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  #401  
Old 05.10.2020, 21:18
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Re: Markets down - Invest now or wait further?

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Related with a mild hijacking But you seem like a knowledgeable bunch so Iíll take the jump.

I have done quite a bit of research and have talked also to my bank. I have a pretty good idea on what to invest based on my objectives. Question that I am struggling with is where to execute. Options include:

ó my bank (UBS) - stable, will honour their contract except in extreme scenarios, probably backed by Swiss government in the extreme case, high fees.

ó Swiss Quote Platform - all digital and user friendly, Swiss company, a bit lower fees but donít know them enough to get comfort if they will deliver what they promise. In short, will i get my money back even if no returns are delivered.

ó interactive brokers - read some good stuff about them here but same downside to Swiss Quote plus they are non-Swiss company.

ó others?

Any advice or insights to the above or any other platform?
Thanks
Credit Suisse safekeeping
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  #402  
Old 06.10.2020, 10:03
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Re: Markets down - Invest now or wait further?

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Related with a mild hijacking But you seem like a knowledgeable bunch so Iíll take the jump.

I have done quite a bit of research and have talked also to my bank. I have a pretty good idea on what to invest based on my objectives. Question that I am struggling with is where to execute. Options include:

ó my bank (UBS) - stable, will honour their contract except in extreme scenarios, probably backed by Swiss government in the extreme case, high fees.

ó Swiss Quote Platform - all digital and user friendly, Swiss company, a bit lower fees but donít know them enough to get comfort if they will deliver what they promise. In short, will i get my money back even if no returns are delivered.

ó interactive brokers - read some good stuff about them here but same downside to Swiss Quote plus they are non-Swiss company.

ó others?

Any advice or insights to the above or any other platform?
Thanks
What kind of investments? Interactive brokers is a good platform.
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  #403  
Old 06.10.2020, 15:17
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Re: Markets down - Invest now or wait further?

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— my bank (UBS) - stable, will honour their contract except in extreme scenarios, probably backed by Swiss government in the extreme case, high fees.
What reason do you see to use usuriously-high-cost service providers like UBS and CS? Your securities are no less safe elsewhere.

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— Swiss Quote Platform - all digital and user friendly, Swiss company, a bit lower fees but don’t know them enough to get comfort if they will deliver what they promise. In short, will i get my money back even if no returns are delivered.
Contrary to "money", your securities are yours even while they're deposited at a broker. They won't become part of bankruptcy proceedings, should that happen, whichever broker you chose.
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  #404  
Old 06.10.2020, 17:01
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Re: Markets down - Invest now or wait further?

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What kind of investments? Interactive brokers is a good platform.
Largely funds but may be some individual stocks as well.
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  #405  
Old 06.10.2020, 17:22
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Re: Markets down - Invest now or wait further?

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What reason do you see to use usuriously-high-cost service providers like UBS and CS? Your securities are no less safe elsewhere.

No reason at all except some naive comfort that if I invest, say, 100k they will not disappear in a rabbit hole.

Contrary to "money", your securities are yours even while they're deposited at a broker. They won't become part of bankruptcy proceedings, should that happen, whichever broker you chose.
Thanks - thatís comforting. Any experience with Swiss Quote?
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  #406  
Old 06.10.2020, 20:10
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Re: Markets down - Invest now or wait further?

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Thanks - thatís comforting. Any experience with Swiss Quote?
I had accounts both at SwissQuote and Interactive Brokers.
While I don't think you can make a wrong choice between them, I suggest that you get familiar with the websites, the demo accounts and interfaces, and the information material on investing on their websites.

For example, you may find an interface too complex/intimidating for your taste. You appreciate the convenience or the lower fees of a particular option.
I would consider those as two different value propositions and the choice hinges more on the personal priorities.
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  #407  
Old 12.10.2020, 15:32
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Re: Markets down - Invest now or wait further?

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aren't you concerned about the huge jump 330-500 GBP in prices for the last 6 months?

also aren't you concerned that a SE-Asia fund is denominated in GBP (whilst I assume you are earning a CHF salary)?

What are your expectations regarding GBP-CHF in the next years to come?
I'm getting concerned about the price now 630 ish..

All my usual punts (Scottish Mortgage 1 year +108%, Edinburgh Worldwide +75%, Pacific Horizon +97%, BG Global Discovery +68%, BG Positive Change at +80%), have if anything done a bit too well. Surely it can't keep going?

Pile in even more or start putting money into Fundsmith / Smithson? Hold in cash (not something I'd normally do)?
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  #408  
Old 12.10.2020, 15:50
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Re: Markets down - Invest now or wait further?

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Related with a mild hijacking But you seem like a knowledgeable bunch so Iíll take the jump.

I have done quite a bit of research and have talked also to my bank. I have a pretty good idea on what to invest based on my objectives. Question that I am struggling with is where to execute. Options include:

ó my bank (UBS) - stable, will honour their contract except in extreme scenarios, probably backed by Swiss government in the extreme case, high fees.

ó Swiss Quote Platform - all digital and user friendly, Swiss company, a bit lower fees but donít know them enough to get comfort if they will deliver what they promise. In short, will i get my money back even if no returns are delivered.

ó interactive brokers - read some good stuff about them here but same downside to Swiss Quote plus they are non-Swiss company.

ó others?

Any advice or insights to the above or any other platform?
Thanks
I use Degiro - I just find it much more user friendly than IB, and the costs are so low so as to be irrelevant - unless you are a day trader I guess.
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  #409  
Old 14.10.2020, 10:34
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Re: Markets down - Invest now or wait further?

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Hi,



What do you all think about the market situation given the oil crisis / coronavirus pandemy? Good time to invest in stock market or better to wait for further drops?



I'm a bit surprised there are no posts on this topic at the forum - What are you thinking about investment opportunities?



Link to guardian article quoting biggest stock market fall since 2008 crisis:

https://www.theguardian.com/business...nancial-crisis


Curious to hear your thoughts!
Cash will be trash. I invest in companies where I can get a share. And I keep a little in gold
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  #410  
Old 14.10.2020, 10:43
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Re: Markets down - Invest now or wait further?

Intel is now creeping up... already made 10% in the last few weeks.
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  #411  
Old 14.10.2020, 13:44
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Re: Markets down - Invest now or wait further?

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Thanks - thatís comforting. Any experience with Swiss Quote?
i started with SQ and quickly changed. high transaction costs. quarterly custody fees.
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  #412  
Old 14.10.2020, 17:54
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Re: Markets down - Invest now or wait further?

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Intel is now creeping up... already made 10% in the last few weeks.
And so did the Nasdaq
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  #413  
Old 28.10.2020, 07:19
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Re: Markets down - Invest now or wait further?

Maybe we all get it wrong with investment in $ on American markets

https://finance.yahoo.com/news/ray-d...213141716.html
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  #414  
Old 28.10.2020, 08:17
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Re: Markets down - Invest now or wait further?

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Maybe we all get it wrong with investment in $ on American markets

https://finance.yahoo.com/news/ray-d...213141716.html
Question is do you trust the accounting standards & regulation of Chinese companies not traded in the US.
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  #415  
Old 28.10.2020, 08:37
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Re: Markets down - Invest now or wait further?

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Question is do you trust the accounting standards & regulation of Chinese companies not traded in the US.
I guess it is a question of whether you trust the management of the company and the regulations around it. Even those listed in the US are traded under very dubious structures (e.g. VIEs) which may eventually come back to bite investors in the butt.
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  #416  
Old 28.10.2020, 09:53
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Re: Markets down - Invest now or wait further?

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Maybe we all get it wrong with investment in $ on American markets

https://finance.yahoo.com/news/ray-d...213141716.html
https://www.scmp.com/business/bankin...oIEAyqyFTWnA1Y
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  #417  
Old 20.11.2020, 16:06
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Re: Markets down - Invest now or wait further?

Those market crashes happened more more often than may one think, if you count those that moved 5 - 7 standard deviation away from the mean (extreme tail risk). Unless there is a systematic problem with the market, such as the financial crisis in 2007-2008, the market will correct swiftly. That's where you should buy in (if you can time it). If you are a long-term investor, buy companies with solid earning and growth because they are the ones that would survive an economic downturn. For speculating, look at Shopify (SHOP), 219% increase during past year. Apple and Amazon's share price "only" rose by 80% this year.
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  #418  
Old 14.01.2021, 06:36
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Re: Markets down - Invest now or wait further?

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Intel is now creeping up... already made 10% in the last few weeks.
Yesterday Intel surged on the announcement of the new CEO, so I cashed in to lock in the 15% profit.

Intel still have a tough year ahead so I feel it will sink back to the late 40's or more depending if there is another crash, upon which point I will re-invest in preparation for when they make a real comeback in 2022.
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  #419  
Old 14.01.2021, 08:26
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Re: Markets down - Invest now or wait further?

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Yesterday Intel surged on the announcement of the new CEO, so I cashed in to lock in the 15% profit.

Intel still have a tough year ahead so I feel it will sink back to the late 40's or more depending if there is another crash, upon which point I will re-invest in preparation for when they make a real comeback in 2022.
New CPUs are coming in the spring which are on par with AMD again.
They will eventually crack sub10nm wafers which will give them an additional boost (and another generation yet again )
New CEO is a big news instead of the beancounter Bob Swan.

I am not selling. It might not dip back.
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  #420  
Old 14.01.2021, 08:35
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Re: Markets down - Invest now or wait further?

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New CPUs are coming in the spring which are on par with AMD again.
They will eventually crack sub10nm wafers which will give them an additional boost (and another generation yet again )
New CEO is a big news instead of the beancounter Bob Swan.

I am not selling. It might not dip back.
They are not on a par with AMD in anything but gaming... their new Rocket Lake CPU's are a maximum of 8 cores and get destroyed in productivity tasks by the Zen3 5900x (12 cores) and 5950x (16 cores). They are also getting destroyed in the server marketm with AMD's new Epyc CPU's outperforming Intel Xeons by a country mile. Unless the new Rock Late CPU's are priced very reasonably they will not be worth buying over the AMD alternatives. Intel will be at a technical and performance disadvantage until 2022 at the earliest and maybe longer into 2023 as AMD are not standing still will likely be releasing Zen4 in 2022.

The share price is being hit by a wave of temporary optimism and I will be very surprised if it doesn't start to drop again very soon, perhaps sharply after the Q1 results financials and market share announcements. However, they will be back... it's just a matter of the time it takes to steer such a large ship back on course.

Last edited by Chuff; 14.01.2021 at 08:46.
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