Hi all,

I have got a question about Witholding tax that is applied to me at a rate of 9.51 % every month.

However, as far as I know, there are three type of taxes in CH which are seen below. It’s the “Municipal tax” that should make the difference for me since I reside in Wallisellen.

Can anyone please tell me how this should be reflected in my withholding tax?

I have got a feeling I am just charged the flat Zurich tax rate and Municipality does not matter if Witholding tax applies to you.

Example table for a salary of 100000 a year

Total tax in Wallisellen (ZH): 15'347.90 CHF
Federal tax: 2'887.30 CHF
Cantonal tax: 6'337.00 CHF
Municipal tax: 6'123.60 CHF
Total tax in Zürich (ZH): 16'736.75 CHF
Federal tax: 2'887.30 CHF
Cantonal tax: 6'337.00 CHF
Municipal tax: 7'512.45 CHF

I have tried to check this online but I failed to get some understanding of it.

Thanks all in advance!

If you earn 100k CHF a year, it is a similar rate that is applied in all cities of the Kanton.


Only above the threshold you get hit with the city rates etc

Tax at source (withholding is legally something else) is based on a cantonal average. For tax at source the commune you reside is not important. All deductions are lump sum/flat rate. If you want to claim higher detuctions you must fill in and return the appropriate form "Antrag Neuveranlagung der Quellensteuer" before March 31st following the end of the tax year. https://www.steueramt.zh.ch/internet...kblaetter.html

See also: https://www.ch.ch/en/tax-source/


The commune is only important for regular taxation. You are subject to regular taxation in the canton Zurich if one of the following cases: Swiss, permit C holder, married to a Swiss or permit C holder, earning more than CHF 120k/year, or real estate in canton ZH. In this case any tax at source paid it will be credited to the tax owned, any reminder will be paid back (might take up to several years)

You might be subject to regular taxation in case of substantial foreign income and/or other income which is not taxed at source. You must voluntarily report such income using the appropriate form "Antrag Neuveranlagung der Quellensteuer", latest March 31st after the tax year ended. https://www.steueramt.zh.ch/internet...kblaetter.html

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The title of the thread needs changing:

Withholding Tax is when an amount, usually 33%, is held back from interest payments and dividends. This can be partly reclaimed through your tax return.

The OP is referring to tax at source (Quellensteuer) and/or income taxes...

As others have stated, tax at source is based on a cantonal average.

Ordinary taxation (on Swiss, C permit, income > 120k) is split in the categories you have shown. Have you noticed that only the commune (Zurich city vs Wallisellen) value changes in your calculation?

Here is map with the commune tax rates from the canton Zürich

https://statistik.zh.ch/internet/jus...uerfuesse.html

Look where the "cheap" municipalities are locared and take your own conclusions!

Compared to Zürich Wallisellen is already a lot cheaper from a tax perspective :-) (if you are past the tax at source issue)

Thanks a lot to you all for your responses.

Looks like unless I make 120K+ or move to Zug, it does not matter which city of Cantoon Zurich I live in

(I'm EU and on B permit)

No the Steuerfuss (tax multiplier) is different from community to community within each canton...

Indeed, as long as you are on a B and you make less than 120k (and dont have properties, other income, blablabla), it does not matter in which city of canton Zurich you live.

From 2021 onwards all people taxed at source earning less than 120k can request their taxes to be recalculated in the ordinary taxation system. But that is a different story!
https://www.admin.ch/gov/de/start/do...-id-70404.html