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Old 04.07.2019, 16:11
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My employer doesn't pay my pension.

I have started my new contract in May 2019.
My contract is for one year and my pension (pillar 2) should be paid from first day of my contract.
My pension contribution was deducted from my payment but it looks that
that it hasn't been paid into my pension account .
My employer hasn't even registered me in the pension company and it looks that they are not going to do.
Can you advice me what to do if employer doesn't pay pension?
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Old 04.07.2019, 16:14
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Re: My employer doesn't pay my pension.

Did you ask your employer?
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Old 04.07.2019, 16:19
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Re: My employer doesn't pay my pension.

What do you mean when you say the amount deducted "hasn't been paid into [your] pension account"? The amount deducted from your salary oughtn't to be paid into any account of yours. The employer is supposed to use that contribution to go into the company's pension plan, not to you.

It could be that the registration has simply not yet been done.

I agree with Sandgrounder. Ask your employer to supply you with a rule book of the pension plan. Tell them you'd like to be able to read it to understand how you are insured, and also ask for "Benefits Statement" or something similar, setting out the levels of coverage in relation to your salary.
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Old 05.07.2019, 15:19
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Re: My employer doesn't pay my pension.

I have talked to my agency and ask them few times.
They were always telling me that they would register me next day.
I contacted pension fund and they don't know anything about me.
I gave them my AVH Nr, name and date of birth.
They were searching their data base and thy couldn't find me.
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Old 05.07.2019, 15:25
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Re: My employer doesn't pay my pension.

is the agency in switzerland or some dodgy offshore outfit?
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Old 05.07.2019, 15:28
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Re: My employer doesn't pay my pension.

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I have talked to my agency and ask them few times.
The employer does not transfer the money every month, but sometimes only 2 or 4 times a year. Send a register letter to HR/Payroll and request that you are registered with the pension fund and ask why it was not done so far.

I found this https://www.tagesanzeiger.ch/wirtsch...story/13070259
Quote:
I am 60 years old and have been employed by the current company for 2.5 years. Now I have found out that my employer does not transfer any contributions to a pension fund, although he deducts them from my salary. What should I do?

Answer: It is important that you do something and not just wait. This is because the employer must report all employees subject to compulsory insurance to the pension fund and transfer the contributions to the fund on time - at the latest at the end of each insurance year.

Now, what possibilities do you have to act?

The first step is to find out which fund your employer is affiliated with. Either ask your colleagues or directly ask your employer. Then ask the employer to transfer the contributions. If the employer does not do so, you have the option of contacting the pension fund directly, as the Federal Social Insurance Office (FSIO) will inform you on request. By means of an employment contract or pay slips, you can prove to the fund that you are obliged to take out insurance. The pension fund will then claim the contributions from the employer, even retroactively. The fund can also operate the employer if the employer does not meet his payment obligation.

It is important for you to know: If you can prove your insurance obligation, your pension benefits are secured, regardless of whether the employer has transferred the contributions or not.

However, if you are unable to find out whether the company has a pension fund at all or what it is, you can contact the AHV compensation fund responsible. It will then check whether the employer is affiliated to a pension fund. If not, the compensation fund will take the necessary steps. In this case, too, your occupational benefit entitlements are safeguarded: the Foundation Auffangeinrichtung guarantees that you will always receive benefits in accordance with the legally prescribed minimum, with retroactive effect from the start of your employment relationship.

Translated with www.DeepL.com/Translator
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Old 05.07.2019, 16:01
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Re: My employer doesn't pay my pension.

From the deepl translation:
"The fund can also operate the employer if the employer does not meet his payment obligation."

should instead have been translated to

"The fund can also sue the employer if the employer does not meet his payment obligation."
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Old 05.07.2019, 21:38
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Re: My employer doesn't pay my pension.

Thank you everybody for the advice.
My agent is daughter company of UK IT job agency.

They registered company in Switzerland and this Swiss company (my agent) is member of Swissstaffing. Swissstaffing keeps pensions for for my agent.
Unfortunately HR doesn't exist in Switzerland so I need always to contact my recruiter in UK.
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