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Old 16.09.2020, 09:15
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Credit car purchases - Tax implications?

Hello all,
I have a simple question here, not that it is affecting me, but just being curious here...
situation: a good friend of mine lives in Switzerland, I live in Germany, I travel a lot for work so I told him I will be near his place in a couple of weeks. We arranged to have dinner together and he asked me if I could purchase online and bring certain product. I said: you buy it and send to my place and I take it there. His answer: I can't, Swiss credit cards are blocked to make online shopping outside the country for tax reasons, if I purchase it I will be labeled as breaking the tax law. I don't even make tax free purchases while on the airport for the same reason.
He is not Swiss and he told me his colleagues also told him about this.

So for me this all sounds crazy....and completely not true.
I've been googling but couldn't find anything about this.

What do you say? any experience/link?
Thanks!
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Old 16.09.2020, 09:21
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Re: Credit car purchases - Tax implications?

Total nonsense, done it many times.

Tom
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Old 16.09.2020, 09:47
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Re: Credit car purchases - Tax implications?

Don't fall for it. I have done many online purchases all around the world with my credit card and have no issues.

You just pay the Swiss tax if its above a certain limit.
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Old 16.09.2020, 10:02
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Re: Credit car purchases - Tax implications?

If it were tax evasion it would be even so if you do the purchases.
Be aware about the CHF 300 limits for tax free tourists imports when you bring the things to Switzerland.
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Old 16.09.2020, 10:05
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Re: Credit car purchases - Tax implications?

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Hello all,
I have a simple question here, not that it is affecting me, but just being curious here...
situation: a good friend of mine lives in Switzerland, I live in Germany, I travel a lot for work so I told him I will be near his place in a couple of weeks. We arranged to have dinner together and he asked me if I could purchase online and bring certain product. I said: you buy it and send to my place and I take it there. His answer: I can't, Swiss credit cards are blocked to make online shopping outside the country for tax reasons, if I purchase it I will be labeled as breaking the tax law. I don't even make tax free purchases while on the airport for the same reason.
He is not Swiss and he told me his colleagues also told him about this.

So for me this all sounds crazy....and completely not true.
I've been googling but couldn't find anything about this.

What do you say? any experience/link?
Thanks!
Thats nonsense!

Why not get your friend to pay using his credit card & get it delivered to your address, let him take the risks.
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Old 16.09.2020, 10:12
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Re: Credit car purchases - Tax implications?

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I said: you buy it and send to my place and I take it there. His answer: I can't, Swiss credit cards are blocked to make online shopping outside the country for tax reasons, if I purchase it I will be labeled as breaking the tax law.
Utter garbage.

I regularly buy things with my Swiss credit card from, for example, amazon.de marketplace that won't deliver to Switzerland, and have it sent to Lasburg, a company just across the border in Germany that offer this service for a small fee.

If the value (without MWST) is less than 300CHF, I don't declare it at Swiss customs. If it's more, I do. All perfectly legal and above board.
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Old 16.09.2020, 15:17
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Re: Credit car purchases - Tax implications?

Quite a few merchants who have for example a .de domain and a .ch domain where the prices are twice as much, don't allow you to use a Swiss form of payment on the .de website but this seems coincidental to the OP's friend's claim.
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Old 16.09.2020, 15:51
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Re: Credit car purchases - Tax implications?

Using a Swiss credit card for spending abroad is probably a bad idea, but certainly not illegal.

To avoid FX fees in future use Revolut or Transferwise.
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Old 16.09.2020, 15:59
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Re: Credit car purchases - Tax implications?

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Quite a few merchants who have for example a .de domain and a .ch domain where the prices are twice as much, don't allow you to use a Swiss form of payment on the .de website but this seems coincidental to the OP's friend's claim.
Can you provide an example? The only ones I've seen are the one that require payment by Lastschrift or they require a billing address in Germany/EU and compare it against card owner's address. They can't just decline a Swiss Visa or MC.
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Old 16.09.2020, 16:21
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Re: Credit car purchases - Tax implications?

Could there be the issue with the billing address. Some credit cards reject a purchase if the billing address is not the same as the delivery address.
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Old 16.09.2020, 16:25
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Re: Credit car purchases - Tax implications?

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or they require a billing address in Germany/EU and compare it against card owner's address. They can't just decline a Swiss Visa or MC.
Which is more or less the same as denying a Swiss credit card. Isn't it?

With some premium Credit Card providers you can call customer service and allow the use of an other billing address. At least for one time use. Been there, done that, as it was the only option to get a certain item.
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Old 16.09.2020, 18:43
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Re: Credit car purchases - Tax implications?

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Could there be the issue with the billing address. Some credit cards reject a purchase if the billing address is not the same as the delivery address.
The credit card payment gateway does not ask for a delivery address while validating the payment. Even if you are filling that field at the time of making the payment.
So this is definitely not the issue.
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