost in a country where every second car is a Mercedes, Audi etc.

I think you're talking bollox to be honest.
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